The right time to start investing

Paritosh (37) works for a pharmaceutical company. His in-hand monthly salary is close to Rs 1 lakh. He wants to start investing for his five-year-old daughter's higher education and his own retirement but is confused about whether this is the right time to start, given the ongoing economic uncertainty. He also wants to know if he should invest in equity or gold. He has a lump sum of Rs 2 lakh ready to be invested. Here is a plan for Paritosh.

This article was originally published on December 22, 2021, and last updated on September 07, 2022.