Top-Rated-Funds

Best Mutual Funds

We know how the star-rating system helps folks in their decision-making about anything. That’s why Value Research ranks mutual funds on several criteria to help you choose the best funds.
The mutual fund ranking system of Value Research gives
...  a quick measure of how a fund has performed in the past when compared to its peers, with five being the highest rating and one being the lowest. It takes into account the risk, returns, expense ratio and other relevant factors to arrive at such ratings. This ranking system will help you find the best performing mutual funds in India. What’s more, you can also export your results and search in excel.
So what are you waiting for? Check out the best rated mutual funds.
  Read more

Funds
Rating
Riskometer
Return
Category
VR Opinion
Ret(₹ 1lakh)
RETURN %
SIP Ret (₹ 10K/M)
RETURN %
Exp. Ratio
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4 star
Very High
Above Avg.

unlock fund advisor

1,37,013
37.01
1,42,976
41.81
0.40
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4 star
Very High
Avg.

unlock fund advisor

1,38,151
38.15
1,47,331
50.26
0.91
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5 star
Very High
Above Avg.

unlock fund advisor

1,44,439
44.44
1,49,277
54.09
0.87
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4 star
Very High
Avg.

unlock fund advisor

1,33,622
33.62
1,43,551
42.92
0.46
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4 star
Very High
High

unlock fund advisor

1,37,090
37.09
1,43,032
41.92
0.40
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,811
35.81
1,43,914
43.62
0.52
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4 star
Very High
Above Avg.

unlock fund advisor

1,36,821
36.82
1,42,144
40.22
1.04
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5 star
Very High
High

unlock fund advisor

1,73,410
73.41
1,56,744
69.09
0.12
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5 star
Very High
High

unlock fund advisor

1,40,446
40.45
1,44,994
45.71
0.90
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4 star
Very High
Above Avg.

unlock fund advisor

1,39,712
39.71
1,48,050
51.67
0.76
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5 star
Very High
Above Avg.

unlock fund advisor

1,49,168
49.17
1,50,431
56.37
1.01
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,814
35.81
1,44,889
45.50
0.60
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4 star
Very High
High

unlock fund advisor

1,67,780
67.78
1,64,451
84.95
0.35
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4 star
Very High
Avg.

unlock fund advisor

1,37,308
37.31
1,45,554
46.80
0.70
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4 star
Very High
Avg.

unlock fund advisor

1,37,064
37.06
1,44,570
44.89
0.04
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4 star
Very High
High

unlock fund advisor

1,41,200
41.20
1,46,127
47.91
0.74
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5 star
Very High
High

unlock fund advisor

1,50,223
50.22
1,47,481
50.56
0.70
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4 star
Very High
High

unlock fund advisor

1,68,032
68.03
1,64,568
85.20
0.33
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,667
48.67
1,50,728
56.96
0.57
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4 star
Very High
Avg.

unlock fund advisor

1,36,848
36.85
1,44,653
45.05
1.10
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4 star
Very High
High

unlock fund advisor

1,70,878
70.88
1,60,015
75.75
0.46
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4 star
Very High
Above Avg.

unlock fund advisor

1,42,177
42.18
1,47,692
51.30
0.59
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4 star
Very High
Above Avg.

unlock fund advisor

1,58,961
58.96
1,55,142
65.81
0.71
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,900
48.90
1,48,204
51.98
0.82
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5 star
Very High
High

unlock fund advisor

1,48,150
48.15
1,49,057
53.66
0.85
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4 star
Very High
Above Avg.

unlock fund advisor

1,47,519
47.52
1,50,153
55.82
0.52
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5 star
Very High
High

unlock fund advisor

1,56,173
56.17
1,53,880
63.26
0.60
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5 star
Very High
High

unlock fund advisor

1,67,433
67.43
1,57,898
71.41
0.66
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4 star
Very High
Avg.

unlock fund advisor

1,37,682
37.68
1,44,714
45.17
0.74
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4 star
Very High
Above Avg.

unlock fund advisor

1,40,794
40.79
1,46,822
49.27
0.87
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4 star
Very High
High

unlock fund advisor

1,72,023
72.02
1,60,792
77.35
0.70
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4 star
Very High
Above Avg.

unlock fund advisor

1,45,667
45.67
1,50,091
55.70
0.48
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4 star
Very High
Avg.

unlock fund advisor

1,36,437
36.44
1,44,078
43.94
0.47
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,751
48.75
1,52,732
60.96
0.35
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4 star
Very High
Above Avg.

unlock fund advisor

1,46,828
46.83
1,47,147
49.90
0.95
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4 star
Very High
Above Avg.

unlock fund advisor

1,40,680
40.68
1,47,058
49.73
0.96
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4 star
Very High
Above Avg.

unlock fund advisor

1,45,608
45.61
1,48,457
52.47
0.79
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5 star
Very High
High

unlock fund advisor

1,46,009
46.01
1,48,503
52.56
0.51
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5 star
Very High
High

unlock fund advisor

1,39,139
39.14
1,44,457
44.67
0.67
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,888
48.89
1,51,455
58.41
1.16
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,411
48.41
1,52,116
59.73
0.58
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5 star
Very High
Above Avg.

unlock fund advisor

1,50,395
50.39
1,48,454
52.83
0.69
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4 star
Very High
Avg.

unlock fund advisor

1,36,636
36.64
1,42,905
41.67
0.21
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5 star
Very High
High

unlock fund advisor

1,54,230
54.23
1,51,926
59.35
0.76
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4 star
Very High
Above Avg.

unlock fund advisor

1,66,826
66.83
1,60,353
76.44
0.60
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5 star
Very High
High

unlock fund advisor

1,68,851
68.85
1,62,279
80.43
0.43
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4 star
Very High
Above Avg.

unlock fund advisor

1,50,013
50.01
1,48,485
52.53
1.01
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4 star
Very High
High

unlock fund advisor

1,56,103
56.10
1,53,175
61.85
0.41
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5 star
Very High
Above Avg.

unlock fund advisor

1,39,811
39.81
1,44,075
43.93
0.62
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4 star
Very High
Above Avg.

unlock fund advisor

1,33,152
33.15
1,42,336
40.58
0.82
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4 star
Very High
Above Avg.

unlock fund advisor

1,43,885
43.89
1,46,146
47.95
0.63
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,141
35.14
1,41,520
39.02
0.90
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4 star
Very High
Above Avg.

unlock fund advisor

1,63,636
63.64
1,58,783
73.22
0.30
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4 star
Very High
Above Avg.

unlock fund advisor

1,53,593
53.59
1,50,483
56.48
0.76
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4 star
Very High
Avg.

unlock fund advisor

1,55,648
55.65
1,56,334
68.22
0.36
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4 star
Very High
Above Avg.

unlock fund advisor

1,66,769
66.77
1,56,683
68.93
0.45
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5 star
Very High
High

unlock fund advisor

1,67,347
67.35
1,63,305
82.56
0.65
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4 star
Very High
Above Avg.

unlock fund advisor

1,60,286
60.29
1,54,028
63.56
0.81
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5 star
Very High
High

unlock fund advisor

1,73,078
73.08
1,58,664
72.97
0.62
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4 star
Very High
Avg.

unlock fund advisor

1,39,991
39.99
1,45,197
46.10
0.55
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4 star
Very High
Above Avg.

unlock fund advisor

1,54,869
54.87
1,51,933
59.36
0.61
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4 star
Very High
Above Avg.

unlock fund advisor

1,49,334
49.33
1,48,396
52.35
0.32
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5 star
Very High
High

unlock fund advisor

1,57,871
57.87
1,54,128
63.76
0.64
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4 star
Very High
High

unlock fund advisor

1,67,470
67.47
1,55,128
65.78
0.64
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5 star
Very High
Above Avg.

unlock fund advisor

1,48,036
48.04
1,50,851
57.21
0.34
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4 star
Very High
Above Avg.

unlock fund advisor

1,42,141
42.14
1,45,878
47.43
0.68
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4 star
Very High
Above Avg.

unlock fund advisor

1,60,377
60.38
1,53,474
62.45
0.76
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5 star
Very High
Avg.

unlock fund advisor

1,44,973
44.97
1,45,929
47.52
1.03
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4 star
Very High
High

unlock fund advisor

1,69,124
69.12
1,59,316
74.31
0.97
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4 star
Very High
Avg.

unlock fund advisor

1,55,494
55.49
1,53,173
61.84
0.58
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5 star
Very High
High

unlock fund advisor

1,48,793
48.79
1,48,117
51.81
0.63
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,488
35.49
1,42,161
40.25
0.63
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5 star
Very High
High

unlock fund advisor

1,62,440
62.44
1,55,283
66.09
0.98
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4 star
Very High
Above Avg.

unlock fund advisor

1,50,281
50.28
1,51,792
59.08
0.75
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,649
48.65
1,49,534
54.60
1.13
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4 star
Very High
Avg.

unlock fund advisor

1,58,425
58.43
1,54,166
63.84
0.48
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4 star
Very High
Above Avg.

unlock fund advisor

1,52,378
52.38
1,55,782
67.10
1.13
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4 star
Very High
Above Avg.

unlock fund advisor

1,43,367
43.37
1,48,710
52.97
0.58
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4 star
Very High
Above Avg.

unlock fund advisor

1,61,010
61.01
1,57,746
71.10
0.68
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5 star
Very High
Above Avg.

unlock fund advisor

1,37,219
37.22
1,43,346
42.52
0.61
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5 star
Very High
High

unlock fund advisor

1,61,213
61.21
1,53,871
63.24
0.77
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5 star
Very High
High

unlock fund advisor

1,58,168
58.17
1,54,750
65.01
0.94
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4 star
Very High
Avg.

unlock fund advisor

1,35,321
35.32
1,42,505
40.91
1.42
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4 star
Very High
Above Avg.

unlock fund advisor

1,38,311
38.31
1,43,192
42.23
1.01
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4 star
Very High
Above Avg.

unlock fund advisor

1,29,301
29.30
1,39,239
34.69
0.61
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4 star
Very High
Above Avg.

unlock fund advisor

1,28,089
28.09
1,37,522
31.45
1.09
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4 star
Very High
Above Avg.

unlock fund advisor

1,33,605
33.61
1,42,805
41.48
0.75
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5 star
Very High
High

unlock fund advisor

1,36,149
36.15
1,40,448
36.98
0.78
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4 star
Very High
Avg.

unlock fund advisor

1,68,075
68.07
1,58,511
72.66
0.94
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4 star
Very High
High

unlock fund advisor

1,69,096
69.10
1,59,150
73.97
1.13
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5 star
Very High
Above Avg.

unlock fund advisor

1,84,187
84.19
1,69,492
95.59
0.79
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5 star
Very High
Avg.

unlock fund advisor

1,65,039
65.04
1,63,730
83.45
0.65
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4 star
Very High
Below Avg.

unlock fund advisor

1,89,968
89.97
1,77,677
113.24
1.45
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4 star
Very High
High

unlock fund advisor

1,82,410
82.41
1,64,257
84.54
0.66
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4 star
Very High
Avg.

unlock fund advisor

1,67,145
67.15
1,57,286
70.16
1.34
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5 star
Very High
Above Avg.

unlock fund advisor

1,54,195
54.19
1,49,803
55.13
1.07
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5 star
Very High
Above Avg.

unlock fund advisor

1,39,368
39.37
1,42,785
41.45
0.95
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4 star
Very High
Avg.

unlock fund advisor

1,50,067
50.07
1,46,030
47.72
0.83
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4 star
Very High
Avg.

unlock fund advisor

1,38,586
38.59
1,47,236
50.08
0.68
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4 star
Very High
Avg.

unlock fund advisor

1,38,994
38.99
1,42,705
41.29
1.17
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4 star
Very High
Above Avg.

unlock fund advisor

1,37,839
37.84
1,45,344
46.39
0.44
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5 star
Very High
High

unlock fund advisor

1,42,996
43.00
1,48,017
51.61
1.00
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,874
7.87
1,24,956
8.61
0.62
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4 star
Moderately High
Avg.

unlock fund advisor

1,07,823
7.82
1,24,701
8.16
0.41
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4 star
Moderately High
Above Avg.

unlock fund advisor

1,07,731
7.73
1,24,975
8.64
0.79
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5 star
Moderate
High

unlock fund advisor

1,06,772
6.77
1,24,682
8.12
1.24
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5 star
Moderately High
High

unlock fund advisor

1,08,143
8.14
1,25,401
9.39
0.85
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4 star
Moderately High
Above Avg.

unlock fund advisor

1,08,196
8.20
1,25,229
9.09
0.39
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4 star
Moderately High
Above Avg.

unlock fund advisor

1,07,723
7.72
1,24,800
8.33
0.74
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5 star
Moderately High
High

unlock fund advisor

1,07,276
7.28
1,24,773
8.28
0.50
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4 star
Moderately High
Avg.

unlock fund advisor

1,07,600
7.60
1,24,721
8.19
0.68
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,715
7.71
1,24,764
8.27
0.39
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,557
7.56
1,24,715
8.18
0.34
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4 star
Moderate
Avg.

unlock fund advisor

1,07,530
7.53
1,24,640
8.05
0.38
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,726
7.73
1,24,737
8.22
0.40
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,039
8.04
1,24,819
8.36
0.45
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,606
7.61
1,24,689
8.14
0.37
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5 star
Moderate
High

unlock fund advisor

1,07,355
7.35
1,24,581
7.95
0.29
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5 star
Moderate
High

unlock fund advisor

1,07,679
7.68
1,24,690
8.14
0.37
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,626
7.63
1,24,567
7.92
0.39
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,525
7.52
1,24,545
7.88
0.31
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,582
7.58
1,24,457
7.73
0.37
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,770
7.77
1,24,568
7.92
0.25
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,511
7.51
1,24,489
7.79
0.37
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,538
7.54
1,24,532
7.86
0.43
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5 star
Low to Moderate
High

unlock fund advisor

1,07,381
7.38
1,24,411
7.65
0.39
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5 star
Low to Moderate
High

unlock fund advisor

1,07,268
7.27
1,24,360
7.56
0.35
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,634
7.63
1,24,540
7.87
0.32
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,606
7.61
1,24,534
7.86
0.39
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4 star
Low to Moderate
Below Avg.

unlock fund advisor

1,07,154
7.15
1,24,349
7.54
0.25
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4 star
Moderate
Avg.

unlock fund advisor

1,07,532
7.53
1,24,483
7.77
0.29
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4 star
Moderate
Avg.

unlock fund advisor

1,07,655
7.65
1,24,567
7.92
0.21
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5 star
Moderate
High

unlock fund advisor

1,07,766
7.77
1,24,613
8.00
0.38
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,368
7.37
1,24,366
7.57
0.27
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,522
7.52
1,24,464
7.74
0.24
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,622
7.62
1,24,507
7.82
0.37
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5 star
Moderate
High

unlock fund advisor

1,07,529
7.53
1,24,463
7.74
0.43
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5 star
Moderate
High

unlock fund advisor

1,07,435
7.44
1,24,376
7.56
0.21
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,412
7.41
1,24,356
7.53
0.17
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,418
7.42
1,24,357
7.53
0.10
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,391
7.39
1,24,332
7.49
0.17
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,399
7.40
1,24,347
7.51
0.12
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5 star
Low to Moderate
High

unlock fund advisor

1,07,463
7.46
1,24,399
7.61
0.08
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,385
7.39
1,24,348
7.52
0.12
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,436
7.44
1,24,360
7.54
0.15
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,393
7.39
1,24,351
7.53
0.10
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,417
7.42
1,24,362
7.54
0.20
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,417
7.42
1,24,354
7.53
0.13
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,418
7.42
1,24,349
7.52
0.08
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,681
7.68
1,24,570
7.93
0.21
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,647
7.65
1,24,561
7.91
0.13
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,590
7.59
1,24,519
7.84
0.23
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,578
7.58
1,24,518
7.84
0.21
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,668
7.67
1,24,561
7.91
0.24
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,784
7.78
1,24,629
8.03
0.15
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,611
7.61
1,24,516
7.83
0.19
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,822
6.82
1,23,936
6.80
0.08
Click here to view it.
5 star
Low
High

unlock fund advisor

1,06,842
6.84
1,23,947
6.82
0.05
Click here to view it.
5 star
Low
High

unlock fund advisor

1,06,890
6.89
1,23,976
6.87
0.08
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,818
6.82
1,23,933
6.79
0.09
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,804
6.80
1,23,931
6.79
0.06
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,811
6.81
1,23,941
6.80
0.06
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,802
6.80
1,23,931
6.79
0.08
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,06,829
6.83
1,23,952
6.83
0.06
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,831
6.83
1,23,942
6.81
0.08
Click here to view it.
5 star
Low
High

unlock fund advisor

1,07,295
7.30
1,24,156
7.19
0.15
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,841
6.84
1,23,949
6.82
0.06
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,08,066
8.07
1,25,282
9.18
0.27
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,07,543
7.54
1,24,622
8.02
0.28
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,887
7.89
1,25,170
8.98
0.64
Click here to view it.
5 star
Moderate
Above Avg.

unlock fund advisor

1,08,231
8.23
1,25,036
8.75
0.59
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,08,372
8.37
1,25,176
8.99
0.14
Click here to view it.
5 star
Moderate
Avg.

unlock fund advisor

1,08,490
8.49
1,25,333
9.27
0.07
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,08,901
8.90
1,25,903
10.28
0.35
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,708
8.71
1,25,749
10.01
0.51
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,269
8.27
1,25,508
9.58
0.61
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,800
7.80
1,24,813
8.36
0.33
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,685
7.68
1,24,742
8.23
0.30
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,07,230
7.23
1,24,437
7.69
0.23
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,843
7.84
1,24,805
8.34
0.35
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,779
7.78
1,24,649
8.07
0.34
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,653
7.65
1,24,755
8.25
0.35
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,159
7.16
1,24,464
7.74
0.29
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,757
7.76
1,24,901
8.51
0.31
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,08,200
8.20
1,24,928
8.56
0.79
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,16,192
16.19
1,27,262
12.69
0.40
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,08,391
8.39
1,25,019
8.72
0.70
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,07,444
7.44
1,24,463
7.74
0.89
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,376
7.38
1,24,556
7.90
0.38
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,07,062
7.06
1,24,415
7.65
0.33
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,07,291
7.29
1,24,433
7.69
0.18
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,462
7.46
1,24,574
7.93
0.39
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,750
7.75
1,24,604
7.99
0.39
Click here to view it.
5 star
Moderate
Above Avg.

unlock fund advisor

1,07,579
7.58
1,24,610
8.00
0.15
Click here to view it.
5 star
Low to Moderate
Avg.

unlock fund advisor

1,07,834
7.83
1,24,674
8.11
0.23
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,08,570
8.57
1,25,101
8.86
0.23
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,08,204
8.20
1,24,871
8.46
0.26
Click here to view it.
4 star
Low to Moderate
Below Avg.

unlock fund advisor

1,07,266
7.27
1,24,323
7.49
0.34
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,08,827
8.83
1,25,922
10.31
0.46
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,09,384
9.38
1,26,460
11.27
0.54
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,08,234
8.23
1,24,850
8.42
0.56
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,720
8.72
1,25,697
9.91
0.47
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,741
8.74
1,25,717
9.95
0.40
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,08,918
8.92
1,25,876
10.23
0.45
Click here to view it.
5 star
Moderate
Below Avg.

unlock fund advisor

1,07,239
7.24
1,24,735
8.22
0.51
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,08,340
8.34
1,25,594
9.73
0.46
Click here to view it.
4 star
Very High
High

unlock fund advisor

1,55,383
55.38
1,49,536
54.60
1.21
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,35,464
35.46
1,43,203
42.25
0.50
Click here to view it.
5 star
Very High
Above Avg.

unlock fund advisor

1,36,750
36.75
1,43,346
42.52
0.29
Click here to view it.
4 star
Very High
Avg.

unlock fund advisor

1,33,558
33.56
1,40,317
36.73
1.07
Click here to view it.
5 star
Very High
Above Avg.

unlock fund advisor

1,29,230
29.23
1,38,744
33.75
0.92
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,28,961
28.96
1,38,537
33.36
0.93
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,43,881
43.88
1,45,664
47.01
1.47
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,39,735
39.74
1,42,015
39.97
1.02
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,48,307
48.31
1,49,387
54.31
0.85
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,57,812
57.81
1,52,906
61.31
0.60
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,35,328
35.33
1,44,147
44.07
0.47
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,38,002
38.00
1,44,918
45.56
0.47
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,40,267
40.27
1,44,118
44.01
0.75
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,47,371
47.37
1,54,241
63.99
0.85
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,28,812
28.81
1,39,290
34.78
1.04
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,35,102
35.10
1,43,103
42.06
1.27
Click here to view it.
4 star
Moderately High
High

unlock fund advisor

1,14,512
14.51
1,28,383
14.70
1.27
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,13,247
13.25
1,28,622
15.12
0.64
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,16,961
16.96
1,30,381
18.30
1.24
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,14,318
14.32
1,29,422
16.56
1.03
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,16,684
16.68
1,29,700
17.17
0.62
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,15,030
15.03
1,29,551
16.80
0.91
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,18,061
18.06
1,31,006
19.43
0.49
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,18,733
18.73
1,30,187
17.95
0.33
Click here to view it.
5 star
High
Above Avg.

unlock fund advisor

1,15,642
15.64
1,30,288
18.13
0.61
Click here to view it.
4 star
High
High

unlock fund advisor

1,20,804
20.80
1,32,635
22.41
0.86
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,12,256
12.26
1,28,057
14.11
0.92
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,17,307
17.31
1,31,524
20.38
1.13
Click here to view it.
5 star
Moderate
Avg.

unlock fund advisor

1,18,400
18.40
1,31,209
19.79
0.50
Click here to view it.
4 star
Moderately High
High

unlock fund advisor

1,26,621
26.62
1,38,829
33.91
0.61
Click here to view it.
4 star
Low to Moderate
Below Avg.

unlock fund advisor

1,11,053
11.05
1,26,843
11.94
0.50
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,20,936
20.94
1,32,711
22.54
0.69
Click here to view it.
4 star
Moderate
High

unlock fund advisor

1,18,533
18.53
1,32,036
21.30
0.34
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,20,279
20.28
1,32,439
22.04
0.50
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,17,370
17.37
1,30,613
18.71
0.70
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,368
8.37
1,25,036
8.74
0.32
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,287
8.29
1,25,037
8.74
0.31
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,449
8.45
1,25,114
8.88
0.34
Click here to view it.
5 star
Low
High

unlock fund advisor

1,08,431
8.43
1,25,074
8.81
0.39
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,552
8.55
1,25,189
9.01
0.43
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,307
8.31
1,25,011
8.70
0.37
Click here to view it.
5 star
Low
High

unlock fund advisor

1,08,407
8.41
1,25,083
8.83
0.30
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,26,909
26.91
1,37,649
31.69
0.40
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,28,209
28.21
1,34,235
25.35
0.48
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,42,046
42.05
1,42,813
41.50
0.73
Click here to view it.
5 star
High
Above Avg.

unlock fund advisor

1,24,094
24.09
1,34,097
25.08
0.23
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,22,980
22.98
1,34,169
25.22
0.86
Click here to view it.
5 star
High
Avg.

unlock fund advisor

1,23,253
23.25
1,35,297
27.30
0.57
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4 star
High
Above Avg.

unlock fund advisor

1,23,586
23.59
1,34,593
26.00
0.36
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4 star
High
Avg.

unlock fund advisor

1,26,764
26.76
1,36,467
29.48
0.11
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4 star
High
Avg.

unlock fund advisor

1,23,654
23.65
1,33,960
24.99
0.11
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4 star
Very High
Above Avg.

unlock fund advisor

1,34,376
34.38
1,39,915
35.97
0.76
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5 star
Very High
Above Avg.

unlock fund advisor

1,35,259
35.26
1,41,244
38.50
0.37
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5 star
Very High
High

unlock fund advisor

1,47,748
47.75
1,47,340
50.28
0.67
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4 star
Very High
Avg.

unlock fund advisor

1,30,283
30.28
1,38,012
32.39
0.55
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4 star
High
Above Avg.

unlock fund advisor

1,39,324
39.32
1,43,801
43.40
1.09
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5 star
High
Avg.

unlock fund advisor

1,22,132
22.13
1,36,742
29.99
0.17
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4 star
High
Above Avg.

unlock fund advisor

1,22,196
22.20
1,36,854
30.20
0.18
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4 star
High
Above Avg.

unlock fund advisor

1,22,613
22.61
1,36,849
30.21
0.10

How to pick the best-performing mutual funds in India?

  • Financial goals: Before embarking on your mutual funds investment journey, define your financial goals. Check how much you would need to meet each goal and when you need the money. It will help you select the appropriate fund.

  • Risks and asset allocation: Always remember that returns and risks are related. While some assets have higher risks, some have lower risks. To balance return and risks while meeting your financial goals, opt for asset allocation. Consider your risk appetite and investment horizons while selecting the right mutual funds for your individual goals.

  • Investment horizon and investment objective: Do you want to invest for a long-term goal? Do you want consistent growth in your invested money? Your investment horizon and investment objective will help you select the best mutual fund in India. For long-term goals and capital appreciation, opt for equity funds, while select debt mutual funds if your investment horizon is short- or medium-term and your investment objective is to get regular income.

  • Track record of the fund house and its fund manager: Before making investments in a scheme, check its long-term performance record and also the track record of its fund manager and the fund house.

  • Expense ratio: Always opt for funds with a low expense ratio, as it will make a significant difference in your total returns. Especially if you invest in exchange-traded funds (ETFs) or index funds, the expense ratio should be taken into consideration.

  • Taxation: You should know the tax impact on your investments before you start your investments. The following tables will provide you with a better understanding of taxation in mutual fund schemes.

    taxation on mutual funds

The fund-rating methodology at Value Research

  • Rating process of Value Research: Our rating system helps measure both risk and returns. A purely quantitative model, it does not have any subjective component. Also, this assessment does not shed light on a fund's future potential. Consider our rating system as a summary of a fund's historical performance as compared to its peers.

  • Assessment: When it comes to hybrid and equity funds, we combine the fund ratings for two different periods (three and five years mainly) to provide a single assessment of its risk rating as against other funds in every fund category. For debt funds, we provide ratings on the basis of their 18-month weekly risk-adjusted performance as compared to peers.

  • Fund risk grade at Value Research: Our fund risk grade intends to capture a fund's risk of loss. We express a fund's relative performance as a risk score. Here is a glimpse of a fund's risk score.

    High Top 10%
    Above Average Next 22.5%
    Avarage Middle 35%
    Below Avarage Next 22.5%
    Low Bottom 10%
  • Fund return grade at Value Research: Our fund return grade aims at capturing the risk-adjusted return of a fund as compared to its peers. We assign a fund's return score based on the following distribution:

    High Top 10%
    Above Average Next 22.5%
    Avarage Middle 35%
    Below Avarage Next 22.5%
    Low Bottom 10%
  • Value Research fund rating: We determine the Value Research Fund Rating, which is basically a risk-adjusted rating, by subtracting a fund's risk score from the return score. Here is a glimpse of our rating system.

    fund rating

Mutual funds tools offered by Value Research

  • Portfolio planner: With our Portfolio Planner, identify new investments that are customised to your financial goals.

  • Fund screener: With our Fund Screener tool, you can filter funds on the basis of your criteria.

  • Fund compare: Use this tool for an in-depth comparison of up to five funds across various categories.

  • SIP calculator: Our mutual fund SIP calculator will enable you to identify SIP returns of funds at any period.

  • Point-to-point returns: Get a detailed view of how your fund has performed in a specific time period.

  • New fund offers: Use the tool to know the category and type of new fund, issue open and close dates, minimum investment amount, tenure, maturity date and term.

  • Fund monitor: Our mutual fund monitor tool will provide you with the returns of all the fund categories, like equity, debt, hybrid and commodities, across time periods.

  • Best mutual funds: Get a comprehensive list of funds highly rated by our rating system.

  • Forthcoming dividends: This tool helps you identify the best dividend funds and the schemes that are declaring dividends soon.

  • Analysts' Choice: It will enable you to get exclusive analysis as well as guidance on choosing a fund that can cater to your specific investment requirement.

Know more about mutual funds

A mutual fund is an investment avenue where several investors come and pool their funds. Then, this pooled fund is invested by the fund manager across different assets, including debt, equity and others, to generate returns. Whatever gains or losses are generated from the investments are distributed among investors based on the proportion of their investment share.

Advantages of mutual funds

  • Security and transparency: Following the introduction of SEBI guidelines, all mutual schemes have been labelled based on the risks associated with them. This helps investors assess the risk aspect before investments.

  • Low cost: Mutual funds in India are affordable. Fund management fees imposed by AMCs are only 1–2 per cent. With these lower fees, you can get higher returns by investing in a mutual fund.

  • Liquidity: You can purchase and sell funds quickly. Liquidity is another positive aspect when it comes to investing in these funds. Having said that, some mutual funds like ELSS come with a specific lock-in period.

  • Managed by experts: Mutual funds in India are managed by professional fund managers appointed by AMCs. These professionals have expertise in identifying the best stocks and maximising returns.

  • Small contributions: You do not need to spend much to invest in mutual fund schemes. You can begin your investments with as low as Rs 500. Also, based on your budget, you can make lump-sum investments or start your SIP investments.

  • Diversification: In mutual funds, the pooled money is invested in several stocks across sectors. Therefore, even if one asset class incurs a loss, it can be compensated by other asset classes. Diversification ultimately reduces the risks of your investments.

  • Easily accessible: Your journey to mutual fund investments can start from anywhere. You can start your investment journey by visiting various channels, including:

    • Through the AMC
    • Registrars like CAMS
    • Brokerage firms
    • Online platforms
    • Agents
  • Funds for all financial goals: Given the availability of mutual funds with varied time horizons, you can invest for both your short- and long-term goals.

  • Tax saving: If you invest in mutual funds in India, you will enjoy tax benefits. ELSS funds provide a tax exemption of Rs 1.5 lakh under Section 80C. Also, ELSS funds yield higher returns than those of conventional tax-saving instruments, including the NPS, PPF and so on.

  • Low lock-in period: The lock-in period of tax-saving mutual funds or ELSS is only three years. As compared to other tax-saving options like the PPF and the NPS, it is the lowest.

Ways to invest in mutual fund scheme

  • Lump sum: If you make a one-time investment, it means you have made a lump-sum investment. These investments are usually made when people receive a large amount of money.

  • SIP: If you want to invest a fixed amount of money at regular intervals, then opt for the SIP route. Given its convenience, the SIP investment route is often recommended by experts. Besides, the SIP mode helps in averaging out the cost.

Types of mutual funds

Mutual funds in India invest in various asset classes, and based on that, they are classified into several categories. The following are some popular categories:

  • Equity funds

    Large-cap funds Of their assets, 80 per cent is invested in the top 100 companies by their market cap. Mid-cap funds Of their assets, at least 65 per cent are invested in companies ranked 101st to 250th by their market capitalisation.
    Small-cap funds Of their total assets, at least 65 per cent is invested in companies ranked 251st and above by their market cap. Multi-cap funds Of their total assets, at least 25 per cent is invested in large, mid and small caps.
  • Debt funds

    For debt funds, the source of generating returns is to buy debt papers of corporates and the government. Here are some popular debt funds:

    Money market funds These debt funds invest in debt securities with short maturities and less credit risks. Overnight funds These open-ended debt funds invest in overnight assets or securities with a one-day maturity.
    Corporate bond funds Of their total assets, 80 per cent is invested in corporate bonds. Liquid funds These debt funds invest in instruments maturing in 91 days.
  • Hybrid funds

    These funds invest in various assets, including debt and equity. Based on their asset allocation across different assets, these funds are divided into various categories.

    Aggressive hybrid funds Of its total assets, they invest at least 65 per cent in equity. Multi-asset allocation funds Of their total assets, at least 10 per cent is invested in gold, debt and equity.
    Dynamic asset-allocation funds Based on their pre-decided asset-allocation framework, these funds adjust their allocation across asset classes. Arbitrage funds These funds get returns by leveraging price differences of securities in various markets.

Mutual funds: Frequently Asked Questions

The NAV of a mutual fund stands for Net Asset Value. A mutual fund scheme's NAV per unit signifies its performance. It is calculated by dividing the complete value of all securities and cash in a mutual fund's portfolio, without any liabilities, with the number of outstanding shares.

Mutual funds pool money from investors. Based on their share of investments in the pooled assets, investors are given units. Then, the pooled money is invested in different types of assets by fund managers. The intent of the fund manager is to maximise returns for investors. Unitholders or investors receive gains or losses generated by the fund based on their investment proportions.

The risk-return profiles of funds vary. So, you must select a fund on the basis of your risk appetite and investment time horizon. In other words, you need to strike a balance between your risk-taking capabilities and the risk aspect of the fund you are going to invest in. Generally, for short-term goals, which are less than three years away, investing in debt funds is suggested. On the other hand, equity funds are suggested if your goals are at least five years away.

You need to pay tax on your gains while withdrawing your investments. Gains from both debt and equity funds are subject to tax. Based on the holding period, all mutual fund gains are categorised as long-term capital gains (LTCG) and short-term capital gains (STCG). For debt funds, gains sold after three years of investments are classified as LTCG and gains sold after one year are classified as STCG.

When it comes to investing in mutual fund schemes, you can follow several routes. You can visit the website of the fund house and invest there directly. Alternatively, there are several investing apps available which can help you invest in direct funds. Here, it is important to note that you should opt for direct mutual funds instead of regular plans, as they do not charge any commission. So, it will have an impact on the fund's returns.

By using the mutual fund calculator, investors can get an estimate of the maturity amount at the end of the investment period. It is very easy to use Value Research's online investment calculator. It will give you the exact number of time period required to accumulate a specified corpus. For example, you are planning to invest Rs 10,000 every month to accumulate Rs 50 lakh. With our investment calculator, you will be able to know the time you will require to achieve the goal.

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