Bajaj Finserv Peer Comparison

NSE: BAJAJFINSV | BSE: 532978

₹1,732.00

₹10.30 (0.60%)

As on 15-Oct-2026IST

Market cap

₹2,77,349 Cr

Revenue (TTM)

₹1,57,642 Cr

P/E Ratio

27.3

P/B Ratio

3.3

Div. Yield

0.1 %

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	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
Market cap (₹ Cr)	2,77,349	1,36,409	44,747	5,280	1,364
Revenue (₹ Cr)	1,57,642	32,695	19,362	12	222
Net Profit (₹ Cr)	20,616.02	5,472.14	2,959.90	-0.19	20.50
Net Margin (%)	13.08	16.73	15.29	-1.42	9.14
RoE (%)	13.32	13.24	13.83	-0.27	--
Price to Earnings	27.34	25.24	15.12	--	66.55
Price-To-Book	3.33	2.88	2.02	37.77	5.19

Income Statement (₹ Cr)

	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
Operating Income	1,50,503.77	31,539.89	18,429.67	20.24	232.50
Other Income	837.05	66.64	0.99	--	2.59
Total Income	1,51,340.82	31,606.53	18,430.66	20.24	235.10
Interest Expense	28,540.94	16,091.10	6,856.35	0.00	2.60
PBT & Exceptional Items	27,246.18	6,601.56	3,386.28	0.41	32.71
Operating Expenses	94,262.34	8,376.35	7,978.76	19.83	199.46
Exceptional Income/Expenses	-379.49	-44.04	--	--	--
Profit before Tax	26,883.15	6,562.38	3,386.28	0.41	32.71
Taxes	7,213.68	1,671.47	842.45	0.06	10.67
Profit after Tax	19,669.47	4,890.91	2,543.83	0.35	22.04
Minority Interest	63,050.75	1,245.82	--	--	--
Share of Associate	--	--	--	--	--
Consolidated Profit	9,800.97	4,846.10	2,543.83	0.35	22.04

	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
Shareholder's Funds	77,914.53	45,861.49	20,664.05	18.36	192.98
Minority Interest	63,050.75	1,245.82	--	--	--
Non-Current Liabilities	1,94,709.95	1,51,656.69	65,603.70	--	-1.32
Current Liabilities	4,20,771.23	90,392.64	38,105.75	0.28	156.55
Total Liabilities	7,58,494.74	2,90,503.54	1,25,316.58	18.64	349.93

	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
Non-Current Assets	6,93,382.61	2,76,552.36	1,16,910.61	0.16	2.43
Current Assets	63,063.85	12,604.28	7,462.89	18.49	345.78
Total Assets	7,58,494.74	2,90,503.54	1,25,316.58	18.64	349.93
Contingent Liabilities	5,504.94	1,311.72	627.78	--	10.94

	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
Cash From Operating Activities	-55,301.41	-37,964.94	-8,605.56	-17.85	53.20
Cash Flow from Investing Activities	-12,634.87	267.28	-1,772.09	-0.01	-79.05
Cash from Financing Activities	66,610.32	31,848.34	10,673.31	17.89	88.34
Net Cash Inflow / Outflow	-1,325.96	-5,849.32	295.66	0.03	62.49

	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
ROCE (%)	11.88	8.66	9.09	4.42	23.46
ROE (%)	26.47	13.12	14.04	182.78	16.15
ROA (%)	2.80	1.82	2.18	3.68	8.50
EBIT Margin (%)	37.92	73.65	56.71	2.02	15.33
Net Margin (%)	13.00	15.47	13.80	1.71	9.37
Cash Profit Margin (%)	13.93	17.21	14.94	1.71	9.62

	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
Revenue Growth (%)	13.21	11.40	13.06	--	47.82
EBIT Growth (%)	15.34	13.61	9.38	2,561.45	39.63
Net Profit Growth (%)	12.03	33.81	16.91	2,184.94	41.90
EPS Growth (%)	10.28	17.99	12.04	308.41	22.27
Book Value Growth (%)	7.63	58.88	30.60	2,123.31	141.48

	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
Price / Earnings	26.61	26.58	18.28	0.00	35.92
Price / Book Value	3.39	2.81	2.27	0.00	4.10
Dividend Yield (%)	0.09	0.19	0.71	--	0.00
EV/EBITDA	11.76	15.54	13.81	0.19	21.00
Market Cap (₹ Cr)	2,60,838.08	1,28,799.45	46,501.74	0.00	791.63

	Bajaj Finserv	Tata Capital	HDB Financial Services	Mrugesh Trading	Sobhagya Mercant
Debt to Equity	5.56	5.16	4.83	0.00	0.11
Short term debt to equity ratio	2.99	1.82	1.66	--	0.11
Current Ratio	0.15	0.14	0.20	66.28	2.21
Quick Ratio	0.15	0.14	0.20	25.27	2.19
Interest Coverage	1.94	1.41	1.49	163.44	13.60

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.