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3 star

Union Small Cap Fund - Direct Plan


Equity: Small Cap

1 Lakh

Investment Grown to
₹ 1.31 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.40 Lakh

Suitability:

When you invest for seven years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options.

This is a fund that invests in smaller companies. Compared to those that invest in larger companies, such funds tend to fall more when stock prices fall. So while you can expect higher returns in the long term, there will be more severe ups and downs along the way.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other small-cap fund, if you need to redeem your investment in less than seven years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 17.43 0.89 0.89 2.08 13.08 33.71 85.15 9.31 13.61 -- --
S&P BSE 250 SmallCap TRI 13.60 0.58 -0.17 -0.75 10.40 37.28 96.54 2.46 12.11 -- --
Equity: Small Cap 15.24 0.55 0.57 1.23 12.29 37.56 92.14 7.38 15.30 -- --
Rank within category 5 2 7 8 9 21 17 5 9 -- --
Number of funds in category 26 27 27 26 26 25 24 14 13 10 0

As on 22-Apr-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Small Cap Fund - Direct Plan
3 star
Jun-14 85.15 9.31 13.61 1.75 425
Nippon India Small Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 99.83 9.96 19.74 1.01 12,474
SBI Small Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 81.69 12.24 20.87 0.89 7,570
Axis Small Cap Fund - Direct Plan
5 star
Nov-13 70.87 17.52 18.68 0.36 4,485
Kotak Small Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 111.77 15.18 18.80 0.60 3,423

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.58 09-Sep-2020 - 16-Sep-2020 -20.42 16-Mar-2020 - 23-Mar-2020
Month 19.89 27-Jul-2020 - 26-Aug-2020 -37.61 20-Feb-2020 - 23-Mar-2020
Quarter 39.28 27-May-2020 - 26-Aug-2020 -29.21 23-Dec-2019 - 23-Mar-2020
Year 116.78 23-Mar-2020 - 23-Mar-2021 -28.27 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 14.21 26.90 0.36 0.40 0.82 5.18
S&P BSE 250 SmallCap TRI 10.01 31.64 0.17 0.20 -- --
Equity: Small Cap 13.73 28.46 0.33 0.37 0.87 4.42
Rank within category 7 4 6 6 5 7
Number of funds in category 15 15 15 15 15 15

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Mar-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 54
Top 10 Stocks (%) 31.05
Top 5 Stocks (%) 16.84
Top 3 Sectors (%) 40.34
Portfolio P/B Ratio 4.33
Portfolio P/E Ratio 36.75

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 6,547 7,153
Giant (%) -- 3.32
Large (%) -- 2.17
Mid (%) 28.94 31.17
Small (%) 71.06 66.45
Tiny (%) -- 0.59

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Happiest Minds Technologies Technology 132.83 3.93 0.00 3.55
down Galaxy Surfactants FMCG 32.29 3.41 0.00 3.41
down TeamLease Services Services 180.58 4.02 0.00 3.39
down Sequent Scientific Healthcare 68.13 3.48 0.00 3.27
down Neogen Chemicals Chemicals 69.67 3.70 0.00 3.22
down Can Fin Homes Financial 15.21 3.04 0.00 3.04
down Orient Electric Engineering 63.39 3.67 0.00 2.91
down CSB Bank Financial 38.43 3.17 0.00 2.89
down KNR Constructions Construction 14.48 3.83 1.83 2.72
down Rossari Biotech Chemicals 87.10 2.79 0.00 2.65
down Navin Fluorine International Chemicals 34.77 2.89 0.00 2.63
down Lumax Industries Automobile 121.49 3.15 0.00 2.51
down Laurus Labs Healthcare 30.52 4.26 0.00 2.44
down V-Mart Retail Services -- 3.58 0.00 2.22
down DCB Bank Financial 8.77 2.92 0.00 2.21
down Rites Construction 13.12 4.05 0.00 2.16
down Tube Investments Of India Automobile 107.24 2.43 0.00 2.15
down Tasty Bite Eatables FMCG 115.95 2.47 0.00 2.13
down KPIT Technologies Technology 40.62 2.06 0.00 2.06
down Endurance Technologies Automobile 41.12 2.23 0.00 1.92
up Home First Finance Company India Financial 52.04 1.89 0.00 1.89
down TCI Express Ltd. Services 42.17 3.65 0.00 1.81
down Minda Industries Automobile 187.78 3.10 0.00 1.73
down Cera Sanitaryware Construction 56.04 2.32 0.00 1.71
down Fine Organic Industries Chemicals 63.80 4.55 0.00 1.68

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Hardick Bora since 25-Oct-2016

Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.

Funds Managed:

— Vinay Paharia since 03-Apr-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:


0.89%

Change from previous, NAV as on 22-Apr-2021

Growth: ₹ 22.5700

IDCW: ₹ 16.8900


Investment Strategy

The scheme seeks to achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities, predominantly of small cap companies.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 2,000
Minimum No of Cheques 6
Minimum Withdrawal (₹) 1,000
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 10-Jun-2014
Return Since Launch: 12.58%
Benchmark: NIFTY Smallcap 100 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 425 Cr (As on 31-Mar-2021)
Expense: 1.75% (As on 31-Mar-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 76.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW22-Mar-20183.0000

 28-Sep-20171.0000

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: 022-67483300 / 1800-200-2268

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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