Poonawalla Fincorp Financials

NSE: POONAWALLA | BSE: 524000

₹455.85

₹-3.30 (-0.72%)

As on 08-Sep-2026 11:04IST

Market cap

₹40,498 Cr

Revenue (TTM)

₹7,806 Cr

P/E Ratio

51.5

P/B Ratio

3.1

Div. Yield

0 %

Income Statement (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Operating Income	7,806.43	6,790.18	4,189.76	3,109.01	1,938.58	1,540.01
Other Income	12.13	12.89	33.08	573.97	509.14	542.25
Total Income	7,818.56	6,803.07	4,222.84	3,682.98	2,447.72	2,082.26
Interest Expense	3,142.23	2,766.67	1,515.09	950.30	595.28	508.64
Operating Expenses	3,522.40	3,218.65	2,778.05	1,355.72	1,047.42	1,135.11
Exceptional Income/Expenses	--	--	--	816.52	7.39	--
Profit before Tax	1,051.43	723.61	-135.40	2,134.17	751.00	390.52
Taxes	264.51	181.80	-37.06	482.66	181.19	92.49
Profit after Tax	786.92	541.81	-98.34	1,651.51	569.81	298.03
Minority Interest	--	--	--	--	-1.05	-0.29
Share of Associate	--	--	--	--	--	--
Consolidated Profit	786.92	541.81	-98.34	1,683.07	683.98	375.13

Liabilities (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Shareholder's Funds	10,348.24	10,348.24	8,174.66	8,167.08	6,861.40	6,055.95
Minority Interest	--	--	--	--	11.77	2.28
Non-Current Liabilities	66.57	30,883.50	11,922.86	7,097.29	7,206.15	6,811.67
Current Liabilities	49,856.75	18,967.12	14,641.66	8,659.11	4,331.42	3,375.78
Total Liabilities	60,271.56	60,271.56	34,944.66	24,086.90	23,220.61	16,442.71

Assets (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Non-Current Assets	203.28	57,144.79	33,323.15	22,719.41	15,811.37	15,195.65
Current Assets	59,450.81	3,003.37	1,365.33	1,153.37	1,340.09	867.41
Total Assets	60,271.56	60,271.56	34,944.66	24,086.90	23,220.61	16,442.71
Contingent Liabilities	--	17.48	18.72	19.89	25.12	24.96

Cashflow (₹ Cr)	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Cash From Operating Activities	--	-21,785.59	-10,569.43	-7,556.49	-5,063.87	-2,873.22
Cash Flow from Investing Activities	--	-1,340.32	-481.91	2,969.35	-283.12	-32.85
Cash from Financing Activities	--	23,387.26	10,820.81	4,330.67	5,748.47	2,902.96
Net Cash Inflow / Outflow	--	261.35	-230.53	-256.47	401.48	-3.11

Financials Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Adjusted EPS (₹)	9.39	6.71	-1.27	21.84	8.91	4.90
Cash EPS (₹)	8.94	7.87	-0.43	22.20	8.22	4.54
Adjusted Book Value (₹)	147.38	125.86	104.07	105.17	87.80	78.88
Dividend per Share (₹)	--	--	--	2.00	2.00	0.40
Cash Flow per Share (₹)	--	-269.64	-136.75	-98.07	-65.94	-37.56
Free Cash Flow per Share (₹)	--	-286.09	-157.26	-86.55	-69.83	-41.51

Profitability Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
ROCE (%)	--	7.55	4.82	14.96	7.93	6.29
ROE (%)	7.78	5.95	-1.22	22.25	8.92	7.26
ROA (%)	1.65	1.14	-0.34	7.01	2.89	2.04
EBIT Margin (%)	53.57	51.21	32.14	54.49	42.80	23.08
Net Margin (%)	10.06	7.96	-2.33	44.84	23.28	14.31
Cash Profit Margin (%)	--	9.37	-0.79	55.03	32.56	22.57

Growth Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Revenue Growth (%)	72.47	62.07	34.76	60.38	25.88	-33.59
EBIT Growth (%)	225.51	158.23	-20.51	104.16	133.46	13.69
Net Profit Growth (%)	67.47	650.96	-105.95	189.84	91.19	153.32
EPS Growth (%)	322.84	627.04	-105.83	145.24	81.61	123.66
Book Value Growth (%)	--	26.43	-0.74	20.18	11.76	177.11

Valuation Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Price / Earnings	51.46	54.94	--	21.31	32.84	55.34
Price / Book Value	3.12	2.93	3.37	4.43	3.33	3.44
Dividend Yield (%)	--	--	--	0.43	0.68	0.15
EV/EBITDA	20.55	21.64	36.62	21.78	23.51	31.75
Close Price (₹)	441.05	368.40	350.45	465.60	292.50	271.85
High Price (₹)	570.40	570.40	514.00	519.95	343.80	302.90
Low Price (₹)	361.20	317.70	267.20	279.55	209.15	103.10
Market Cap (₹ Cr)	40,497.67	29,764.75	27,067.11	35,868.96	22,462.52	20,759.33

Solvency Ratios	TTM	Mar-26	Mar-25	Mar-24	Mar-23	Mar-22
Debt to Equity	--	4.73	3.22	1.86	1.65	1.64
Short term debt to equity ratio	--	1.69	1.71	0.98	0.56	0.48
Current Ratio	1.19	0.16	0.09	0.13	0.31	0.26
Quick Ratio	1.19	0.16	0.09	0.13	0.31	0.26
Interest Coverage	1.33	1.26	0.91	3.25	2.26	1.77

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Income Statement (₹ Cr)