Poonawalla Fincorp Peer Comparison

NSE: POONAWALLA | BSE: 524000

₹461.70

₹20.20 (4.58%)

As on 30-Oct-2026IST

Market cap

₹40,710 Cr

Revenue (TTM)

₹8,889 Cr

P/E Ratio

37.4

P/B Ratio

Div. Yield

0 %

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	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
Market cap (₹ Cr)	40,710	61,283	50,104	36,444	1,94,130
Revenue (₹ Cr)	8,889	20,046	20,243	22,642	51,877
Net Profit (₹ Cr)	1,087.57	3,435.90	2,607.98	3,526.22	12,663.30
Net Margin (%)	12.22	17.11	12.39	15.53	24.38
RoE (%)	9.02	12.03	15.86	13.67	14.31
Price to Earnings	37.43	17.90	19.21	10.13	15.30
Price-To-Book	2.96	2.09	2.92	1.33	1.74

Income Statement (₹ Cr)

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
Operating Income	8,888.63	20,046.38	20,242.84	22,642.14	51,877.10
Other Income	12.00	33.75	804.65	68.61	72.36
Total Income	6,803.07	20,182.06	20,707.62	21,086.73	48,198.74
Interest Expense	3,539.87	7,390.59	3,030.49	9,350.95	20,764.78
PBT & Exceptional Items	1,568.37	4,845.17	3,633.12	5,032.84	17,553.06
Operating Expenses	3,792.39	7,787.35	14,383.88	8,061.06	13,631.62
Exceptional Income/Expenses	0.00	-28.51	0.00	-132.95	0.00
Profit before Tax	1,453.84	4,621.21	3,503.87	4,751.08	16,839.06
Taxes	366.27	1,185.31	895.89	1,224.86	4,175.31
Profit after Tax	1,087.57	3,435.90	2,607.98	3,526.22	12,663.75
Minority Interest	0.00	-13.09	0.00	-6.65	-0.01
Share of Associate	0.00	0.00	0.00	78.07	23.88
Consolidated Profit	1,087.57	3,422.81	2,607.98	3,597.64	12,687.17

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
Shareholder's Funds	13,754.07	29,267.07	17,172.08	27,487.30	1,11,434.33
Minority Interest	0.00	-13.09	0.00	-6.65	-0.01
Non-Current Liabilities	107.48	774.19	2,086.66	816.62	1,467.08
Current Liabilities	60,722.39	1,27,720.00	51,843.57	1,51,948.83	2,41,860.70
Total Liabilities	60,271.56	1,42,183.73	66,327.79	1,58,643.94	3,21,374.52

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
Non-Current Assets	266.26	3,006.79	564.30	2,091.58	7,236.72
Current Assets	73,635.12	1,53,261.82	69,043.25	1,77,044.13	3,46,723.03
Total Assets	60,271.56	1,42,183.73	66,327.79	1,58,643.94	3,21,374.52
Contingent Liabilities	17.48	307.66	75.50	1,305.46	3,248.72

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
Cash From Operating Activities	-21,785.59	-14,189.24	493.03	-12,772.18	-13,281.43
Cash Flow from Investing Activities	-1,340.32	366.90	245.47	769.52	-242.83
Cash from Financing Activities	23,387.26	15,415.06	-1,172.36	10,637.20	8,586.79
Net Cash Inflow / Outflow	261.35	1,592.72	-433.86	-1,365.46	-4,937.47

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
ROCE (%)	7.55	8.54	11.75	8.63	11.49
ROE (%)	9.02	12.03	15.86	13.67	14.31
ROA (%)	1.79	2.41	3.70	2.14	3.87
EBIT Margin (%)	56.05	59.89	28.30	62.57	72.35
Net Margin (%)	12.22	17.11	12.39	15.53	24.38
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
Revenue Growth (%)	74.99	19.92	5.81	14.94	13.76
EBIT Growth (%)	115.91	20.20	11.44	17.58	15.76
Net Profit Growth (%)	399.21	27.39	35.96	46.83	28.74
EPS Growth (%)	361.59	27.22	35.94	40.14	-33.57
Book Value Growth (%)	26.43	9.67	14.12	23.73	16.78

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
Price / Earnings	36.30	17.78	19.21	9.85	13.79
Price / Book Value	2.96	2.09	2.92	1.33	1.74
Dividend Yield (%)	0.00	1.12	0.47	2.86	1.31
EV/EBITDA	16.89	12.89	15.37	10.62	11.38
Market Cap (₹ Cr)	29,764.75	60,155.90	60,455.08	39,769.47	1,64,090.04

	Poonawalla Fincorp	L&T Fin	SBI Cards	Mahin & Mahin Fin	Shriram Finance
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.69	2.03	2.39	2.09	1.17
Current Ratio	1.21	1.20	1.33	1.17	1.43
Quick Ratio	1.21	1.20	1.33	1.17	1.43
Interest Coverage	1.41	1.63	2.16	1.51	1.81

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.