Vijaya Bank [Merged] Financials
NSE: VIJAYABANK | BSE: 532401
₹46.05
As on 07-Mar-2019IST
Market cap
₹6,012 Cr
Revenue (TTM)
₹14,389 Cr
P/E Ratio
9.5
P/B Ratio
0.6
Div. Yield
2.6 %
Income Statement (₹ Cr) |
TTM | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 | Mar-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
14,388.64
|
12,589.84
|
12,379.46
|
12,083.58
|
12,273.53
|
10,706.56
|
|||||
|
Other Income
|
1,313.13
|
1,600.61
|
1,651.26
|
873.86
|
878.96
|
709.87
|
|||||
|
Total Income
|
15,701.77
|
14,190.45
|
14,030.72
|
12,957.44
|
13,152.49
|
11,416.43
|
|||||
|
Interest Expended
|
9,632.76
|
8,286.95
|
8,873.02
|
9,322.74
|
9,981.25
|
8,623.15
|
|||||
|
Operating Expenses
|
2,858.17
|
2,805.70
|
2,736.55
|
2,085.82
|
1,912.21
|
1,689.55
|
|||||
|
Operating Profit before Prov. & Cont.
|
3,210.84
|
3,097.80
|
2,421.15
|
1,548.87
|
1,259.03
|
1,103.73
|
|||||
|
Provisions and Contingencies
|
2,381.91
|
2,114.59
|
1,506.67
|
1,390.51
|
859.13
|
655.78
|
|||||
|
Profit Before Tax
|
828.93
|
983.21
|
914.49
|
158.36
|
399.90
|
447.95
|
|||||
|
Taxes
|
193.96
|
256.19
|
164.00
|
-223.44
|
-39.51
|
32.04
|
|||||
|
Profit after Tax
|
634.97
|
727.02
|
750.49
|
381.80
|
439.41
|
415.91
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
--
|
727.02
|
750.49
|
381.80
|
439.41
|
415.91
|
Liabilities (₹ Cr) |
TTM | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 | Mar-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
10,893.08
|
10,627.20
|
8,151.49
|
7,624.72
|
6,159.75
|
5,887.92
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
1,67,627.67
|
1,57,287.54
|
1,33,011.95
|
1,25,440.72
|
1,26,343.35
|
1,24,296.16
|
|||||
|
Borrowings
|
6,878.48
|
7,299.79
|
11,061.80
|
10,300.57
|
7,278.19
|
4,744.80
|
|||||
|
Other Liabilities & Provisions
|
2,780.27
|
2,417.52
|
2,656.34
|
2,883.87
|
2,861.79
|
2,429.73
|
|||||
|
Total Liabilities
|
1,88,179.50
|
1,77,632.05
|
1,54,881.58
|
1,46,249.89
|
1,42,643.09
|
1,37,358.61
|
Assets (₹ Cr) |
TTM | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 | Mar-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
7,972.23
|
4,303.70
|
5,770.42
|
6,268.35
|
6,534.29
|
5,540.21
|
|||||
|
Balances with Banks and Money at Call
|
712.18
|
666.54
|
160.29
|
351.20
|
817.54
|
3,917.45
|
|||||
|
Investments
|
42,219.10
|
39,511.66
|
44,424.55
|
41,842.49
|
40,758.12
|
42,585.38
|
|||||
|
Advances
|
1,26,283.96
|
1,16,165.44
|
94,548.89
|
88,986.96
|
86,695.86
|
81,504.03
|
|||||
|
Net Block
|
1,286.60
|
1,301.48
|
1,318.76
|
1,288.29
|
566.64
|
528.95
|
|||||
|
Other Assets
|
9,705.43
|
15,683.23
|
8,658.67
|
7,512.59
|
7,270.63
|
3,282.59
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
1,88,179.50
|
1,77,632.05
|
1,54,881.58
|
1,46,249.89
|
1,42,643.09
|
1,37,358.61
|
Cashflow (₹ Cr) |
TTM | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 | Mar-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-1,782.90
|
60.43
|
-1,272.53
|
-3,212.03
|
2,915.98
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-123.73
|
-154.30
|
-155.40
|
-104.20
|
-129.78
|
|||||
|
Cash from Financing Activities
|
--
|
946.16
|
-594.97
|
695.66
|
1,210.41
|
26.71
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-960.47
|
-688.84
|
-732.28
|
-2,105.82
|
2,812.91
|
Financials Ratios |
TTM | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 | Mar-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
--
|
5.57
|
7.51
|
4.09
|
5.11
|
4.84
|
|||||
|
Cash EPS (₹)
|
--
|
6.36
|
8.34
|
4.86
|
5.75
|
5.59
|
|||||
|
Adjusted Book Value (₹)
|
--
|
75.43
|
73.29
|
70.03
|
68.95
|
65.64
|
|||||
|
Dividend per Share (₹)
|
--
|
1.20
|
1.50
|
--
|
1.50
|
2.00
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-13.67
|
0.60
|
-13.65
|
-37.39
|
33.94
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-39.03
|
-13.29
|
-27.32
|
-48.34
|
27.29
|
Profitability Ratios |
TTM | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 | Mar-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
10.84
|
13.09
|
13.58
|
14.16
|
13.14
|
|||||
|
Yield on Investments
|
--
|
9.18
|
9.29
|
7.50
|
8.48
|
6.56
|
|||||
|
Interest Spread
|
--
|
5.80
|
6.93
|
6.71
|
6.69
|
6.45
|
|||||
|
NIM (%)
|
2.78
|
2.68
|
2.42
|
2.01
|
1.70
|
1.56
|
|||||
|
ROE (%)
|
5.90
|
8.47
|
10.84
|
6.13
|
7.60
|
8.54
|
|||||
|
ROA (%)
|
0.37
|
0.44
|
0.50
|
0.26
|
0.31
|
0.33
|
|||||
|
Cost to Income Ratio
|
--
|
47.53
|
53.06
|
57.39
|
60.30
|
60.49
|
Growth Ratios |
TTM | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 | Mar-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
17.47
|
1.70
|
2.45
|
-1.55
|
14.64
|
18.28
|
|||||
|
EBIT Growth (%)
|
53.15
|
27.95
|
56.32
|
23.02
|
14.07
|
-1.63
|
|||||
|
Net Profit Growth (%)
|
16.11
|
-3.13
|
96.57
|
-13.11
|
5.65
|
-28.98
|
|||||
|
EPS Growth (%)
|
-30.24
|
-25.80
|
83.52
|
-19.95
|
5.65
|
-48.55
|
|||||
|
Book Value Growth (%)
|
--
|
34.36
|
12.10
|
10.26
|
5.04
|
37.67
|
Valuation Ratios |
TTM | Mar-18 | Mar-17 | Mar-16 | Mar-15 | Mar-14 | Mar-13 | Mar-12 | Mar-11 | Mar-10 | Mar-09 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
9.47
|
9.31
|
9.12
|
7.66
|
9.09
|
8.21
|
|||||
|
Price / Book Value
|
0.59
|
0.69
|
0.93
|
0.45
|
0.67
|
0.61
|
|||||
|
Dividend Yield (%)
|
2.60
|
2.31
|
2.19
|
--
|
3.23
|
5.03
|
|||||
|
EV/EBITDA
|
2.81
|
4.54
|
7.39
|
8.54
|
8.95
|
7.39
|
|||||
|
Close Price (₹)
|
50.05
|
52.05
|
68.75
|
31.35
|
46.50
|
39.90
|
|||||
|
High Price (₹)
|
74.00
|
97.40
|
74.00
|
48.80
|
58.80
|
56.15
|
|||||
|
Low Price (₹)
|
39.95
|
50.50
|
29.60
|
28.20
|
38.55
|
33.35
|
|||||
|
Market Cap (₹ Cr)
|
6,012.12
|
6,768.53
|
6,842.09
|
2,923.57
|
3,994.91
|
3,415.00
|