SBI Cards And Payment Services Ltd.

NSE: SBICARD | BSE: 543066

₹647.45

up-down-arrow-23.25 (-3.47%)

As on 28-Apr-2026IST

Market cap

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₹61,635 Cr

Revenue (TTM)

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₹19,900 Cr

P/E Ratio

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28.4

P/B Ratio

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3.9

Div. Yield

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0.4 %

Value Research Rating

Quality Score fund-quick-summary-circle

0/0

Growth Score fund-quick-summary-circle

0/0

Valuation Score fund-quick-summary-circle

0/0

Momentum Score fund-quick-summary-circle

0/0

SBI Cards Share Price

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Stock Range

Today’s Range

Low: 646.10 High: 669.60

52 Week Range

Low: 615.50 High: 1,027.25

Liquidityliquidity High

Low Moderate High

Fundamentals

  • Net Profit (TTM)Net Profit (TTM) information

    ₹2,167 Cr

  • ROEROE information

    14.8 %

  • ROCEROCE information

    11.8 %

  • Industry P/EIndustry P/E information

    22.87

  • EV/EBITDAEV/EBITDA information

    15.8

  • Debt to EquityDebt to Equity information

    0

  • Book ValueBook Value information

    ₹165.3

  • EPSEPS information

    ₹22.8

  • Face valueFace value information

    10

  • Shares outstandingShares outstanding information

    951,600,251

10 Years Aggregate

CFO

₹-30,823.33 Cr

EBITDA

₹32,288.21 Cr

Net Profit

₹12,551.11 Cr

Performance

Company
YTD
1 Month
3 Months
1 Year
3 Years
5 Years
10 Years
SBI Cards
-24.9 -3.9 -16.0 -25.4 -6.2 -7.5 --
BSE Finance
-6.8 6.9 -4.9 0.7 11.0 10.9 12.7
As on 28-Apr-2026
Company
2025
2024
2023
2022
2021
SBI Cards
27.1 -13.4 -4.5 -14.3 8.8
BSE Mid Cap
1.1 25.8 45.5 1.4 39.2
BSE Finance
15.7 8.7 17.1 11.1 14.1

Financials

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*All values are in (₹ Cr)

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*All values are in (₹ Cr)

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*All values are in (₹ Cr)

Key Ratios

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5Y Avg -- 3Y Avg -- TTM --

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P/E Ratio

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P/B Ratio

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Earnings Yield (%)

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Earnings Yield (%) = EBIT / Enterprise value

PEG Ratio

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Price = Price / Earnings to growth ratio

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Peers

View Details
Company
Price (₹) Market Cap (₹ Cr) Revenue (TTM) Net Profit (TTM) OPM (%) ROE (%) P/E P/B
SBI Cards
647.5 61,635.2 19,899.7 2,166.7 26.0 14.2 28.4 3.9
60.0 16,168.6 2,065.8 434.7 42.7 2 89.4 1.8
250.8 1,65,672.8 3,513.3 1,237.5 64.8 1.1 106.1 1.2
285.8 71,571.8 17,944.6 2,982.9 59.9 11.1 24 2.6
312.7 43,464.4 21,005.4 2,791.5 60.7 11.5 15.2 1.6
15.9 57.1 16.3 -13.7 -47.8 -44.4 -- 1.7
953.3 2,24,140.4 48,133.0 10,003.7 72.2 15.8 22.4 2.1
725.2 36,689.2 397.3 316.6 88.4 1.4 84.6 1.3
108.9 1,677.1 1,766.2 113.4 56.0 4.3 9.6 --
130.6 45.7 10.8 0.5 6.2 12 94.2 12.4

Shareholding Pattern

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News & Analysis

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About SBI Cards

SBI Cards and Payment Services Limited, a non-banking financial company, issues credit cards to individual and corporate customers in India. The company also acts as corporate insurance agent for selling insurance policies to credit card customers....  In addition, it offers corporate cards, central travel cards, utility cards, and purchase and virtual cards. The company was incorporated in 1998 and is based in Gurugram, India. SBI Cards and Payment Services Limited is a subsidiary of State Bank of India.  Read more

  • Incorporated

    1998

  • Chairman

    Challa Sreenivasulu Setty

  • Managing Director

    Salila Pande

  • Group

    PSU - SBI

  • Headquarters

    New Delhi, Delhi

  • Website

    www.sbicard.com

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FAQs for SBI Cards

The share price of SBI Cards And Payment Services Ltd is ₹647.45 (NSE) and ₹647.70 (BSE) as of 28-Apr-2026 IST. SBI Cards And Payment Services Ltd has given a return of -6.19% in the last 3 years.

The P/E ratio of SBI Cards And Payment Services Ltd is 28.45 times as on 28-Apr-2026, a 24 premium to its peers’ median range of 22.87 times.
The P/B ratio of SBI Cards And Payment Services Ltd is 3.92 times as on 28-Apr-2026, a 111 premium to its peers’ median range of 1.86 times.


PE & PB ratio at the end of financial year.


Year P/E Ratio P/B Ratio
2025
43.79
6.10
2024
26.95
5.38
2023
30.98
7.15
2022
49.71
10.43
2021
88.78
13.97

The 52-week high and low of SBI Cards And Payment Services Ltd are Rs 1,027.25 and Rs 615.50 as of 28-Apr-2026.

SBI Cards And Payment Services Ltd has a market capitalisation of ₹ 61,635 Cr as on 28-Apr-2026. As per SEBI classification, it is a Mid Cap company.

Before investing in SBI Cards And Payment Services Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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