The Jammu & Kashmir Bank Ltd.
NSE: J&KBANK | BSE: 532209
₹154.63
₹-22.67
(-12.79%)
As on 29-Jul-2026IST
Market cap
₹17,024 Cr
Revenue (TTM)
₹13,429 Cr
P/E Ratio
7.4
P/B Ratio
1.1
Div. Yield
0 %
Quality Score
8/10
Growth Score
6/10
Valuation Score
6/10
Momentum Score
10/10
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
-
Net Profit (TTM)
₹2,304 Cr
-
ROE
17.5 %
-
ROCE
20.5 %
-
Industry P/E
9.9
-
EV/EBITDA
4
-
Debt to Equity
0.2
-
Book Value
₹136
-
EPS
₹20.9
-
Face value
1
-
Shares outstanding
1,101,182,463
10 Years Aggregate
CFO
₹5,864.32 Cr
EBITDA
₹175.81 Cr
Net Profit
₹4,257.97 Cr
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| 54.2 | -2.4 | 20.3 | 47.6 | 31.7 | 32.5 | 8.5 |
|
BSE Bankex
| -2.1 | -1.1 | 4.1 | 4.3 | 8.1 | 10.6 | 11.5 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| -0.2 | -19.2 | 116.9 | 56.0 | 49.3 | -22.3 | -22.7 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Bankex
| 15.6 | 6.1 | 11.2 | 21.0 | 12.6 | -2.1 | 20.7 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
J&k Bank
|
154.6 | 17,024.3 | 13,428.8 | 2,306.9 | 15.7 | 14.2 | 7.4 | 1.1 |
| 31.2 | 28,213.2 | 37,270.2 | 4,552.0 | 7.5 | 11.3 | 6.2 | 0.8 | |
| 228.9 | 22,659.3 | 7,249.4 | 1,402.9 | 15.2 | 13.7 | 16.2 | 2.1 | |
| 333.0 | 5,778.8 | 4,751.6 | 664.6 | -0.9 | 13.9 | 8.7 | 1.2 | |
| 192.6 | 6,201.9 | 7,575.2 | 787.5 | 6.6 | 12.6 | 7.9 | 1.0 | |
| 32.0 | 1,265.0 | 1,683.1 | 115.5 | 2.8 | 7.8 | 11 | 1.0 | |
| 748.2 | 11,52,689.8 | 3,51,818.6 | 82,511.7 | -5.7 | 13.5 | 14.6 | 1.9 | |
| 340.1 | 32,848.9 | 11,555.2 | 2,744.6 | 19.8 | 20.4 | 12 | 2.2 | |
| 371.2 | 57,467.0 | 14,735.8 | 899.1 | -2.9 | 5.5 | 63.9 | 1.3 | |
| 46.5 | 12,179.8 | 10,111.9 | 1,511.1 | 5.2 | 13.2 | 8.1 | 1.0 |
Shareholding Pattern
View DetailsNews & Analysis
All News
1 min read•By Research Desk
5 min read•By Vikas Vardhan
3 min read•By Research Desk
2 min read•By Research Desk
About J&k Bank
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary,... pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India. Read more
-
Incorporated
1938
-
Chairman
S Krishnan
-
Managing Director
Amitava Chatterjee
-
Group
PSU
-
Headquarters
Srinagar, Union Territory
-
Website
Value Research Ratings
Our rating system has guided millions of investors in the past 20 years.
Quarterly Updates
Annual Reports
Announcements
View AnnouncementsNo News & Announcements are available.
FAQs for J&k Bank
What is the current share price of The Jammu & Kashmir Bank Ltd Today?
The share price of The Jammu & Kashmir Bank Ltd is ₹154.63 (NSE) and ₹154.60 (BSE) as of 29-Jul-2026 IST. The Jammu & Kashmir Bank Ltd has given a return of 31.69% in the last 3 years.
What is the current PB & PE ratio of The Jammu & Kashmir Bank Ltd?
The P/E ratio of The Jammu & Kashmir Bank Ltd is 7.39 times as on 29-Jul-2026, a 25 discount to its peers’ median range of 9.90 times.
The P/B ratio of The Jammu & Kashmir Bank Ltd is 1.14 times as on 29-Jul-2026, a 17 discount to its peers’ median range of 1.37 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
4.88
|
0.78
|
|
2024
|
8.33
|
1.35
|
|
2023
|
4.30
|
0.59
|
|
2022
|
6.09
|
0.43
|
|
2021
|
4.28
|
0.31
|
What is the 52 Week High and Low of The Jammu & Kashmir Bank Ltd?
The 52-week high and low of The Jammu & Kashmir Bank Ltd are Rs 201.75 and Rs 97.35 as of 30-Jul-2026.
What is the market cap of The Jammu & Kashmir Bank Ltd?
The Jammu & Kashmir Bank Ltd has a market capitalisation of ₹ 17,024 Cr as on 29-Jul-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in The Jammu & Kashmir Bank Ltd?
Before investing in The Jammu & Kashmir Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.
New Process Alert 
Seems like you've uploaded a wrong QR code. Please upload the QR code downloaded from MF Central platform.