Investing for Growth

Strategy to reduce the number of funds from 30 to 6

Ashutosh Gupta outlines the strategy to cut down the number of funds in a portfolio.

Lump-sum investments in Axis Mid Cap Fund

Ashutosh Gupta highlights the factors that should be considered before making lump-sum investments.

First things first

Raj wants to buy a second home, but this may compromise on other non-negotiable goals

Importance of quality of a portfolio for wealth creation

Slightly overvalued 'quality' businesses that are growing tend to be wealth compounders than questionable businesses at cheap valuations, suggests Ashutosh Gupta

Returns are a mystery

It's unfortunate that there are investors who don't fully understand the fundamental concept of returns

Investing in a flexi-cap fund or a focused equity fund

Both serve the same investing need and your selection should depend on the level of diversification in your portfolio, suggests Ashutosh Gupta

Slow-motion hyperinflation

It seems hard for the human mind to truly understand inflation unless it comes and hits you in the head

Appropriate funds to get international exposure

The US market probably offers the widest choice of fundamentally strong and globally competitive businesses, tells Ashutosh Gupta

Will the budget 2021 push up mutual funds related to the infrastructure and banking sectors?

Although the prospects of these two sectors look good, continue investing in flexi-cap as the fund manager will try and tilt your portfolio as required, suggests Dhirendra Kumar

'Where and how much should I invest for my child's higher education?'

While it's difficult to precisely determine the amount needed, one should start investing early in equity. Revisiting the goal periodically can help reduce the gap between the required amount and the accumulated corpus.

When should you sell a poorly performing fund?

There are different ways in which a mutual fund can perform poorly, but not all justify selling it.

Is it advisable to invest in the Sukanya Samriddhi Yojana?

Having some allocation to equity will give you a higher return, advises Dhirendra Kumar

Mutual fund investments for NRIs

In the case of NRIs, fund houses are liable to deduct TDS from capital gains at the time of redemption, tells Ashutosh Gupta