Vijaya Bank [Merged] Peer Comparison

NSE: VIJAYABANK | BSE: 532401

₹46.05

₹0.95 (2.11%)

As on 07-Mar-2019IST

Market cap

₹6,012 Cr

Revenue (TTM)

₹14,389 Cr

P/E Ratio

9.5

P/B Ratio

0.6

Div. Yield

2.6 %

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	Vijaya Bank [Merged]	Central Bank	City Union Bank	CSB Bank	DCB Bank	Dhanlaxmi Bank	J&k Bank	Karur Vysya Bank	RBL Bank	South Indian Bank
Market cap (₹ Cr)	6,012	27,580	22,362	5,391	6,557	1,085	15,290	31,413	62,772	12,629
Interest Income (₹ Cr)	14,389	37,270	7,249	4,752	7,575	1,683	13,429	11,555	14,736	10,112
Net Interest Income (₹ Cr)	4,755.88	14,771.97	3,024.68	1,819.57	2,560.05	660.85	5,914.08	5,281.95	6,536.59	3,629.51
NIM (%)	2.78	--	3.78	3.76	3.35	3.57	--	4.26	--	--
RoA (%)	0.37	0.87	1.61	1.26	0.96	0.57	1.25	2.14	0.55	1.11
Price to Earnings	9.47	6.04	15.94	8.11	8.33	9.40	6.64	11.45	69.82	8.36
Price-To-Book	0.59	0.74	2.04	1.11	1.03	0.81	0.99	2.11	1.47	1.07

Income Statement (₹ Cr)

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	12,589.84	4,561.48	5,699.65	24,163.12	3,402.42
Other Income	1,600.61	1,068.81	899.93	2,620.41	532.10
Total Income	14,190.45	5,630.30	6,599.59	26,783.52	3,934.52
Interest Expended	8,286.95	2,740.90	3,401.54	17,603.32	1,972.12
Operating Expenses	2,805.70	1,548.09	1,420.72	6,425.77	754.65
Operating Profit before Prov. & Cont.	3,097.80	1,341.30	1,777.33	2,754.43	1,207.75
Provisions and Contingencies	2,114.59	367.48	1,273.68	10,641.07	417.75
Profit Before Tax	983.21	973.83	503.64	-7,886.64	790.00
Taxes	256.19	334.63	157.97	-2,791.07	198.00
Profit after Tax	727.02	639.20	345.67	-5,095.57	592.00
Minority Interest	--	18.82	--	39.81	--
Share of Associate	--	-5.90	--	-38.04	--
Consolidated Profit	727.02	631.67	345.67	-5,139.60	592.00

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	10,627.20	6,680.56	6,264.19	18,210.46	4,163.24
Minority Interest	--	18.82	--	39.81	--
Deposits	1,57,287.54	43,883.10	56,890.09	2,95,354.49	32,852.62
Borrowings	7,299.79	9,261.44	2,393.99	6,025.68	1,735.88
Other Liabilities & Provisions	2,417.52	2,033.36	1,393.17	7,718.86	1,185.51
Total Liabilities	1,77,632.05	61,877.27	66,941.43	3,27,349.30	39,937.25

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	4,303.70	2,589.46	2,960.07	36,000.12	1,861.80
Balances with Banks and Money at Call	666.54	1,720.69	1,349.14	3,262.29	774.65
Investments	39,511.66	15,397.04	15,803.21	1,02,769.46	7,879.11
Advances	1,16,165.44	40,267.84	44,800.15	1,57,479.53	27,852.79
Net Block	1,300.49	308.35	474.70	4,352.85	223.13
Other Assets	15,683.23	1,562.59	1,500.67	23,485.04	1,345.78
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,77,632.05	61,877.27	66,941.43	3,27,349.30	39,937.25

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	-1,782.90	-2,556.01	-549.51	-44,376.41	-183.10
Cash Flow from Investing Activities	-123.73	-165.19	-169.74	-310.23	-60.53
Cash from Financing Activities	946.16	2,994.03	683.38	5,154.09	1.09
Net Cash Inflow / Outflow	-960.47	272.84	-35.87	-39,532.55	-242.53

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	10.84	11.33	12.72	15.34	12.22
Yield on Investments	9.18	7.56	7.75	7.51	7.83
Interest Spread	5.80	6.17	6.98	9.50	6.51
NIM (%)	2.68	3.04	3.54	2.19	3.73
ROE (%)	8.47	11.61	6.12	-34.66	15.31
ROA (%)	0.44	1.16	0.54	-3.11	1.57
Cost to Income Ratio	47.53	53.58	44.42	70.00	38.46

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	1.70	22.85	1.37	-2.47	7.20
EBIT Growth (%)	27.95	45.73	13.14	-11.19	21.54
Net Profit Growth (%)	-3.13	43.30	-42.96	-108.67	17.75
EPS Growth (%)	-25.80	26.40	-48.66	-51.83	17.12
Book Value Growth (%)	34.36	54.07	24.40	5.29	16.61

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	9.31	31.68	19.27	0.00	17.62
Price / Book Value	0.69	3.00	1.17	1.28	2.76
Dividend Yield (%)	2.31	0.44	0.59	0.00	0.17
EV/EBITDA	4.54	21.83	5.47	9.17	10.94
Market Cap (₹ Cr)	6,768.53	20,013.94	7,328.04	19,243.43	11,473.31

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.