Bajaj Finserv Peer Comparison
NSE: BAJAJFINSV | BSE: 532978
₹1,756.50
As on 04-Nov-2026IST
Market cap
₹2,81,162 Cr
Revenue (TTM)
₹1,63,654 Cr
P/E Ratio
26.4
P/B Ratio
3.3
Div. Yield
0.1 %
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
2,81,162 | 4,47,827 | 1,43,392 | 42,098 | 5,665 |
Revenue (₹ Cr) |
1,63,654 | 17,519 | 34,299 | 19,362 | 13 |
Net Profit (₹ Cr) |
21,821.03 | 10,872.71 | 6,185.38 | 2,959.90 | -0.02 |
Net Margin (%) |
13.33 | 55.54 | 18.02 | 15.29 | -0.10 |
RoE (%) |
13.34 | 25.03 | 12.65 | 13.83 | -0.02 |
Price to Earnings |
26.38 | 40.80 | 24.03 | 14.22 | -- |
Price-To-Book |
3.35 | 10.46 | 2.93 | 1.90 | 78.29 |
Income Statement (₹ Cr)
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
|
Operating Income
|
1,50,503.77 | 16,601.31 | 31,539.89 | 18,429.67 | 20.24 |
|
Other Income
|
837.05 | 2,112.06 | 66.64 | 0.99 | -- |
|
Total Income
|
1,51,340.82 | 18,713.37 | 31,606.53 | 18,430.66 | 20.24 |
|
Interest Expense
|
28,540.94 | 40.30 | 16,091.10 | 6,856.35 | 0.00 |
|
PBT & Exceptional Items
|
27,246.18 | 12,712.89 | 6,601.56 | 3,386.28 | 0.41 |
|
Operating Expenses
|
94,262.34 | 5,336.67 | 8,376.35 | 7,978.76 | 19.83 |
|
Exceptional Income/Expenses
|
-379.49 | 1,074.50 | -44.04 | -- | -- |
|
Profit before Tax
|
26,883.15 | 13,895.58 | 6,562.38 | 3,386.28 | 0.41 |
|
Taxes
|
7,213.68 | 3,716.05 | 1,671.47 | 842.45 | 0.06 |
|
Profit after Tax
|
19,669.47 | 10,179.53 | 4,890.91 | 2,543.83 | 0.35 |
|
Minority Interest
|
63,050.75 | -- | 1,245.82 | -- | -- |
|
Share of Associate
|
-- | -- | -- | -- | -- |
|
Consolidated Profit
|
9,800.97 | 10,302.06 | 4,846.10 | 2,543.83 | 0.35 |
Liabilities (₹ Cr)
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
77,914.53 | 32,113.54 | 45,861.49 | 20,664.05 | 18.36 |
|
Minority Interest
|
63,050.75 | -- | 1,245.82 | -- | -- |
|
Non-Current Liabilities
|
1,94,709.95 | 13,962.03 | 1,51,656.69 | 65,603.70 | -- |
|
Current Liabilities
|
4,20,771.23 | 41,829.16 | 90,392.64 | 38,105.75 | 0.28 |
|
Total Liabilities
|
7,58,494.74 | 87,919.03 | 2,90,503.54 | 1,25,316.58 | 18.64 |
Assets (₹ Cr)
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
6,93,382.61 | 18,804.20 | 2,76,552.36 | 1,16,910.61 | 0.16 |
|
Current Assets
|
63,063.85 | 68,825.73 | 12,604.28 | 7,462.89 | 18.49 |
|
Total Assets
|
7,58,494.74 | 87,919.03 | 2,90,503.54 | 1,25,316.58 | 18.64 |
|
Contingent Liabilities
|
5,504.94 | 9,551.23 | 1,311.72 | 627.78 | -- |
Cashflow (₹ Cr)
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-55,301.41 | 23,836.18 | -37,964.94 | -8,605.56 | -17.85 |
|
Cash Flow from Investing Activities
|
-12,634.87 | -45.87 | 267.28 | -1,772.09 | -0.01 |
|
Cash from Financing Activities
|
66,610.32 | -8,808.85 | 31,848.34 | 10,673.31 | 17.89 |
|
Net Cash Inflow / Outflow
|
-1,325.96 | 14,981.46 | -5,849.32 | 295.66 | 0.03 |
Ratios
Profitability Ratios
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
|
ROCE (%)
|
11.88 | 44.62 | 8.66 | 9.09 | 4.42 |
|
ROE (%)
|
26.47 | 32.59 | 13.12 | 14.04 | 182.78 |
|
ROA (%)
|
2.80 | 12.94 | 1.82 | 2.18 | 3.68 |
|
EBIT Margin (%)
|
37.92 | 80.58 | 73.65 | 56.71 | 2.02 |
|
Net Margin (%)
|
13.00 | 54.40 | 15.47 | 13.80 | 1.71 |
|
Cash Profit Margin (%)
|
13.93 | 65.07 | 17.21 | 14.94 | 1.71 |
Growth Ratios
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
13.21 | -3.15 | 11.40 | 13.06 | -- |
|
EBIT Growth (%)
|
15.34 | -9.05 | 13.61 | 9.38 | 2,561.45 |
|
Net Profit Growth (%)
|
12.03 | -12.29 | 33.81 | 16.91 | 2,184.94 |
|
EPS Growth (%)
|
10.28 | -15.47 | 17.99 | 12.04 | 308.41 |
|
Book Value Growth (%)
|
7.63 | 5.80 | 58.88 | 30.60 | 2,123.31 |
Valuation Ratios
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
|
Price / Earnings
|
26.61 | 0.00 | 26.58 | 18.28 | 0.00 |
|
Price / Book Value
|
3.39 | 0.00 | 2.81 | 2.27 | 0.00 |
|
Dividend Yield (%)
|
0.09 | -- | 0.19 | 0.71 | -- |
|
EV/EBITDA
|
11.76 | -3.51 | 15.54 | 13.81 | 0.19 |
|
Market Cap (₹ Cr)
|
2,60,838.08 | 0.00 | 1,28,799.45 | 46,501.74 | 0.00 |
Solvency Ratios
| Bajaj Finserv | NSE | Tata Capital | HDB Financial Services | Mrugesh Trading | |
|---|---|---|---|---|---|
|
Debt to Equity
|
5.56 | 0.00 | 5.16 | 4.83 | 0.00 |
|
Short term debt to equity ratio
|
2.99 | -- | 1.82 | 1.66 | -- |
|
Current Ratio
|
0.15 | 1.65 | 0.14 | 0.20 | 66.28 |
|
Quick Ratio
|
0.15 | 1.65 | 0.14 | 0.20 | 25.27 |
|
Interest Coverage
|
1.94 | 345.85 | 1.41 | 1.49 | 163.44 |