Vijaya Bank [Merged] Key Ratios
NSE: VIJAYABANK | BSE: 532401
₹46.05
As on 07-Mar-2019IST
Market cap
₹6,012 Cr
Revenue (TTM)
₹14,389 Cr
P/E Ratio
9.5
P/B Ratio
0.6
Div. Yield
2.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 5.90 | 22.75 | 17.47 | 5.48 | 6.97 |
| Interest Expended | 7.81 | 34.34 | 18.15 | 0.31 | 3.28 |
| Net Interest Income | 1.85 | 2.85 | 16.11 | 20.53 | 18.05 |
| EPS | 2.46 | 53.38 | -30.24 | 0.89 | -13.67 |
| Book Value | -- | -- | 2.91 | 3.04 | -1.81 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-18 | Mar-17 |
| Net NPAs
| 4.49 | 3.39 | 4.08 | 4.32 | 4.36 |
| Net Interest Margin
| 2.37 | 2.07 | 2.78 | 2.68 | 2.42 |
| Net Margin
| 4.47 | 4.08 | 4.04 | 5.12 | 5.35 |
| Return on equity
| 8.48 | 8.32 | 5.90 | 8.47 | 10.84 |
| Return on Assets
| 0.40 | 0.37 | 0.37 | 0.44 | 0.50 |
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
--
|
10.84
|
13.09
|
13.58
|
14.16
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
--
|
9.18
|
9.29
|
7.50
|
8.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
--
|
5.80
|
6.93
|
6.71
|
6.69
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
2.78
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
2.78
|
2.68
|
2.42
|
2.01
|
1.70
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
5.90
Lower than Peers by 7.38
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
5.90
|
8.47
|
10.84
|
6.13
|
7.60
|
|
Peer Median
|
13.28
|
-3.39
|
--
|
--
|
--
|
ROA
0.37
Lower than Peers by 0.76
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
0.37
|
0.44
|
0.50
|
0.26
|
0.31
|
|
Peer Median
|
1.14
|
-0.19
|
--
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
--
|
47.53
|
53.06
|
57.39
|
60.30
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
17.47
Higher than Peers by 3.98
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
17.47
|
1.70
|
2.45
|
-1.55
|
14.64
|
|
Peer Median
|
13.50
|
6.78
|
--
|
--
|
--
|
EBIT Growth
53.15
--
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
53.15
|
27.95
|
56.32
|
23.02
|
14.07
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
16.11
Lower than Peers by 4.33
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
16.11
|
-3.13
|
96.57
|
-13.11
|
5.65
|
|
Peer Median
|
20.44
|
-58.00
|
--
|
--
|
--
|
EPS Growth
-30.24
Lower than Peers by 44.14
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
-30.24
|
-25.80
|
83.52
|
-19.95
|
5.65
|
|
Peer Median
|
13.90
|
-21.43
|
--
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
--
|
34.36
|
12.10
|
10.26
|
5.04
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
9.47
Lower than Peers by 1.00
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
9.47
|
9.31
|
9.12
|
7.66
|
9.09
|
|
Peer Median
|
10.47
|
--
|
--
|
--
|
--
|
Price / Book Value
0.59
Lower than Peers by 0.91
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
0.59
|
0.69
|
0.93
|
0.45
|
0.67
|
|
Peer Median
|
1.50
|
0.99
|
--
|
--
|
--
|
Dividend Yield
2.60
Higher than Peers by 1.89
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
2.60
|
2.31
|
2.19
|
--
|
3.23
|
|
Peer Median
|
0.71
|
--
|
--
|
--
|
--
|
EV/EBITDA
2.81
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
2.81
|
4.54
|
7.39
|
8.54
|
8.95
|
|
Peer Median
|
--
|
-1.30
|
--
|
--
|
--
|
Market Cap
6,012
Lower than Peers by 71,812
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-18
|
Mar-17
|
Mar-16
|
Mar-15
|
|---|---|---|---|---|---|
|
Vijaya Bank [Merged]
|
6,012
|
6,769
|
6,842
|
2,924
|
3,995
|
|
Peer Median
|
77,824
|
17,067
|
--
|
--
|
--
|