Investing for Growth

How to crash-proof your investments

The crash in March highlighted the need for a systematic withdrawal plan. We assess how effective this option is

What should be the asset allocation in the current situation?

Asset allocation should be done based on your experience in equity investing and the phase of your life instead of the market situation, suggests Dhirendra Kumar

ELSS for senior citizens

Tax-saving mutual funds are not only for young, working people, but they also have a place on the portfolios of retirees and senior citizens

Will equity funds still give good returns over the next 10 years?

Equity funds will do well in the long term, provided that you have a plan, learn from your mistakes and don't repeat them, advises Dhirendra Kumar

Given SEBI's notice, what can a multi-cap investor do?

As of now, do nothing as AMCs are still figuring out what to do next. Keep visiting VRO for updates, as we will keep following fund companies' move with regard to their multi caps, informs Dhirendra Kumar

Charm of early retirement

Aditya wants to retire at 50 but given his financial position and goals, he will need to work for four to five years more

With the market soaring, should I pay STCG and book profits?

Here's some advice from Dhirendra Kumar to investors tempted to book profit in the current market

Will the market crash in 6 to 12 months?

Here are some suggestions from Dhirendra Kumar on how to navigate the irrational markets

The relationship between psychology and stock investing

Our psychological biases come to bear on our investing habits, leading to outcomes we'd rather avoid

Diversify or be defenceless

Diversification may be a defensive strategy, but it is a good one to employ

My returns from Nippon Pharma are at 65 per cent. Should I exit?

Your decision about when to buy or exit an investment should be guided by your asset allocation plan instead of the market outlook, advises Dhirendra Kumar

SIPs and the temptation to time the market

People who invest in Mutual Funds via SIPs are often guilty of trying to time the market, and this is a problem

Funds for the balance

Few savers need any tool beyond hybrid funds to maintain the asset allocation they need