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Poonawalla Fincorp Key Ratios

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NSE: POONAWALLA | BSE: 524000

₹461.70

up-down-arrow ₹20.20 (4.58%)

As on 30-Oct-2026IST

Market cap

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₹40,904 Cr

Revenue (TTM)

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₹8,889 Cr

P/E Ratio

info icon

37.6

P/B Ratio

info icon

3

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 12.63 70.17 74.99 52.48 38.95
EBIT 15.85 108.69 115.91 41.86 86.81
Net Profit 21.82 405.19 75.24 45.70 45.51
EPS 21.16 363.25 360.40 -12.52 21.02
Book Value -- -- 20.94 12.75 9.28
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 45.9740.7456.0551.2132.14
Net Margin info 20.4617.6112.227.96-2.33
Return on equity info 11.128.639.025.95-1.22
Return on Assets info 3.542.551.791.14-0.34

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
7.55
4.82
14.96
7.93
Peer Median
--
9.39
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

9.02

Higher than Peers by 0.40

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
9.02
5.95
-1.22
22.25
8.92
Peer Median
8.63
9.57
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.79

Lower than Peers by 0.82

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
1.79
1.14
-0.34
7.01
2.89
Peer Median
2.61
2.66
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

56.05

Lower than Peers by 13.73

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
56.05
51.21
32.14
54.49
42.80
Peer Median
69.78
62.34
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

12.22

Lower than Peers by 11.99

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
12.22
7.96
-2.33
44.84
23.28
Peer Median
24.21
18.52
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
9.37
-0.79
55.03
32.56
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

74.99

Higher than Peers by 56.02

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
74.99
62.07
34.76
60.38
25.88
Peer Median
18.97
21.02
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

115.91

Higher than Peers by 97.76

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
115.91
158.23
-20.51
104.16
133.46
Peer Median
18.15
33.45
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

75.24

Higher than Peers by 55.09

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
75.24
650.96
-105.95
189.84
91.19
Peer Median
20.15
51.16
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

360.40

Higher than Peers by 350.53

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
360.40
627.04
-105.83
145.24
81.61
Peer Median
9.87
38.04
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
26.43
-0.74
20.18
11.76
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
4.73
3.22
1.86
1.65
Peer Median
--
1.67
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
1.69
1.71
0.98
0.56
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.21

Lower than Peers by 0.31

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
1.21
0.16
0.09
0.13
0.31
Peer Median
1.52
0.99
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.21

Lower than Peers by 0.29

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
1.21
0.16
0.09
0.13
0.31
Peer Median
1.51
1.48
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.41

Lower than Peers by 0.59

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
1.41
1.26
0.91
3.25
2.26
Peer Median
2.00
1.84
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

37.61

Higher than Peers by 19.23

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
37.61
54.94
--
21.31
32.84
Peer Median
18.38
18.19
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.97

Higher than Peers by 1.40

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
2.97
2.93
3.37
4.43
3.33
Peer Median
1.58
1.66
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
--
--
0.43
0.68
Peer Median
0.13
0.06
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

15.92

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
15.92
21.64
36.62
21.78
23.51
Peer Median
--
14.64
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

40,904

Higher than Peers by 33,432

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
40,904
29,765
27,067
35,869
22,463
Peer Median
7,472
4,925
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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