Your retirement corpus

Summary: How much do you actually need to retire? The number is meaningless until you know what your retirement will cost. This guide takes you from your current expenses to a retirement corpus, factoring in inflation, the withdrawal rule and the amount you may need to invest every month to get there.

Summary: How much do you actually need to retire? The number is meaningless until you know what your retirement will cost. This guide takes you from your current expenses to a retirement corpus, factoring in inflation, the withdrawal rule and the amount you may need to invest every month to get there. Retirement planning often sparks debates about the “ideal” corpus. Some say Rs 10 crore, others insist on Rs 40 crore, a few suggest Rs 100 crore or more. The truth is, there is no universal number. The right corpus depends on your lifestyle, spending and financial responsibilities. More than inflation alone, it is your standard of living and future aspirations that decide how much you will need. Start with your expenses The simplest way to estimate your corpus is to

This article was originally published on August 20, 2026.