Bajaj Finserv Financials
NSE: BAJAJFINSV | BSE: 532978
₹1,938.10
As on 08-Sep-2026IST
Market cap
₹3,10,640 Cr
Revenue (TTM)
₹1,57,642 Cr
P/E Ratio
30.6
P/B Ratio
3.7
Div. Yield
0.1 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Operating Income
|
1,57,641.68
|
1,50,503.77
|
1,32,943.25
|
1,10,381.91
|
82,071.24
|
68,406.08
|
|||||
|
Other Income
|
14.35
|
837.05
|
913.76
|
17.33
|
0.77
|
32.90
|
|||||
|
Total Income
|
1,57,656.03
|
1,51,340.82
|
1,33,857.01
|
1,10,399.24
|
82,072.01
|
68,438.98
|
|||||
|
Interest Expense
|
29,258.53
|
28,540.94
|
24,587.32
|
18,606.53
|
12,380.26
|
9,629.46
|
|||||
|
Operating Expenses
|
98,073.55
|
94,262.34
|
84,369.15
|
69,525.64
|
52,204.01
|
46,975.85
|
|||||
|
Exceptional Income/Expenses
|
-379.49
|
-379.49
|
--
|
--
|
--
|
--
|
|||||
|
Profit before Tax
|
28,590.75
|
26,883.15
|
23,748.21
|
21,375.03
|
16,811.13
|
11,270.58
|
|||||
|
Taxes
|
7,974.73
|
7,213.68
|
6,190.57
|
5,779.67
|
4,601.59
|
2,957.05
|
|||||
|
Profit after Tax
|
20,616.02
|
19,669.47
|
17,557.64
|
15,595.36
|
12,209.54
|
8,313.53
|
|||||
|
Minority Interest
|
-10,492.70
|
-9,868.50
|
-8,685.33
|
-7,447.57
|
-5,792.26
|
-3,756.76
|
|||||
|
Share of Associate
|
20.95
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
10,144.27
|
9,800.97
|
8,872.31
|
8,147.79
|
6,417.28
|
4,556.77
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
77,914.53
|
77,914.53
|
72,395.31
|
60,328.64
|
46,407.34
|
40,246.80
|
|||||
|
Minority Interest
|
-10,492.70
|
63,050.75
|
56,038.92
|
43,447.21
|
31,190.74
|
26,073.12
|
|||||
|
Non-Current Liabilities
|
9,211.34
|
1,94,709.95
|
1,65,822.94
|
1,29,473.98
|
1,01,134.64
|
85,080.01
|
|||||
|
Current Liabilities
|
6,08,320.92
|
4,20,771.23
|
3,56,772.90
|
3,03,651.63
|
2,25,752.91
|
1,81,367.86
|
|||||
|
Total Liabilities
|
7,58,497.54
|
7,58,494.74
|
6,51,519.10
|
5,37,415.14
|
4,05,401.15
|
3,33,413.21
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Non-Current Assets
|
7,600.49
|
6,93,382.61
|
5,92,399.95
|
4,94,011.59
|
3,73,283.36
|
3,07,696.13
|
|||||
|
Current Assets
|
7,46,891.54
|
63,063.85
|
58,630.12
|
42,889.87
|
31,202.27
|
25,071.66
|
|||||
|
Total Assets
|
7,58,497.54
|
7,58,494.74
|
6,51,519.10
|
5,37,415.14
|
4,05,401.15
|
3,33,413.21
|
|||||
|
Contingent Liabilities
|
--
|
5,504.94
|
5,011.96
|
3,322.14
|
3,269.27
|
3,039.21
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-55,301.41
|
-61,750.42
|
-65,502.04
|
-39,479.54
|
-33,669.99
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-12,634.87
|
-7,986.54
|
-14,131.71
|
-13,945.21
|
1,445.43
|
|||||
|
Cash from Financing Activities
|
--
|
66,610.32
|
69,828.48
|
82,708.61
|
51,016.06
|
32,325.76
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-1,325.96
|
91.52
|
3,074.86
|
-2,408.69
|
101.20
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
64.32
|
61.31
|
55.59
|
51.11
|
40.29
|
28.63
|
|||||
|
Cash EPS (₹)
|
63.32
|
131.11
|
117.34
|
103.48
|
80.92
|
55.78
|
|||||
|
Adjusted Book Value (₹)
|
520.16
|
481.90
|
448.48
|
374.60
|
288.44
|
250.53
|
|||||
|
Dividend per Share (₹)
|
0.08
|
1.50
|
1.00
|
1.00
|
0.80
|
0.40
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-345.91
|
-386.91
|
-410.90
|
-247.89
|
-2,115.75
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-393.81
|
-391.97
|
-393.35
|
-237.22
|
-2,183.63
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
ROCE (%)
|
--
|
11.88
|
12.48
|
13.20
|
12.73
|
11.47
|
|||||
|
ROE (%)
|
13.32
|
26.47
|
26.75
|
29.52
|
28.46
|
22.03
|
|||||
|
ROA (%)
|
2.92
|
2.80
|
2.96
|
3.31
|
3.31
|
2.72
|
|||||
|
EBIT Margin (%)
|
36.93
|
36.51
|
35.66
|
36.20
|
35.57
|
30.51
|
|||||
|
Net Margin (%)
|
13.08
|
13.00
|
13.12
|
14.13
|
14.88
|
12.15
|
|||||
|
Cash Profit Margin (%)
|
--
|
13.93
|
14.09
|
14.94
|
15.70
|
12.98
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
14.68
|
13.21
|
20.44
|
34.50
|
19.98
|
12.90
|
|||||
|
EBIT Growth (%)
|
15.32
|
15.92
|
18.64
|
36.89
|
39.88
|
9.23
|
|||||
|
Net Profit Growth (%)
|
14.69
|
12.03
|
12.58
|
27.73
|
46.86
|
12.84
|
|||||
|
EPS Growth (%)
|
6.38
|
10.28
|
8.76
|
26.85
|
40.72
|
1.93
|
|||||
|
Book Value Growth (%)
|
--
|
7.63
|
19.86
|
30.00
|
15.22
|
12.02
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
30.62
|
26.61
|
36.08
|
32.16
|
31.43
|
5.96
|
|||||
|
Price / Book Value
|
3.73
|
3.39
|
4.47
|
4.39
|
4.39
|
6.81
|
|||||
|
Dividend Yield (%)
|
0.08
|
0.09
|
0.05
|
0.06
|
0.06
|
0.02
|
|||||
|
EV/EBITDA
|
12.11
|
11.76
|
13.31
|
13.14
|
13.65
|
19.92
|
|||||
|
Close Price (₹)
|
1,780.20
|
1,631.80
|
2,007.35
|
1,643.85
|
1,266.50
|
1,706.05
|
|||||
|
High Price (₹)
|
2,195.00
|
2,195.00
|
2,029.90
|
1,741.85
|
1,846.00
|
1,932.50
|
|||||
|
Low Price (₹)
|
1,597.00
|
1,627.00
|
1,419.00
|
1,225.45
|
1,072.72
|
903.59
|
|||||
|
Market Cap (₹ Cr)
|
3,10,639.69
|
2,60,838.08
|
3,20,153.93
|
2,62,013.54
|
2,01,681.87
|
2,71,366.92
|
Solvency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debt to Equity
|
--
|
5.56
|
4.95
|
4.82
|
4.60
|
4.03
|
|||||
|
Short term debt to equity ratio
|
--
|
2.99
|
2.61
|
2.63
|
2.37
|
1.87
|
|||||
|
Current Ratio
|
1.23
|
0.15
|
0.16
|
0.14
|
0.14
|
0.14
|
|||||
|
Quick Ratio
|
1.23
|
0.15
|
0.16
|
0.14
|
0.14
|
0.14
|
|||||
|
Interest Coverage
|
1.98
|
1.94
|
1.97
|
2.15
|
2.36
|
2.17
|