Poonawalla Fincorp Peer Comparison

NSE: POONAWALLA | BSE: 524000

₹433.40

₹-10.45 (-2.35%)

As on 01-Oct-2026IST

Market cap

₹38,126 Cr

Revenue (TTM)

₹7,806 Cr

P/E Ratio

48.4

P/B Ratio

2.9

Div. Yield

0 %

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	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
Market cap (₹ Cr)	38,126	66,418	54,044	48,876	44,500
Revenue (₹ Cr)	7,806	18,898	20,063	10,104	21,733
Net Profit (₹ Cr)	786.92	3,198.02	2,275.15	2,162.46	3,187.92
Net Margin (%)	10.06	16.89	10.90	21.26	14.62
RoE (%)	7.78	11.79	14.91	15.18	13.05
Price to Earnings	48.45	20.87	23.75	22.02	13.68
Price-To-Book	2.94	2.30	3.30	3.16	1.62

Income Statement (₹ Cr)

	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
Operating Income	7,806.43	18,897.97	20,063.29	10,104.12	21,732.67
Other Income	12.13	33.72	819.01	69.24	65.43
Total Income	6,803.07	20,182.06	20,707.62	9,877.27	21,086.73
Interest Expense	3,142.23	7,054.41	3,003.29	4,828.75	9,025.63
PBT & Exceptional Items	1,153.93	4,494.40	3,189.64	3,046.17	4,559.23
Operating Expenses	3,522.40	7,325.86	14,689.37	2,147.22	7,947.34
Exceptional Income/Expenses	0.00	-28.51	0.00	-75.61	-132.95
Profit before Tax	1,051.43	4,291.23	3,057.92	2,872.43	4,292.83
Taxes	264.51	1,093.21	782.77	709.97	1,104.91
Profit after Tax	786.92	3,198.02	2,275.15	2,162.46	3,187.92
Minority Interest	0.00	-15.47	0.00	0.00	-6.94
Share of Associate	0.00	0.00	0.00	57.38	71.71
Consolidated Profit	786.92	3,182.55	2,275.15	2,219.84	3,252.69

	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
Shareholder's Funds	10,348.24	27,983.53	15,725.50	14,893.65	26,638.64
Minority Interest	0.00	-15.47	0.00	0.00	-6.94
Non-Current Liabilities	66.57	616.40	1,973.91	310.90	900.16
Current Liabilities	49,856.75	1,13,554.88	48,628.38	70,590.86	1,31,051.81
Total Liabilities	60,271.56	1,42,183.73	66,327.79	85,795.39	1,58,643.94

	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
Non-Current Assets	203.28	2,795.13	552.55	1,311.04	2,161.31
Current Assets	59,450.81	1,38,099.25	64,275.43	84,120.74	1,55,206.53
Total Assets	60,271.56	1,42,183.73	66,327.79	85,795.39	1,58,643.94
Contingent Liabilities	17.48	307.66	75.50	117.97	1,305.46

	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
Cash From Operating Activities	-21,785.59	-14,189.24	493.03	-5,892.22	-12,772.18
Cash Flow from Investing Activities	-1,340.32	366.90	245.47	-1,371.35	769.52
Cash from Financing Activities	23,387.26	15,415.06	-1,172.36	7,478.48	10,637.20
Net Cash Inflow / Outflow	261.35	1,592.72	-433.86	214.91	-1,365.46

	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
ROCE (%)	7.55	8.54	11.75	9.35	8.63
ROE (%)	7.78	11.79	14.91	15.18	13.05
ROA (%)	1.65	2.44	3.45	2.68	2.11
EBIT Margin (%)	53.57	60.01	26.13	76.28	61.59
Net Margin (%)	10.06	16.89	10.90	21.26	14.62
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
Revenue Growth (%)	72.47	15.24	7.92	13.75	13.56
EBIT Growth (%)	225.51	15.99	1.69	12.87	14.54
Net Profit Growth (%)	340.37	20.27	21.16	18.66	43.18
EPS Growth (%)	323.02	20.08	21.14	18.72	33.47
Book Value Growth (%)	26.43	9.67	14.12	12.84	23.73

	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
Price / Earnings	46.10	20.71	23.75	21.44	13.27
Price / Book Value	2.94	2.30	3.30	3.16	1.62
Dividend Yield (%)	0.00	1.04	0.44	0.91	2.34
EV/EBITDA	19.48	14.10	17.49	14.47	11.81
Market Cap (₹ Cr)	29,764.75	60,155.90	60,455.08	48,223.59	39,769.47

	Poonawalla Fincorp	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin
Debt to Equity	0.00	0.00	0.00	0.00	4.83
Short term debt to equity ratio	1.69	2.03	2.39	0.51	2.91
Current Ratio	1.19	1.22	1.32	1.19	1.18
Quick Ratio	1.19	1.22	1.32	1.19	1.18
Interest Coverage	1.33	1.61	2.02	1.59	1.48

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.