Poonawalla Fincorp Peer Comparison

NSE: POONAWALLA | BSE: 524000

₹460.95

₹-2.85 (-0.61%)

As on 01-Sep-2026IST

Market cap

₹40,551 Cr

Revenue (TTM)

₹7,806 Cr

P/E Ratio

51.5

P/B Ratio

3.1

Div. Yield

0 %

Edit

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
Market cap (₹ Cr)	40,551	77,559	60,130	50,664	50,324
Revenue (₹ Cr)	7,806	18,898	20,063	21,733	10,104
Net Profit (₹ Cr)	786.92	3,198.02	2,275.15	3,187.92	2,162.46
Net Margin (%)	10.06	16.89	10.90	14.62	21.26
RoE (%)	7.78	11.79	14.91	13.05	15.18
Price to Earnings	51.53	24.37	26.43	15.58	22.67
Price-To-Book	3.12	2.69	3.67	1.84	3.26

Income Statement (₹ Cr)

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
Operating Income	7,806.43	18,897.97	20,063.29	21,732.67	10,104.12
Other Income	12.13	33.72	819.01	65.43	69.24
Total Income	6,803.07	20,182.06	20,707.62	21,086.73	9,877.27
Interest Expense	3,142.23	7,054.41	3,003.29	9,025.63	4,828.75
PBT & Exceptional Items	1,153.93	4,494.40	3,189.64	4,559.23	3,046.17
Operating Expenses	3,522.40	7,325.86	14,689.37	7,947.34	2,147.22
Exceptional Income/Expenses	0.00	-28.51	0.00	-132.95	-75.61
Profit before Tax	1,051.43	4,291.23	3,057.92	4,292.83	2,872.43
Taxes	264.51	1,093.21	782.77	1,104.91	709.97
Profit after Tax	786.92	3,198.02	2,275.15	3,187.92	2,162.46
Minority Interest	0.00	-15.47	0.00	-6.94	0.00
Share of Associate	0.00	0.00	0.00	71.71	57.38
Consolidated Profit	786.92	3,182.55	2,275.15	3,252.69	2,219.84

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
Shareholder's Funds	10,348.24	27,983.53	15,725.50	26,638.64	14,893.65
Minority Interest	0.00	-15.47	0.00	-6.94	0.00
Non-Current Liabilities	66.57	616.40	1,973.91	900.16	310.90
Current Liabilities	49,856.75	1,13,554.88	48,628.38	1,31,051.81	70,590.86
Total Liabilities	60,271.56	1,42,183.73	66,327.79	1,58,643.94	85,795.39

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
Non-Current Assets	203.28	2,795.13	552.55	2,161.31	1,311.04
Current Assets	59,450.81	1,38,099.25	64,275.43	1,55,206.53	84,120.74
Total Assets	60,271.56	1,42,183.73	66,327.79	1,58,643.94	85,795.39
Contingent Liabilities	17.48	307.66	75.50	1,305.46	117.97

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
Cash From Operating Activities	-21,785.59	-14,189.24	493.03	-12,772.18	-5,892.22
Cash Flow from Investing Activities	-1,340.32	366.90	245.47	769.52	-1,371.35
Cash from Financing Activities	23,387.26	15,415.06	-1,172.36	10,637.20	7,478.48
Net Cash Inflow / Outflow	261.35	1,592.72	-433.86	-1,365.46	214.91

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
ROCE (%)	7.55	8.54	11.75	8.63	9.35
ROE (%)	7.78	11.79	14.91	13.05	15.18
ROA (%)	1.65	2.44	3.45	2.11	2.68
EBIT Margin (%)	53.57	60.01	26.13	61.59	76.28
Net Margin (%)	10.06	16.89	10.90	14.62	21.26
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
Revenue Growth (%)	72.47	15.24	7.92	13.56	13.75
EBIT Growth (%)	225.51	15.99	1.69	14.54	12.87
Net Profit Growth (%)	340.37	20.27	21.16	43.18	18.66
EPS Growth (%)	323.02	20.08	21.14	33.47	18.72
Book Value Growth (%)	26.43	9.67	14.12	23.73	12.84

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
Price / Earnings	49.04	24.18	26.43	15.11	22.08
Price / Book Value	3.12	2.69	3.67	1.84	3.26
Dividend Yield (%)	0.00	0.89	0.40	2.06	0.88
EV/EBITDA	20.05	15.06	18.62	12.26	14.65
Market Cap (₹ Cr)	29,764.75	60,155.90	60,455.08	39,769.47	48,223.59

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance
Debt to Equity	0.00	0.00	0.00	4.83	0.00
Short term debt to equity ratio	1.69	2.03	2.39	2.91	0.51
Current Ratio	1.19	1.22	1.32	1.18	1.19
Quick Ratio	1.19	1.22	1.32	1.18	1.19
Interest Coverage	1.33	1.61	2.02	1.48	1.59

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.