Top-Rated-Funds

Best Mutual Funds

We know how the star-rating system helps folks in their decision-making about anything. That’s why Value Research ranks mutual funds on several criteria to help you choose the best funds.
The mutual fund ranking system of Value Research gives
...  a quick measure of how a fund has performed in the past when compared to its peers, with five being the highest rating and one being the lowest. It takes into account the risk, returns, expense ratio and other relevant factors to arrive at such ratings. This ranking system will help you find the best performing mutual funds in India. What’s more, you can also export your results and search in excel.
So what are you waiting for? Check out the best rated mutual funds.
  Read more

Funds
Rating
Riskometer
Return
Category
VR Opinion
Ret(₹ 1lakh)
RETURN %
SIP Ret (₹ 10K/M)
RETURN %
Exp. Ratio
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4 star
Very High
Above Avg.

unlock fund advisor

1,34,384
34.38
1,35,389
26.41
0.40
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4 star
Very High
Avg.

unlock fund advisor

1,40,349
40.35
1,38,204
31.46
0.91
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5 star
Very High
Above Avg.

unlock fund advisor

1,41,113
41.11
1,38,360
31.74
0.82
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4 star
Very High
Avg.

unlock fund advisor

1,35,166
35.17
1,36,981
29.26
0.47
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4 star
Very High
Above Avg.

unlock fund advisor

1,34,426
34.43
1,35,416
26.46
0.39
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4 star
Very High
High

unlock fund advisor

1,64,442
64.44
1,45,834
45.43
0.28
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4 star
Very High
Above Avg.

unlock fund advisor

1,34,725
34.72
1,36,063
27.62
0.67
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4 star
Very High
Above Avg.

unlock fund advisor

1,34,432
34.43
1,35,419
26.47
0.40
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4 star
Very High
Above Avg.

unlock fund advisor

1,34,052
34.05
1,34,471
24.78
1.00
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5 star
Very High
High

unlock fund advisor

1,53,669
53.67
1,37,957
31.03
0.12
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5 star
Very High
Above Avg.

unlock fund advisor

1,38,121
38.12
1,36,297
28.03
0.87
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4 star
Very High
Above Avg.

unlock fund advisor

1,48,127
48.13
1,38,650
32.26
0.10
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4 star
Very High
Above Avg.

unlock fund advisor

1,41,177
41.18
1,40,384
35.40
0.72
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5 star
Very High
Above Avg.

unlock fund advisor

1,39,147
39.15
1,34,670
25.14
0.66
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,503
35.50
1,36,809
28.95
0.60
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4 star
Very High
High

unlock fund advisor

1,64,320
64.32
1,45,801
45.37
0.11
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4 star
Very High
Above Avg.

unlock fund advisor

1,64,064
64.06
1,45,645
45.08
0.32
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4 star
Very High
Avg.

unlock fund advisor

1,35,001
35.00
1,35,635
26.85
0.04
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4 star
Very High
Above Avg.

unlock fund advisor

1,64,321
64.32
1,45,733
45.24
0.35
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5 star
Very High
High

unlock fund advisor

1,37,031
37.03
1,36,578
28.54
0.67
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4 star
Very High
High

unlock fund advisor

1,64,495
64.49
1,46,139
46.00
0.11
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5 star
Very High
High

unlock fund advisor

1,42,420
42.42
1,33,015
22.21
0.66
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4 star
Very High
High

unlock fund advisor

1,64,455
64.45
1,45,802
45.37
0.33
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4 star
Very High
Above Avg.

unlock fund advisor

1,44,234
44.23
1,37,641
30.44
0.56
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4 star
Very High
High

unlock fund advisor

1,59,796
59.80
1,42,471
39.22
0.39
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4 star
Very High
High

unlock fund advisor

1,64,424
64.42
1,45,791
45.35
0.36
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4 star
Very High
High

unlock fund advisor

1,51,254
51.25
1,43,866
41.78
0.62
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4 star
Very High
Above Avg.

unlock fund advisor

1,41,302
41.30
1,38,717
32.38
0.81
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5 star
Very High
Above Avg.

unlock fund advisor

1,43,831
43.83
1,39,898
34.52
0.82
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4 star
Very High
Above Avg.

unlock fund advisor

1,41,577
41.58
1,40,486
35.59
0.48
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5 star
Very High
High

unlock fund advisor

1,63,227
63.23
1,55,586
63.91
0.54
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5 star
Very High
High

unlock fund advisor

1,50,386
50.39
1,35,892
27.31
0.61
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4 star
Very High
Avg.

unlock fund advisor

1,36,883
36.88
1,38,703
32.36
0.70
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4 star
Very High
Above Avg.

unlock fund advisor

1,47,470
47.47
1,44,263
42.52
1.11
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4 star
Very High
Above Avg.

unlock fund advisor

1,34,587
34.59
1,36,246
27.94
0.87
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4 star
Very High
High

unlock fund advisor

1,53,651
53.65
1,41,782
37.95
0.48
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4 star
Very High
Above Avg.

unlock fund advisor

1,39,025
39.02
1,37,561
30.30
0.43
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4 star
Very High
Avg.

unlock fund advisor

1,41,296
41.30
1,41,368
37.20
0.47
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4 star
Very High
Above Avg.

unlock fund advisor

1,49,331
49.33
1,43,760
41.59
0.45
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4 star
Very High
Above Avg.

unlock fund advisor

1,40,419
40.42
1,39,310
33.45
0.92
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4 star
Very High
Above Avg.

unlock fund advisor

1,37,414
37.41
1,37,405
30.02
0.94
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4 star
Very High
High

unlock fund advisor

1,43,958
43.96
1,40,692
35.96
0.76
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5 star
Very High
High

unlock fund advisor

1,43,837
43.84
1,40,753
36.08
0.50
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5 star
Very High
High

unlock fund advisor

1,36,397
36.40
1,37,251
29.74
0.66
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4 star
Very High
Above Avg.

unlock fund advisor

1,45,603
45.60
1,42,500
39.27
1.15
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4 star
Very High
Above Avg.

unlock fund advisor

1,42,395
42.40
1,41,224
36.93
0.73
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4 star
Very High
High

unlock fund advisor

1,49,137
49.14
1,43,646
41.38
0.56
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5 star
Very High
Above Avg.

unlock fund advisor

1,45,309
45.31
1,40,347
35.35
0.69
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4 star
Very High
Avg.

unlock fund advisor

1,34,846
34.85
1,36,602
28.58
0.21
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5 star
Very High
High

unlock fund advisor

1,51,158
51.16
1,41,784
37.96
0.76
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4 star
Very High
Above Avg.

unlock fund advisor

1,69,322
69.32
1,53,157
59.24
0.58
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5 star
Very High
High

unlock fund advisor

1,54,994
54.99
1,44,914
43.72
0.42
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4 star
Very High
Avg.

unlock fund advisor

1,38,445
38.44
1,37,840
30.80
0.50
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4 star
Very High
High

unlock fund advisor

1,46,524
46.52
1,39,385
33.59
0.38
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4 star
Very High
Above Avg.

unlock fund advisor

1,36,477
36.48
1,37,497
30.18
0.45
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5 star
Very High
Above Avg.

unlock fund advisor

1,37,808
37.81
1,38,045
31.17
0.63
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4 star
Very High
Above Avg.

unlock fund advisor

1,29,748
29.75
1,34,559
24.94
0.81
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4 star
Very High
Avg.

unlock fund advisor

1,31,592
31.59
1,34,801
25.37
0.87
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4 star
Very High
Avg.

unlock fund advisor

1,35,730
35.73
1,37,763
30.66
0.64
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4 star
Very High
Above Avg.

unlock fund advisor

1,60,104
60.10
1,51,037
55.21
0.36
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4 star
Very High
Above Avg.

unlock fund advisor

1,44,713
44.71
1,41,180
36.85
0.72
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4 star
Very High
Avg.

unlock fund advisor

1,46,827
46.83
1,47,577
48.68
0.36
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4 star
Very High
Above Avg.

unlock fund advisor

1,51,613
51.61
1,44,434
42.83
0.44
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5 star
Very High
High

unlock fund advisor

1,69,400
69.40
1,59,054
70.64
0.60
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4 star
Very High
Above Avg.

unlock fund advisor

1,50,890
50.89
1,45,633
45.06
0.77
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5 star
Very High
High

unlock fund advisor

1,44,014
44.01
1,33,986
23.92
0.58
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4 star
Very High
Above Avg.

unlock fund advisor

1,44,398
44.40
1,46,223
46.15
0.48
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4 star
Very High
Above Avg.

unlock fund advisor

1,39,620
39.62
1,42,932
40.06
0.44
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4 star
Very High
Above Avg.

unlock fund advisor

1,42,791
42.79
1,43,953
41.94
0.37
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4 star
Very High
Avg.

unlock fund advisor

1,55,724
55.72
1,50,489
54.17
0.41
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5 star
Very High
High

unlock fund advisor

1,45,275
45.28
1,43,704
41.48
0.66
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5 star
Very High
High

unlock fund advisor

1,49,732
49.73
1,39,222
33.29
0.64
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5 star
Very High
Above Avg.

unlock fund advisor

1,49,450
49.45
1,51,295
55.69
0.29
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5 star
Very High
Above Avg.

unlock fund advisor

1,40,503
40.50
1,37,905
30.92
0.59
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4 star
Very High
Above Avg.

unlock fund advisor

1,47,257
47.26
1,41,282
37.04
0.77
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5 star
Very High
Avg.

unlock fund advisor

1,41,096
41.10
1,39,208
33.27
0.98
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4 star
Very High
High

unlock fund advisor

1,49,061
49.06
1,41,489
37.42
0.83
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4 star
Very High
Avg.

unlock fund advisor

1,49,204
49.20
1,40,731
36.04
0.55
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5 star
Very High
High

unlock fund advisor

1,41,723
41.72
1,38,250
31.54
0.57
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4 star
Very High
Above Avg.

unlock fund advisor

1,39,718
39.72
1,36,467
28.34
0.84
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4 star
Very High
Above Avg.

unlock fund advisor

1,30,948
30.95
1,34,298
24.48
0.64
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5 star
Very High
High

unlock fund advisor

1,45,254
45.25
1,36,452
28.31
0.84
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4 star
Very High
Above Avg.

unlock fund advisor

1,47,042
47.04
1,43,084
40.34
0.74
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4 star
Very High
Above Avg.

unlock fund advisor

1,44,051
44.05
1,39,613
34.00
1.08
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4 star
Very High
Above Avg.

unlock fund advisor

1,51,303
51.30
1,42,490
39.25
0.48
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4 star
Very High
Above Avg.

unlock fund advisor

1,49,186
49.19
1,44,545
43.04
1.15
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4 star
Very High
Above Avg.

unlock fund advisor

1,37,258
37.26
1,38,090
31.25
0.57
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4 star
Very High
Above Avg.

unlock fund advisor

1,68,519
68.52
1,55,827
64.38
0.65
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5 star
Very High
Above Avg.

unlock fund advisor

1,34,804
34.80
1,38,318
31.66
0.62
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5 star
Very High
High

unlock fund advisor

1,45,182
45.18
1,34,155
24.22
0.65
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5 star
Very High
High

unlock fund advisor

1,52,306
52.31
1,42,590
39.44
0.93
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4 star
Very High
Avg.

unlock fund advisor

1,25,728
25.73
1,32,119
20.64
0.63
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4 star
Very High
Above Avg.

unlock fund advisor

1,38,433
38.43
1,38,333
31.69
0.93
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4 star
Very High
Above Avg.

unlock fund advisor

1,25,383
25.38
1,33,132
22.42
0.60
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4 star
Very High
Above Avg.

unlock fund advisor

1,27,256
27.26
1,33,669
23.36
1.07
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4 star
Very High
Above Avg.

unlock fund advisor

1,35,516
35.52
1,36,728
28.81
0.73
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5 star
Very High
High

unlock fund advisor

1,27,452
27.45
1,31,356
19.30
0.76
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4 star
Very High
Avg.

unlock fund advisor

1,51,816
51.82
1,42,484
39.24
0.81
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4 star
Very High
Avg.

unlock fund advisor

1,65,254
65.25
1,51,178
55.47
0.99
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4 star
Very High
High

unlock fund advisor

1,55,829
55.83
1,43,167
40.50
1.18
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5 star
Very High
Above Avg.

unlock fund advisor

1,61,954
61.95
1,45,732
45.24
0.70
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5 star
Very High
Avg.

unlock fund advisor

1,52,363
52.36
1,45,266
44.38
0.61
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5 star
Very High
Avg.

unlock fund advisor

1,68,008
68.01
1,53,755
60.39
1.38
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4 star
Very High
Below Avg.

unlock fund advisor

1,49,342
49.34
1,39,607
33.99
1.00
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5 star
Very High
High

unlock fund advisor

1,61,978
61.98
1,54,536
61.89
1.07
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4 star
Very High
Above Avg.

unlock fund advisor

1,53,622
53.62
1,49,682
52.64
0.90
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4 star
Very High
Above Avg.

unlock fund advisor

1,56,031
56.03
1,50,182
53.58
0.70
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5 star
Very High
Avg.

unlock fund advisor

1,37,335
37.33
1,39,330
33.49
1.13
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4 star
Very High
Above Avg.

unlock fund advisor

1,40,981
40.98
1,43,186
40.53
0.42
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5 star
Very High
High

unlock fund advisor

1,39,477
39.48
1,40,263
35.18
0.68
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4 star
Very High
High

unlock fund advisor

1,41,186
41.19
1,45,745
45.26
0.89
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4 star
Moderate
Above Avg.

unlock fund advisor

1,09,842
9.84
1,25,867
9.84
0.62
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4 star
Moderately High
Avg.

unlock fund advisor

1,08,645
8.65
1,25,246
8.78
0.41
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4 star
Moderately High
Avg.

unlock fund advisor

1,09,538
9.54
1,25,798
9.72
0.78
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5 star
Moderate
High

unlock fund advisor

1,09,666
9.67
1,25,758
9.65
1.24
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5 star
Moderately High
High

unlock fund advisor

1,11,662
11.66
1,28,219
13.87
0.85
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4 star
Moderately High
Above Avg.

unlock fund advisor

1,09,818
9.82
1,25,825
9.77
0.45
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4 star
Moderate
Avg.

unlock fund advisor

1,09,323
9.32
1,25,587
9.36
0.40
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4 star
Moderately High
Above Avg.

unlock fund advisor

1,09,039
9.04
1,25,479
9.18
0.74
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4 star
Moderately High
Avg.

unlock fund advisor

1,08,783
8.78
1,25,394
9.03
0.69
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,943
8.94
1,25,453
9.13
0.38
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,817
8.82
1,25,350
8.96
0.36
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4 star
Moderate
Avg.

unlock fund advisor

1,08,632
8.63
1,25,424
9.09
0.38
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,867
8.87
1,25,437
9.11
0.40
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4 star
Moderate
Above Avg.

unlock fund advisor

1,08,726
8.73
1,25,303
8.88
0.45
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5 star
Moderate
High

unlock fund advisor

1,08,861
8.86
1,25,547
9.29
0.29
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5 star
Moderate
High

unlock fund advisor

1,08,837
8.84
1,25,381
9.01
0.41
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,976
7.98
1,24,874
8.15
0.35
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,813
7.81
1,24,786
8.00
0.31
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,903
7.90
1,24,835
8.09
0.24
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,901
7.90
1,24,836
8.09
0.43
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5 star
Low to Moderate
High

unlock fund advisor

1,07,931
7.93
1,24,957
8.29
0.39
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5 star
Moderate
High

unlock fund advisor

1,07,787
7.79
1,24,796
8.02
0.37
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,854
7.85
1,24,744
7.93
0.36
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,791
7.79
1,24,703
7.86
0.39
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4 star
Low to Moderate
Avg.

unlock fund advisor

1,07,703
7.70
1,24,670
7.81
0.28
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4 star
Very High
Above Avg.

unlock fund advisor

1,07,858
7.86
1,24,753
7.95
0.21
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5 star
Moderate
High

unlock fund advisor

1,07,917
7.92
1,24,796
8.02
0.38
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4 star
Moderate
Avg.

unlock fund advisor

1,07,691
7.69
1,24,644
7.76
0.24
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4 star
Moderate
Above Avg.

unlock fund advisor

1,07,771
7.77
1,24,682
7.83
0.37
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5 star
Moderate
High

unlock fund advisor

1,07,523
7.52
1,24,491
7.49
0.21
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,497
7.50
1,24,474
7.46
0.15
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,471
7.47
1,24,455
7.43
0.12
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4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,507
7.51
1,24,474
7.46
0.10
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,476
7.48
1,24,461
7.44
0.12
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,562
7.56
1,24,512
7.52
0.08
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,488
7.49
1,24,467
7.45
0.12
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,511
7.51
1,24,477
7.46
0.16
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,490
7.49
1,24,470
7.45
0.09
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,491
7.49
1,24,470
7.45
0.20
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,487
7.49
1,24,474
7.46
0.12
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,496
7.50
1,24,471
7.45
0.07
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,07,842
7.84
1,24,723
7.90
0.22
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,850
7.85
1,24,741
7.93
0.16
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,764
7.76
1,24,681
7.82
0.23
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,07,761
7.76
1,24,680
7.82
0.21
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,829
7.83
1,24,721
7.89
0.25
Click here to view it.
5 star
Low to Moderate
High

unlock fund advisor

1,07,953
7.95
1,24,771
7.98
0.15
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,07,766
7.77
1,24,683
7.83
0.15
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,774
6.77
1,24,018
6.69
0.08
Click here to view it.
5 star
Low
High

unlock fund advisor

1,06,800
6.80
1,24,033
6.71
0.05
Click here to view it.
5 star
Low
High

unlock fund advisor

1,06,851
6.85
1,24,064
6.77
0.08
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,771
6.77
1,24,018
6.69
0.09
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,757
6.76
1,24,013
6.68
0.06
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,779
6.78
1,24,019
6.69
0.06
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,756
6.76
1,24,015
6.69
0.08
Click here to view it.
5 star
Low
High

unlock fund advisor

1,06,799
6.80
1,24,028
6.71
0.07
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,788
6.79
1,24,024
6.70
0.08
Click here to view it.
5 star
Low
High

unlock fund advisor

1,07,116
7.12
1,24,141
6.90
0.15
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,06,793
6.79
1,24,027
6.70
0.06
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,10,908
10.91
1,26,516
10.94
0.27
Click here to view it.
4 star
Moderately High
Below Avg.

unlock fund advisor

1,08,842
8.84
1,25,785
9.70
0.19
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,10,391
10.39
1,26,318
10.61
0.64
Click here to view it.
5 star
Moderate
Above Avg.

unlock fund advisor

1,09,463
9.46
1,25,734
9.61
0.59
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,09,944
9.94
1,25,970
10.01
0.14
Click here to view it.
5 star
Moderately High
Avg.

unlock fund advisor

1,09,344
9.34
1,26,163
10.34
0.09
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,11,221
11.22
1,26,733
11.32
0.35
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,10,768
10.77
1,26,439
10.81
0.62
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,09,108
9.11
1,25,615
9.41
0.34
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,954
8.95
1,25,502
9.22
0.32
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,08,211
8.21
1,25,150
8.62
0.23
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,09,028
9.03
1,25,705
9.56
0.36
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,08,320
8.32
1,25,156
8.63
0.35
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,09,187
9.19
1,25,730
9.61
0.35
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,455
8.45
1,25,321
8.91
0.29
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,09,084
9.08
1,25,651
9.47
0.31
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,09,247
9.25
1,25,781
9.69
0.79
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,08,701
8.70
1,25,294
8.86
0.40
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,09,079
9.08
1,25,657
9.48
0.69
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,08,776
8.78
1,25,600
9.38
0.94
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,610
8.61
1,25,321
8.91
0.39
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,08,096
8.10
1,25,014
8.39
0.33
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,08,147
8.15
1,25,089
8.52
0.18
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,08,543
8.54
1,25,297
8.87
0.39
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,08,151
8.15
1,24,970
8.31
0.39
Click here to view it.
5 star
Moderate
Above Avg.

unlock fund advisor

1,08,312
8.31
1,24,970
8.31
0.15
Click here to view it.
5 star
Low to Moderate
Avg.

unlock fund advisor

1,08,165
8.16
1,25,040
8.43
0.23
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,09,011
9.01
1,25,626
9.43
0.24
Click here to view it.
4 star
Low to Moderate
Above Avg.

unlock fund advisor

1,08,544
8.54
1,25,353
8.96
0.26
Click here to view it.
4 star
Low to Moderate
Below Avg.

unlock fund advisor

1,08,176
8.18
1,25,232
8.76
0.30
Click here to view it.
4 star
Moderate
High

unlock fund advisor

1,12,731
12.73
1,27,299
12.28
0.56
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,09,060
9.06
1,25,533
9.27
0.56
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,12,677
12.68
1,27,012
11.79
0.46
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,11,260
11.26
1,26,576
11.05
0.47
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,11,282
11.28
1,26,591
11.07
0.40
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,11,379
11.38
1,26,609
11.10
0.50
Click here to view it.
5 star
Moderate
Below Avg.

unlock fund advisor

1,09,262
9.26
1,25,657
9.48
0.51
Click here to view it.
5 star
Moderate
High

unlock fund advisor

1,10,805
10.80
1,26,358
10.67
0.46
Click here to view it.
4 star
Very High
High

unlock fund advisor

1,38,792
38.79
1,38,382
31.78
0.95
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,34,187
34.19
1,36,498
28.39
0.47
Click here to view it.
5 star
Very High
Above Avg.

unlock fund advisor

1,35,647
35.65
1,37,602
30.37
0.41
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,28,795
28.79
1,33,765
23.53
0.90
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,27,854
27.85
1,33,436
22.95
0.93
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,38,812
38.81
1,36,712
28.78
1.45
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,35,087
35.09
1,35,945
27.41
0.99
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,44,266
44.27
1,39,223
33.30
0.79
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,45,544
45.54
1,40,489
35.59
0.53
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,34,416
34.42
1,39,079
33.04
0.45
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,35,337
35.34
1,37,565
30.31
0.45
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,34,179
34.18
1,30,759
18.26
0.70
Click here to view it.
5 star
Very High
High

unlock fund advisor

1,44,311
44.31
1,48,961
51.28
0.76
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,26,201
26.20
1,33,414
22.91
1.05
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,33,799
33.80
1,37,465
30.13
1.24
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,12,544
12.54
1,25,198
8.70
1.10
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,15,183
15.18
1,28,869
14.99
0.67
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,16,632
16.63
1,28,149
13.74
1.23
Click here to view it.
4 star
Moderately High
Avg.

unlock fund advisor

1,15,714
15.71
1,28,374
14.13
1.02
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,15,995
16.00
1,29,824
16.64
0.62
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,15,698
15.70
1,28,763
14.80
0.91
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,19,417
19.42
1,29,807
16.61
0.48
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,16,895
16.89
1,28,814
14.89
0.33
Click here to view it.
5 star
High
Above Avg.

unlock fund advisor

1,15,124
15.12
1,29,023
15.25
0.62
Click here to view it.
4 star
High
High

unlock fund advisor

1,21,688
21.69
1,33,970
23.91
0.85
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,17,149
17.15
1,29,031
15.27
1.16
Click here to view it.
4 star
Moderate
Avg.

unlock fund advisor

1,17,562
17.56
1,29,566
16.19
0.59
Click here to view it.
5 star
Moderately High
High

unlock fund advisor

1,25,878
25.88
1,35,503
26.62
0.61
Click here to view it.
4 star
Low to Moderate
Below Avg.

unlock fund advisor

1,11,250
11.25
1,26,708
11.27
0.50
Click here to view it.
5 star
Moderately High
Above Avg.

unlock fund advisor

1,19,702
19.70
1,29,278
15.69
0.66
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,18,861
18.86
1,29,812
16.61
0.34
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,20,831
20.83
1,31,481
19.52
0.52
Click here to view it.
4 star
Moderate
Above Avg.

unlock fund advisor

1,16,709
16.71
1,28,116
13.68
0.79
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,166
8.17
1,24,773
7.98
0.29
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,131
8.13
1,24,750
7.94
0.30
Click here to view it.
4 star
Low
High

unlock fund advisor

1,08,235
8.24
1,24,802
8.03
0.38
Click here to view it.
5 star
Low
High

unlock fund advisor

1,08,246
8.25
1,24,837
8.09
0.39
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,339
8.34
1,24,833
8.08
0.43
Click here to view it.
4 star
Low
Above Avg.

unlock fund advisor

1,08,092
8.09
1,24,716
7.88
0.38
Click here to view it.
5 star
Low
Above Avg.

unlock fund advisor

1,08,216
8.22
1,24,834
8.08
0.29
Click here to view it.
4 star
Very High
Above Avg.

unlock fund advisor

1,26,926
26.93
1,32,330
21.01
0.46
Click here to view it.
5 star
High
High

unlock fund advisor

1,33,002
33.00
1,33,526
23.11
0.72
Click here to view it.
5 star
High
Above Avg.

unlock fund advisor

1,21,438
21.44
1,30,783
18.30
0.23
Click here to view it.
4 star
Very High
Avg.

unlock fund advisor

1,22,537
22.54
1,31,141
18.92
0.85
Click here to view it.
4 star
Very High
Avg.

unlock fund advisor

1,23,316
23.32
1,32,597
21.47
0.51
Click here to view it.
4 star
Moderately High
Above Avg.

unlock fund advisor

1,23,894
23.89
1,30,821
18.37
0.68
Click here to view it.
4 star
High
Avg.

unlock fund advisor

1,24,153
24.15
1,32,337
21.02
0.59
Click here to view it.
4 star
High
Above Avg.

unlock fund advisor

1,21,826
21.83
1,30,050
17.03
0.34
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4 star
High
Avg.

unlock fund advisor

1,25,773
25.77
1,32,824
21.87
0.06
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5 star
High
Avg.

unlock fund advisor

1,22,974
22.97
1,31,780
20.05
0.07
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5 star
Very High
Above Avg.

unlock fund advisor

1,30,478
30.48
1,34,631
25.07
0.72
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5 star
High
Above Avg.

unlock fund advisor

1,30,992
30.99
1,36,107
27.69
0.33
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5 star
High
High

unlock fund advisor

1,46,362
46.36
1,37,063
29.40
0.62
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4 star
Very High
Avg.

unlock fund advisor

1,26,043
26.04
1,32,667
21.61
0.53
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4 star
High
Above Avg.

unlock fund advisor

1,37,813
37.81
1,36,686
28.73
0.67
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5 star
High
Avg.

unlock fund advisor

1,27,320
27.32
1,36,488
28.37
0.17
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4 star
Very High
Above Avg.

unlock fund advisor

1,27,399
27.40
1,36,788
28.91
0.18
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4 star
High
Above Avg.

unlock fund advisor

1,27,784
27.78
1,37,223
29.71
0.26
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5 star
Very High
Above Avg.

unlock fund advisor

1,28,465
28.47
1,37,430
30.06
0.23

How to pick the best-performing mutual funds in India?

  • Financial goals: Before embarking on your mutual funds investment journey, define your financial goals. Check how much you would need to meet each goal and when you need the money. It will help you select the appropriate fund.

  • Risks and asset allocation: Always remember that returns and risks are related. While some assets have higher risks, some have lower risks. To balance return and risks while meeting your financial goals, opt for asset allocation. Consider your risk appetite and investment horizons while selecting the right mutual funds for your individual goals.

  • Investment horizon and investment objective: Do you want to invest for a long-term goal? Do you want consistent growth in your invested money? Your investment horizon and investment objective will help you select the best mutual fund in India. For long-term goals and capital appreciation, opt for equity funds, while select debt mutual funds if your investment horizon is short- or medium-term and your investment objective is to get regular income.

  • Track record of the fund house and its fund manager: Before making investments in a scheme, check its long-term performance record and also the track record of its fund manager and the fund house.

  • Expense ratio: Always opt for funds with a low expense ratio, as it will make a significant difference in your total returns. Especially if you invest in exchange-traded funds (ETFs) or index funds, the expense ratio should be taken into consideration.

  • Taxation: You should know the tax impact on your investments before you start your investments. The following tables will provide you with a better understanding of taxation in mutual fund schemes.

    taxation on mutual funds

The fund-rating methodology at Value Research

  • Rating process of Value Research: Our rating system helps measure both risk and returns. A purely quantitative model, it does not have any subjective component. Also, this assessment does not shed light on a fund's future potential. Consider our rating system as a summary of a fund's historical performance as compared to its peers.

  • Assessment: When it comes to hybrid and equity funds, we combine the fund ratings for two different periods (three and five years mainly) to provide a single assessment of its risk rating as against other funds in every fund category. For debt funds, we provide ratings on the basis of their 18-month weekly risk-adjusted performance as compared to peers.

  • Fund risk grade at Value Research: Our fund risk grade intends to capture a fund's risk of loss. We express a fund's relative performance as a risk score. Here is a glimpse of a fund's risk score.

    High Top 10%
    Above Average Next 22.5%
    Avarage Middle 35%
    Below Avarage Next 22.5%
    Low Bottom 10%
  • Fund return grade at Value Research: Our fund return grade aims at capturing the risk-adjusted return of a fund as compared to its peers. We assign a fund's return score based on the following distribution:

    High Top 10%
    Above Average Next 22.5%
    Avarage Middle 35%
    Below Avarage Next 22.5%
    Low Bottom 10%
  • Value Research fund rating: We determine the Value Research Fund Rating, which is basically a risk-adjusted rating, by subtracting a fund's risk score from the return score. Here is a glimpse of our rating system.

    fund rating

Mutual funds tools offered by Value Research

  • Portfolio planner: With our Portfolio Planner, identify new investments that are customised to your financial goals.

  • Fund screener: With our Fund Screener tool, you can filter funds on the basis of your criteria.

  • Fund compare: Use this tool for an in-depth comparison of up to five funds across various categories.

  • SIP calculator: Our mutual fund SIP calculator will enable you to identify SIP returns of funds at any period.

  • Point-to-point returns: Get a detailed view of how your fund has performed in a specific time period.

  • New fund offers: Use the tool to know the category and type of new fund, issue open and close dates, minimum investment amount, tenure, maturity date and term.

  • Fund monitor: Our mutual fund monitor tool will provide you with the returns of all the fund categories, like equity, debt, hybrid and commodities, across time periods.

  • Best mutual funds: Get a comprehensive list of funds highly rated by our rating system.

  • Forthcoming dividends: This tool helps you identify the best dividend funds and the schemes that are declaring dividends soon.

  • Analyst's Choice: It will enable you to get exclusive analysis as well as guidance on choosing a fund that can cater to your specific investment requirement.

Know more about mutual funds

A mutual fund is an investment avenue where several investors come and pool their funds. Then, this pooled fund is invested by the fund manager across different assets, including debt, equity and others, to generate returns. Whatever gains or losses are generated from the investments are distributed among investors based on the proportion of their investment share.

Advantages of mutual funds

  • Security and transparency: Following the introduction of SEBI guidelines, all mutual schemes have been labelled based on the risks associated with them. This helps investors assess the risk aspect before investments.

  • Low cost: Mutual funds in India are affordable. Fund management fees imposed by AMCs are only 1–2 per cent. With these lower fees, you can get higher returns by investing in a mutual fund.

  • Liquidity: You can purchase and sell funds quickly. Liquidity is another positive aspect when it comes to investing in these funds. Having said that, some mutual funds like ELSS come with a specific lock-in period.

  • Managed by experts: Mutual funds in India are managed by professional fund managers appointed by AMCs. These professionals have expertise in identifying the best stocks and maximising returns.

  • Small contributions: You do not need to spend much to invest in mutual fund schemes. You can begin your investments with as low as Rs 500. Also, based on your budget, you can make lump-sum investments or start your SIP investments.

  • Diversification: In mutual funds, the pooled money is invested in several stocks across sectors. Therefore, even if one asset class incurs a loss, it can be compensated by other asset classes. Diversification ultimately reduces the risks of your investments.

  • Easily accessible: Your journey to mutual fund investments can start from anywhere. You can start your investment journey by visiting various channels, including:

    • Through the AMC
    • Registrars like CAMS
    • Brokerage firms
    • Online platforms
    • Agents
  • Funds for all financial goals: Given the availability of mutual funds with varied time horizons, you can invest for both your short- and long-term goals.

  • Tax saving: If you invest in mutual funds in India, you will enjoy tax benefits. ELSS funds provide a tax exemption of Rs 1.5 lakh under Section 80C. Also, ELSS funds yield higher returns than those of conventional tax-saving instruments, including the NPS, PPF and so on.

  • Low lock-in period: The lock-in period of tax-saving mutual funds or ELSS is only three years. As compared to other tax-saving options like the PPF and the NPS, it is the lowest.

Ways to invest in mutual fund scheme

  • Lump sum: If you make a one-time investment, it means you have made a lump-sum investment. These investments are usually made when people receive a large amount of money.

  • SIP: If you want to invest a fixed amount of money at regular intervals, then opt for the SIP route. Given its convenience, the SIP investment route is often recommended by experts. Besides, the SIP mode helps in averaging out the cost.

Types of mutual funds

Mutual funds in India invest in various asset classes, and based on that, they are classified into several categories. The following are some popular categories:

  • Equity funds

    Large-cap funds Of their assets, 80 per cent is invested in the top 100 companies by their market cap. Mid-cap funds Of their assets, at least 65 per cent are invested in companies ranked 101st to 250th by their market capitalisation.
    Small-cap funds Of their total assets, at least 65 per cent is invested in companies ranked 251st and above by their market cap. Multi-cap funds Of their total assets, at least 25 per cent is invested in large, mid and small caps.
  • Debt funds

    For debt funds, the source of generating returns is to buy debt papers of corporates and the government. Here are some popular debt funds:

    Money market funds These debt funds invest in debt securities with short maturities and less credit risks. Overnight funds These open-ended debt funds invest in overnight assets or securities with a one-day maturity.
    Corporate bond funds Of their total assets, 80 per cent is invested in corporate bonds. Liquid funds These debt funds invest in instruments maturing in 91 days.
  • Hybrid funds

    These funds invest in various assets, including debt and equity. Based on their asset allocation across different assets, these funds are divided into various categories.

    Aggressive hybrid funds Of its total assets, they invest at least 65 per cent in equity. Multi-asset allocation funds Of their total assets, at least 10 per cent is invested in gold, debt and equity.
    Dynamic asset-allocation funds Based on their pre-decided asset-allocation framework, these funds adjust their allocation across asset classes. Arbitrage funds These funds get returns by leveraging price differences of securities in various markets.

Mutual funds: Frequently Asked Questions

The NAV of a mutual fund stands for Net Asset Value. A mutual fund scheme's NAV per unit signifies its performance. It is calculated by dividing the complete value of all securities and cash in a mutual fund's portfolio, without any liabilities, with the number of outstanding shares.

Mutual funds pool money from investors. Based on their share of investments in the pooled assets, investors are given units. Then, the pooled money is invested in different types of assets by fund managers. The intent of the fund manager is to maximise returns for investors. Unitholders or investors receive gains or losses generated by the fund based on their investment proportions.

The risk-return profiles of funds vary. So, you must select a fund on the basis of your risk appetite and investment time horizon. In other words, you need to strike a balance between your risk-taking capabilities and the risk aspect of the fund you are going to invest in. Generally, for short-term goals, which are less than three years away, investing in debt funds is suggested. On the other hand, equity funds are suggested if your goals are at least five years away.

You need to pay tax on your gains while withdrawing your investments. Gains from both debt and equity funds are subject to tax. Based on the holding period, all mutual fund gains are categorised as long-term capital gains (LTCG) and short-term capital gains (STCG). For debt funds, gains sold after three years of investments are classified as LTCG and gains sold after one year are classified as STCG.

When it comes to investing in mutual fund schemes, you can follow several routes. You can visit the website of the fund house and invest there directly. Alternatively, there are several investing apps available which can help you invest in direct funds. Here, it is important to note that you should opt for direct mutual funds instead of regular plans, as they do not charge any commission. So, it will have an impact on the fund's returns.

By using the mutual fund calculator, investors can get an estimate of the maturity amount at the end of the investment period. It is very easy to use Value Research's online investment calculator. It will give you the exact number of time period required to accumulate a specified corpus. For example, you are planning to invest Rs 10,000 every month to accumulate Rs 50 lakh. With our investment calculator, you will be able to know the time you will require to achieve the goal.

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