Vijaya Bank [Merged] Peer Comparison

NSE: VIJAYABANK | BSE: 532401

₹46.05

₹0.95 (2.11%)

As on 07-Mar-2019IST

Market cap

₹6,012 Cr

Revenue (TTM)

₹14,389 Cr

P/E Ratio

9.5

P/B Ratio

0.6

Div. Yield

2.6 %

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	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	6,012	64,263	33,738	28,123	23,397
Interest Income (₹ Cr)	14,389	14,736	11,555	37,270	7,249
Net Interest Income (₹ Cr)	4,755.88	6,536.59	5,281.95	14,771.97	3,024.68
NIM (%)	2.78	--	4.26	--	3.78
RoA (%)	0.37	0.55	2.14	0.87	1.61
Price to Earnings	9.47	71.48	12.29	6.16	16.68
Price-To-Book	0.59	1.50	2.27	0.76	2.13

Income Statement (₹ Cr)

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	12,589.84	4,561.48	5,699.65	24,163.12	3,402.42
Other Income	1,600.61	1,068.81	899.93	2,620.41	532.10
Total Income	14,190.45	5,630.30	6,599.59	26,783.52	3,934.52
Interest Expended	8,286.95	2,740.90	3,401.54	17,603.32	1,972.12
Operating Expenses	2,805.70	1,548.09	1,420.72	6,425.77	754.65
Operating Profit before Prov. & Cont.	3,097.80	1,341.30	1,777.33	2,754.43	1,207.75
Provisions and Contingencies	2,114.59	367.48	1,273.68	10,641.07	417.75
Profit Before Tax	983.21	973.83	503.64	-7,886.64	790.00
Taxes	256.19	334.63	157.97	-2,791.07	198.00
Profit after Tax	727.02	639.20	345.67	-5,095.57	592.00
Minority Interest	--	18.82	--	39.81	--
Share of Associate	--	-5.90	--	-38.04	--
Consolidated Profit	727.02	631.67	345.67	-5,139.60	592.00

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	10,627.20	6,680.56	6,264.19	18,210.46	4,163.24
Minority Interest	--	18.82	--	39.81	--
Deposits	1,57,287.54	43,883.10	56,890.09	2,95,354.49	32,852.62
Borrowings	7,299.79	9,261.44	2,393.99	6,025.68	1,735.88
Other Liabilities & Provisions	2,417.52	2,033.36	1,393.17	7,718.86	1,185.51
Total Liabilities	1,77,632.05	61,877.27	66,941.43	3,27,349.30	39,937.25

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	4,303.70	2,589.46	2,960.07	36,000.12	1,861.80
Balances with Banks and Money at Call	666.54	1,720.69	1,349.14	3,262.29	774.65
Investments	39,511.66	15,397.04	15,803.21	1,02,769.46	7,879.11
Advances	1,16,165.44	40,267.84	44,800.15	1,57,479.53	27,852.79
Net Block	1,300.49	308.35	474.70	4,352.85	223.13
Other Assets	15,683.23	1,562.59	1,500.67	23,485.04	1,345.78
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	1,77,632.05	61,877.27	66,941.43	3,27,349.30	39,937.25

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	-1,782.90	-2,556.01	-549.51	-44,376.41	-183.10
Cash Flow from Investing Activities	-123.73	-165.19	-169.74	-310.23	-60.53
Cash from Financing Activities	946.16	2,994.03	683.38	5,154.09	1.09
Net Cash Inflow / Outflow	-960.47	272.84	-35.87	-39,532.55	-242.53

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	10.84	11.33	12.72	15.34	12.22
Yield on Investments	9.18	7.56	7.75	7.51	7.83
Interest Spread	5.80	6.17	6.98	9.50	6.51
NIM (%)	2.68	3.04	3.54	2.19	3.73
ROE (%)	8.47	11.61	6.12	-34.66	15.31
ROA (%)	0.44	1.16	0.54	-3.11	1.57
Cost to Income Ratio	47.53	53.58	44.42	70.00	38.46

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	1.70	22.85	1.37	-2.47	7.20
EBIT Growth (%)	27.95	45.73	13.14	-11.19	21.54
Net Profit Growth (%)	-3.13	43.30	-42.96	-108.67	17.75
EPS Growth (%)	-25.80	26.40	-48.66	-51.83	17.12
Book Value Growth (%)	34.36	54.07	24.40	5.29	16.61

	Vijaya Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	9.31	31.68	19.27	0.00	17.62
Price / Book Value	0.69	3.00	1.17	1.28	2.76
Dividend Yield (%)	2.31	0.44	0.59	0.00	0.17
EV/EBITDA	4.54	21.83	5.47	9.17	10.94
Market Cap (₹ Cr)	6,768.53	20,013.94	7,328.04	19,243.43	11,473.31

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.