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Poonawalla Fincorp Key Ratios

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NSE: POONAWALLA | BSE: 524000

₹459.15

up-down-arrow ₹-9.30 (-1.99%)

As on 07-Sep-2026 15:59IST

Market cap

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₹40,410 Cr

Revenue (TTM)

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₹7,806 Cr

P/E Ratio

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51.4

P/B Ratio

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3.1

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 10.15 77.34 72.47 51.98 34.07
EBIT 12.37 110.68 225.51 40.10 76.17
Net Profit 20.77 391.55 67.47 45.40 42.37
EPS 11.42 334.30 322.84 -1.98 19.57
Book Value -- -- 20.94 12.75 9.28
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 45.9740.7453.5751.2132.14
Net Margin info 20.4617.6110.067.96-2.33
Return on equity info 11.128.637.785.95-1.22
Return on Assets info 3.542.551.651.14-0.34

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
7.55
4.82
14.96
7.93
Peer Median
--
9.35
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

7.78

Lower than Peers by 0.87

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
7.78
5.95
-1.22
22.25
8.92
Peer Median
8.66
9.39
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

1.65

Lower than Peers by 0.96

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
1.65
1.14
-0.34
7.01
2.89
Peer Median
2.61
2.49
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

53.57

Lower than Peers by 16.64

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
53.57
51.21
32.14
54.49
42.80
Peer Median
70.21
61.59
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

10.06

Lower than Peers by 13.92

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
10.06
7.96
-2.33
44.84
23.28
Peer Median
23.98
15.39
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
9.37
-0.79
55.03
32.56
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

72.47

Higher than Peers by 53.54

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
72.47
62.07
34.76
60.38
25.88
Peer Median
18.94
14.20
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

225.51

Higher than Peers by 207.83

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
225.51
158.23
-20.51
104.16
133.46
Peer Median
17.68
23.03
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

67.47

Higher than Peers by 48.82

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
67.47
650.96
-105.95
189.84
91.19
Peer Median
18.65
42.45
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

322.84

Higher than Peers by 315.19

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
322.84
627.04
-105.83
145.24
81.61
Peer Median
7.65
27.14
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
26.43
-0.74
20.18
11.76
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
4.73
3.22
1.86
1.65
Peer Median
--
2.01
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
1.69
1.71
0.98
0.56
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.19

Lower than Peers by 0.28

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
1.19
0.16
0.09
0.13
0.31
Peer Median
1.47
0.71
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.19

Lower than Peers by 0.27

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
1.19
0.16
0.09
0.13
0.31
Peer Median
1.46
1.47
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.33

Lower than Peers by 0.61

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
1.33
1.26
0.91
3.25
2.26
Peer Median
1.94
1.72
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

51.35

Higher than Peers by 28.73

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
51.35
54.94
--
21.31
32.84
Peer Median
22.62
23.25
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

3.11

Higher than Peers by 1.13

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
3.11
2.93
3.37
4.43
3.33
Peer Median
1.99
1.98
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
--
--
--
0.43
0.68
Peer Median
0.12
0.07
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

20.53

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
20.53
21.64
36.62
21.78
23.51
Peer Median
--
15.85
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

40,410

Higher than Peers by 31,421

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Poonawalla Fincorp
40,410
29,765
27,067
35,869
22,463
Peer Median
8,989
6,628
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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