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5 star

UTI Flexi Cap Fund - Direct Plan


Equity: Flexi Cap

1 Lakh

Investment Grown to
₹ 1.68 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.71 Lakh

Suitability:

When you invest for five years or more, you can expect gains that comfortably beat the inflation rate as well as returns from fixed income options. But be prepared for ups and downs in your investment value along the way.

This is a flexi-cap fund where the fund management team has complete freedom to invest in companies of different sizes, depending on where it expects maximum gains. This versatility makes flexi-cap funds most suitable for equity fund investors, as the job of stock selection is left completely to the fund manager, which is the very idea of investing in a mutual fund.

Like for all equity funds, you must invest only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other flexi-cap fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 19.68 0.45 0.29 4.23 13.96 16.96 64.18 18.78 17.85 16.17 --
S&P BSE 500 TRI 19.90 0.15 -0.34 2.04 13.54 16.40 52.35 15.01 15.17 13.28 --
Equity: Flexi Cap 21.34 0.34 0.09 3.76 15.10 18.05 51.43 15.37 15.21 14.29 --
Rank within category 33 19 19 18 40 33 4 6 8 9 --
Number of funds in category 55 60 59 59 58 57 52 39 35 30 1

As on 23-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI Flexi Cap Fund - Direct Plan  | Invest Online
5 star
Jan-13 64.18 18.78 17.85 1.19 19,579
Kotak Flexicap Fund - Direct Plan  | Invest Online
4 star
Jan-13 45.21 14.62 15.57 0.66 36,355
Axis Focused 25 Fund - Direct Plan
4 star
Jan-13 49.87 14.60 18.68 0.62 17,336
SBI Focused Equity Fund - Direct Plan  | Invest Online
4 star
Jan-13 51.78 18.50 17.37 0.73 16,857
Parag Parikh Flexi Cap Fund - Direct Plan  | Invest Online
5 star
May-13 59.72 23.68 21.68 0.89 11,360

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 8.81 01-Apr-2020 - 09-Apr-2020 -17.60 11-Mar-2020 - 18-Mar-2020
Month 15.86 07-May-2014 - 06-Jun-2014 -33.63 20-Feb-2020 - 23-Mar-2020
Quarter 31.96 24-Sep-2020 - 24-Dec-2020 -29.11 23-Dec-2019 - 23-Mar-2020
Year 100.28 23-Mar-2020 - 23-Mar-2021 -23.67 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 20.52 22.52 0.72 0.74 0.97 3.93
S&P BSE 500 TRI 17.03 22.78 0.56 0.64 -- --
Equity: Flexi Cap 16.76 22.15 0.57 0.62 0.94 0.47
Rank within category 5 23 7 10 24 8
Number of funds in category 39 39 39 39 39 39

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 59
Top 10 Stocks (%) 40.55
Top 5 Stocks (%) 24.29
Top 3 Sectors (%) 54.59
Portfolio P/B Ratio 7.44
Portfolio P/E Ratio 45.30

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 87,096 1,32,958
Giant (%) 37.52 53.16
Large (%) 24.60 16.90
Mid (%) 35.33 23.31
Small (%) 2.55 7.23
Tiny (%) -- 0.12

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up HDFC Bank Financial 24.29 6.52 4.38 5.91
equal Bajaj Finance Financial 83.63 8.30 4.88 5.83
up L&T Infotech Technology 37.89 5.17 0.00 4.35
up HDFC Financial 23.94 4.84 2.50 4.15
up Kotak Mahindra Bank Financial 34.20 5.06 3.22 4.05
equal Infosys Technology 33.24 4.41 3.07 3.98
down Astral Chemicals 100.06 3.89 2.36 3.70
equal MindTree Technology 36.12 3.37 0.67 2.96
up Info Edge (India) Services 47.06 3.73 2.14 2.82
equal Tata Consultancy Services Technology 34.51 4.37 2.80 2.80
up Avenue Supermarts Services 191.40 2.77 0.00 2.71
up Motherson Sumi Systems Automobile 71.63 2.62 1.15 2.50
equal AU Small Finance Bank Financial 31.15 3.47 0.77 2.19
up Maruti Suzuki India Automobile 50.17 2.37 1.47 2.14
equal Dr. Lal Pathlabs Healthcare 98.35 2.41 1.56 2.03
equal Endurance Technologies Automobile 44.81 2.14 1.25 1.96
up Indiamart Intermesh Services 75.04 2.18 0.00 1.87
equal Shree Cement Construction 44.17 3.10 1.79 1.79
up Divi's Laboratories Healthcare 64.54 2.34 1.52 1.78
up Ajanta Pharma Healthcare 28.68 1.76 0.63 1.76
equal Metropolis Healthcare Healthcare 79.01 1.73 0.00 1.73
equal Crompton Greaves Consumer Electricals Consumer Durable 45.25 1.95 0.00 1.64
down Cadila Healthcare Healthcare 29.51 1.72 1.02 1.63
up Ipca Laboratories Healthcare 24.51 2.07 0.98 1.59
up Jubilant FoodWorks Services 125.59 2.05 1.45 1.56

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Ajay Tyagi since 11-Jan-2016

Education: Mr Tyagi has done CFA Charterholder from The CFA Institute, USA and Masters in Finance from Delhi University.

Experience: He has been working in equity research in UTI since 2000. He has also worked as Assistant Fund Manager in the Offshore Funds division.

Interviews:

Funds Managed:


0.45%

Change from previous, NAV as on 23-Jul-2021

Growth: ₹ 248.0993

IDCW: ₹ 173.7354


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across the market capitalization spectrum.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 6
Minimum Withdrawal (₹) --
Minimum Balance (₹) 5,000
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 17.29%
Benchmark: NIFTY 500 TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 19,579 Cr (As on 30-Jun-2021)
Expense: 1.19% (As on 30-Jun-2021)
Risk Grade: Below Average
Return Grade: High
Turnover: 9.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW25-Aug-20203.0000

 05-Aug-20192.6562
 23-Aug-20182.9218
 20-Jun-20172.8000
 20-Jun-20162.8000
 20-May-20152.8000
 27-May-20141.7500
 26-Feb-20131.4000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: UTI Tower, 'GN' Block, Bandra-Kurla Complex, Bandra (East), Mumbai - 400051

Phone: 022- 66786666 / 66786354 / 1800-22-1230

Fax: 022-26523031

Email: [email protected]

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

Last Session

Investors' Hangout

How to crash-proof your equity investments

DateFriday, 23-Jul-2021
Time12:30 PM - 01:00 PM

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