The Jammu & Kashmir Bank Ltd.
NSE: J&KBANK | BSE: 532209
₹146.40
As on 10-Sep-2026 11:04IST
Market cap
₹16,039 Cr
Revenue (TTM)
₹13,429 Cr
P/E Ratio
7
P/B Ratio
1
Div. Yield
0 %
Quality Score
7/10
Growth Score
6/10
Valuation Score
7/10
Momentum Score
8/10
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
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Net Profit (TTM)
₹2,304 Cr
-
ROE
16.9 %
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ROCE
17.7 %
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Industry P/E
9.42
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EV/EBITDA
3.9
-
Debt to Equity
0.2
-
Book Value
₹140.6
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EPS
₹20.9
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Face value
1
-
Shares outstanding
1,101,182,463
10 Years Aggregate
CFO
₹4,957.59 Cr
EBITDA
₹2,014.41 Cr
Net Profit
₹6,211.71 Cr
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| 46.0 | -8.1 | -6.7 | 46.2 | 13.1 | 31.1 | 6.4 |
|
BSE Bankex
| -3.6 | -2.5 | 2.6 | 5.4 | 8.1 | 8.8 | 10.6 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| -0.2 | -19.2 | 116.9 | 56.0 | 49.3 | -22.3 | -22.7 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Bankex
| 15.6 | 6.1 | 11.2 | 21.0 | 12.6 | -2.1 | 20.7 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
J&k Bank
|
146.4 | 16,038.7 | 13,428.8 | 2,306.9 | 15.7 | 14.2 | 7 | 1.0 |
| 30.8 | 27,679.2 | 37,270.2 | 4,552.0 | 7.5 | 11.3 | 6.1 | 0.7 | |
| 230.3 | 22,986.3 | 7,249.4 | 1,402.9 | 15.2 | 13.7 | 16.4 | 2.1 | |
| 311.2 | 5,389.3 | 4,751.6 | 664.6 | -0.9 | 13.9 | 8.1 | 1.1 | |
| 227.6 | 7,346.1 | 7,575.2 | 787.5 | 6.6 | 12.6 | 9.3 | 1.2 | |
| 30.9 | 1,211.7 | 1,683.1 | 115.5 | 2.8 | 7.8 | 10.5 | 0.9 | |
| 138.2 | 1,146.8 | 259.4 | 21.0 | -442.7 | 3.2 | 54.7 | 1.5 | |
| 339.1 | 32,911.8 | 11,555.2 | 2,744.6 | 19.8 | 20.4 | 12 | 2.2 | |
| 412.0 | 64,643.2 | 14,735.8 | 899.1 | -2.9 | 5.5 | 71.9 | 1.5 | |
| 46.0 | 12,158.8 | 10,111.9 | 1,511.1 | 5.2 | 13.2 | 8 | 1.0 |
Shareholding Pattern
View DetailsNews & Analysis
All News1 min read•By Research Desk
5 min read•By Vikas Vardhan
3 min read•By Research Desk
2 min read•By Research Desk
About J&k Bank
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary,... pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India. Read more
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Incorporated
1938
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Chairman
Sankarasubramanian Krishnan
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Managing Director
Amitava Chatterjee
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Group
PSU
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Headquarters
Srinagar, Union Territory
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Website
FAQs for J&k Bank
What is the current share price of The Jammu & Kashmir Bank Ltd Today?
The share price of The Jammu & Kashmir Bank Ltd is ₹146.40 (NSE) and ₹146.30 (BSE) as of 10-Sep-2026 11:04 IST. The Jammu & Kashmir Bank Ltd has given a return of 13.06% in the last 3 years.
What is the current PB & PE ratio of The Jammu & Kashmir Bank Ltd?
The P/E ratio of The Jammu & Kashmir Bank Ltd is 6.96 times as on 09-Sep-2026, a 26 discount to its peers’ median range of 9.42 times.
The P/B ratio of The Jammu & Kashmir Bank Ltd is 1.04 times as on 09-Sep-2026, a 26 discount to its peers’ median range of 1.40 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
2026 |
5.13 |
0.81 |
2025 |
4.88 |
0.78 |
2024 |
8.33 |
1.35 |
2023 |
4.30 |
0.59 |
2022 |
6.09 |
0.43 |
What is the 52 Week High and Low of The Jammu & Kashmir Bank Ltd?
The 52-week high and low of The Jammu & Kashmir Bank Ltd are Rs 201.75 and Rs 97.35 as of 10-Sep-2026.
What is the market cap of The Jammu & Kashmir Bank Ltd?
The Jammu & Kashmir Bank Ltd has a market capitalisation of ₹ 16,039 Cr as on 09-Sep-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in The Jammu & Kashmir Bank Ltd?
Before investing in The Jammu & Kashmir Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

