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3 star

Union Small Cap Fund - Direct Plan download report


Equity: Small Cap

1 Lakh

Investment Grown to
₹ 2.52 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.96 Lakh

Suitability:

"When you invest for seven years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options.

This is a fund that invests in smaller companies. Compared to those that invest in larger companies, such funds tend to fall more when stock prices fall. So while you can expect higher returns in the long term, there will be more severe ups and downs along the way.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other small-cap fund, if you need to redeem your investment in less than seven years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Union Small Cap Direct-G 2.13 0.25 2.53 8.38 12.49 7.19 12.49 36.06 16.43 13.93 --
S&P BSE 250 SmallCap TRI -5.20 0.56 2.15 9.37 7.39 -0.45 5.63 27.23 10.00 12.04 --
Equity: Small Cap -2.49 0.34 1.90 8.71 8.65 2.52 9.65 33.63 15.31 15.82 --
Rank within category 5 22 5 22 1 4 11 7 6 9 --
Number of funds in category 28 29 29 29 29 28 27 20 14 13 0

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Union Small Cap Fund - Direct Plan
3 star
Jun-14 12.49 36.06 16.43 1.38 897
Nippon India Small Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 16.28 36.78 19.25 1.02 20,363
SBI Small Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 19.13 33.04 20.29 0.76 12,825
Axis Small Cap Fund - Direct Plan
5 star
Nov-13 14.65 32.34 21.40 0.49 9,811
Kotak Small Cap Fund - Direct Plan  | Invest Online
4 star
Jan-13 12.70 38.60 19.65 0.59 7,784

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.58 09-Sep-2020 - 16-Sep-2020 -20.42 16-Mar-2020 - 23-Mar-2020
Month 19.89 27-Jul-2020 - 26-Aug-2020 -37.61 20-Feb-2020 - 23-Mar-2020
Quarter 39.28 27-May-2020 - 26-Aug-2020 -29.21 23-Dec-2019 - 23-Mar-2020
Year 116.78 23-Mar-2020 - 23-Mar-2021 -28.27 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Union Small Cap Direct-G 33.12 24.80 1.19 1.23 0.80 10.73
S&P BSE 250 SmallCap TRI 27.17 29.90 0.79 0.84 -- --
Equity: Small Cap 31.52 26.46 1.06 1.12 0.86 7.74
Rank within category 7 6 5 5 5 6
Number of funds in category 20 20 20 20 20 20

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 62
Top 10 Stocks (%) 27.19
Top 5 Stocks (%) 14.54
Top 3 Sectors (%) 41.56
Portfolio P/B Ratio 6.51
Portfolio P/E Ratio 46.21

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 10,822 9,704
Giant (%) -- 5.94
Large (%) 0.99 2.99
Mid (%) 55.13 40.45
Small (%) 43.88 55.73
Tiny (%) -- 0.43

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up Home First Finance Company India Financial 41.94 3.25 0.00 3.03
up CreditAccess Grameen Financial 32.91 3.31 0.00 2.94
up Tatva Chintan Pharma Chem Chemicals 63.57 3.61 0.00 2.90
up Krishna Institute Of Medical Sciences Healthcare 31.23 3.28 0.00 2.85
up ZF Commercial Vehicle Control Systems India Automobile 102.48 2.82 0.00 2.82
up Neogen Chemicals Chemicals 77.23 3.70 0.00 2.80
up JB Chemicals & Pharma Healthcare 37.50 2.78 0.00 2.78
up PVR Services -- 3.48 0.00 2.63
up City Union Bank Financial 16.17 2.52 0.00 2.26
up KNR Constructions Construction 20.30 3.83 1.26 2.18
up Cera Sanitaryware Materials 35.25 2.32 0.00 2.17
equal Phoenix Mills Construction 24.31 3.00 0.00 2.05
up Multi Commodity Exchange Of India Services 46.68 4.16 0.00 1.98
up Ami Organics Healthcare 49.59 2.12 0.00 1.96
up Saregama India Services 47.14 2.20 0.00 1.93
equal Devyani International Services 98.38 2.89 0.00 1.83
up Motherson Sumi Wiring India Automobile 61.40 1.81 0.00 1.81
up Praj Industries Capital Goods 41.45 3.33 0.00 1.80
up GMM Pfaudler Capital Goods 55.06 1.79 0.00 1.79
up Eureka Forbes Metals & Mining -- 2.02 0.00 1.76
new Aether Industries Chemicals 95.82 1.74 0.00 1.74
up Dixon Technologies Capital Goods 109.22 3.20 0.00 1.64
up Escorts Kubota Automobile 34.35 1.64 0.00 1.64
up Tarsons Products Healthcare 40.33 1.73 0.00 1.64
up C.E. Info Systems Technology 80.67 2.34 0.00 1.63

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Hardick Bora since 25-Oct-2016

Education: Mr. Bora is a CFA charterholder with the CFA Institute, USA and Bachelors in Banking and Insurance from University of Mumbai.

Experience: He has been with Union KBC Mutual Fund since Sep10, 2014 to Oct 24, 2016 as Research Analyst. Nov 2012 to Sep 2014 with Motilal Oswal Securities Ltd. as Sr. Manager - Institutional Research, Oct 2011 to Nov 2012 with Dolat Capital Markets Pvt Ltd. as Research Associate, Feb 2011 to Oct with Khandwala Securities Ltd. as Research Associate, Jul 2010 to Nov 2010 with Yen Management Consultants Pvt. Ltd. as Consultant, Jan 2008 to Jan 2010 with Yen Management Consultants Pvt. Ltd. as Assistant Manager and Apr 2006 to Jul 2006 with 3 Global Services Pvt. Ltd. as Customer Care Advisor.

Funds Managed:

— Vinay Paharia since 03-Apr-2018

Education: Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

Experience: Prior to joining Union Mutual Fund he was associated with Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).

Interviews:

Funds Managed:


0.25%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 32.0700

IDCW: ₹ 24.0100


Investment Strategy

The scheme seeks to achieve long term capital appreciation by investing in a portfolio consisting of equity and equity related securities, predominantly of small cap companies.

Investment Details

Min. Investment (₹) 1,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 1,000
Min. No of Cheques 6
Min. Withdrawal (₹) 1,000
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 15 days

Basic Details

Fund House: Union Mutual Fund
Launch Date: 10-Jun-2014
Return Since Launch: 15.29%
Benchmark: S&P BSE 250 SmallCap TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 897 Cr (As on 31-Jul-2022)
Expense Ratio: 1.38% (As on 31-Jul-2022)
Risk Grade: Below Average
Return Grade: Average
Turnover: 86.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW22-Mar-20183.0000

 28-Sep-20171.0000

Contact Information

AMC: Union Asset Management Company Pvt.Ltd.

Address: Unit 503, 5th Floor, Leela Business Park, Andheri Kurla Road, Andheri (East) Mumbai - 400059

Phone: (022) 6748 3300

Fax: 022-67483400/3401/3402

Email: [email protected]

Website: http://www.unionmf.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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