SBI Cards And Payment Services Ltd.

NSE: SBICARD | BSE: 543066

₹651.55

up-down-arrow27.90 (4.47%)

As on 20-Aug-2026 10:54IST

Market cap

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₹59,601 Cr

Revenue (TTM)

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₹20,063 Cr

P/E Ratio

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26.2

P/B Ratio

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3.6

Div. Yield

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0.4 %

Value Research Rating

Quality Score fund-quick-summary-circle

Quality Score9/10

Growth Score fund-quick-summary-circle

Growth Score8/10

Valuation Score fund-quick-summary-circle

Valuation Score6/10

Momentum Score fund-quick-summary-circle

Momentum Score1/10

SBI Cards Share Price

Compare

High: Low: Return:

High: Low: Return:

Max: Min: Median:

Max: Min: Median:

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Stock Range

Today’s Range

Low: 626.75 High: 653.50

52 Week Range

Low: 565.45 High: 965.00

Liquidityliquidity High

Low Moderate High

Fundamentals

  • Net Profit (TTM)Net Profit (TTM) information

    ₹2,275 Cr

  • ROEROE information

    14.7 %

  • ROCEROCE information

    11.7 %

  • Industry P/EIndustry P/E information

    22.06

  • EV/EBITDAEV/EBITDA information

    16.4

  • Debt to EquityDebt to Equity information

    2.8

  • Book ValueBook Value information

    ₹172.1

  • EPSEPS information

    ₹23.9

  • Face valueFace value information

    10

  • Shares outstandingShares outstanding information

    951,642,492

10 Years Aggregate

CFO

₹-29,172.09 Cr

EBITDA

₹37,712.21 Cr

Net Profit

₹14,433.92 Cr

Performance

Company
YTD
1 Month
3 Months
1 Year
3 Years
5 Years
10 Years
SBI Cards
-24.4 -0.5 4.4 -20.6 -8.2 -8.4 --
BSE Finance
-3.6 -1.6 6.3 0.0 10.4 9.4 11.1
As on 20-Aug-2026
Company
2025
2024
2023
2022
2021
SBI Cards
27.1 -13.4 -4.5 -14.3 8.8
BSE Mid Cap
1.1 25.8 45.5 1.4 39.2
BSE Finance
15.7 8.7 17.1 11.1 14.1

Financials

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*All values are in (₹ Cr)

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*All values are in (₹ Cr)

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*All values are in (₹ Cr)

Key Ratios

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5Y Avg -- 3Y Avg -- TTM --

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P/E Ratio

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--Min --Median --Max

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P/B Ratio

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--Min --Median --Max

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Earnings Yield (%)

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Earnings Yield (%) = EBIT / Enterprise value

PEG Ratio

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Price = Price / Earnings to growth ratio

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Peers

View Details
Company
Price (₹) Market Cap (₹ Cr) Revenue (TTM) Net Profit (TTM) OPM (%) ROE (%) P/E P/B
SBI Cards
651.6 59,601.4 20,063.3 2,275.2 26.1 14.9 26.2 3.6
246.0 1,60,258.3 4,905.3 1,793.6 65.9 1.5 77.6 1.2
316.6 78,940.4 18,898.0 3,198.0 60.0 11.8 24.8 2.7
387.8 54,146.3 21,732.7 3,187.9 61.6 13 16.6 2.0
2,964.7 1,14,787.9 33,430.7 11,457.5 82.0 29.8 10.1 2.8
496.3 43,369.6 7,806.4 786.9 53.6 7.8 55.1 3.3
366.8 1,24,083.8 1,15,431.4 33,641.8 97.3 -- 4.8 0.9
1,131.4 2,59,981.2 49,997.1 11,295.7 72.5 17.9 23 2.4
4,502.1 49,819.0 10,104.1 2,162.5 76.3 15.2 22.4 3.2
653.5 33,028.6 403.5 305.9 88.5 1.4 76.7 1.1

Shareholding Pattern

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News & Analysis

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About SBI Cards

SBI Cards and Payment Services Limited, a non-banking financial company, provides credit cards to individual and corporate customers in India. The company offers corporate, central travel, utility, and corporate purchase and virtual cards. It also...  acts as a corporate insurance agent for selling insurance policies to credit card customers. The company was incorporated in 1998 and is headquartered in Gurugram, India. SBI Cards and Payment Services Limited operates as a subsidiary of State Bank of India. 

  • Incorporated

    1998

  • Chairman

    Challa Sreenivasulu Setty

  • Managing Director

    Salila Pande

  • Group

    PSU - SBI

  • Headquarters

    New Delhi, Delhi

  • Website

    www.sbicard.com

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FAQs for SBI Cards

The share price of SBI Cards And Payment Services Ltd is ₹651.55 (NSE) and ₹653.15 (BSE) as of 20-Aug-2026 10:54 IST. SBI Cards And Payment Services Ltd has given a return of -8.21% in the last 3 years.

The P/E ratio of SBI Cards And Payment Services Ltd is 26.20 times as on 19-Aug-2026, a 19 premium to its peers’ median range of 22.06 times.
The P/B ratio of SBI Cards And Payment Services Ltd is 3.64 times as on 19-Aug-2026, a 83 premium to its peers’ median range of 1.99 times.


PE & PB ratio at the end of financial year.


Year P/E Ratio P/B Ratio
2026
27.90
3.85
2025
43.79
6.10
2024
26.95
5.38
2023
30.98
7.15
2022
49.71
10.43

The 52-week high and low of SBI Cards And Payment Services Ltd are Rs 965.00 and Rs 565.45 as of 20-Aug-2026.

SBI Cards And Payment Services Ltd has a market capitalisation of ₹ 59,601 Cr as on 19-Aug-2026. As per SEBI classification, it is a Mid Cap company.

Before investing in SBI Cards And Payment Services Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

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