Investing for Income

Overview of the Senior Citizens Savings Scheme

The Senior Citizen Savings Scheme (SCSS) is a deposit scheme introduced by the Government of India to provide guaranteed returns to senior citizens

Your bouquet of NPS annuity plans

NPS requires you to necessarily buy an annuity with part of your corpus. Here are the various annuity options that you can choose from, along with a list of annuity providers.

Why does Value Research Premium suggest equity funds even for income portfolios?

The idea is that the fixed-income portion generates steady growth, while the equity component boosts returns to keep pace with inflation, informs Ashutosh Gupta

How good are non-convertible bonds as a mode of investment?

Here is what Dhirendra Kumar thinks about non-convertible bonds

Where should I invest my fixed-income allocation as debt funds have become risky?

Although there have been accidents, being careful while investing in debt funds can help, says Dhirendra Kumar

Using debt funds for income

Debt funds can be used to generate regular income to meet your living expenses. Find out how

Do you expect interest rates to go up post-March'21? If so, which type of fund should I switch to?

While making investment decisions, focus on the factors that are in your control, says Ashutosh Gupta

The retirement crisis

Post-retirement investment management and income generation is still the hardest problem in personal finance, but it needn't be