The Jammu & Kashmir Bank Ltd.
NSE: J&KBANK | BSE: 532209
₹168.41
As on 09-Jul-2026IST
Market cap
₹18,544 Cr
Revenue (TTM)
₹13,151 Cr
P/E Ratio
7.9
P/B Ratio
1.2
Div. Yield
0 %
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
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Net Profit (TTM)
₹2,360 Cr
-
ROE
17.5 %
-
ROCE
20.5 %
-
Industry P/E
9.5
-
EV/EBITDA
4.5
-
Debt to Equity
--
-
Book Value
₹136
-
EPS
₹21.4
-
Face value
1
-
Shares outstanding
1,101,182,463
10 Years Aggregate
CFO
₹5,864.32 Cr
EBITDA
₹175.81 Cr
Net Profit
₹4,257.97 Cr
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| 67.9 | 13.7 | 36.5 | 50.2 | 35.0 | 33.9 | 9.2 |
|
BSE Bankex
| -2.2 | 6.3 | 3.3 | 1.2 | 8.5 | 10.2 | 12.1 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| -0.2 | -19.2 | 116.9 | 56.0 | 49.3 | -22.3 | -22.7 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Bankex
| 15.6 | 6.1 | 11.2 | 21.0 | 12.6 | -2.1 | 20.7 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
J&k Bank
|
168.4 | 18,543.9 | 13,150.7 | 2,367.6 | 15.5 | 15 | 7.9 | 1.2 |
| 31.7 | 28,711.0 | 36,167.7 | 4,483.5 | 5.9 | 11.5 | 6.3 | 0.8 | |
| 229.1 | 22,703.9 | 6,869.8 | 1,326.2 | 14.2 | 12.9 | 17.1 | 2.1 | |
| 351.1 | 6,098.9 | 4,505.2 | 633.2 | -2.0 | 13.2 | 9.6 | 1.3 | |
| 186.0 | 5,987.7 | 7,404.5 | 731.6 | 6.0 | 12.7 | 8.2 | 1.0 | |
| 33.9 | 1,338.4 | 1,601.5 | 102.8 | 1.5 | 7.1 | 13 | 1.0 | |
| 134.7 | 1,121.0 | 248.2 | 52.5 | -510.9 | 7.1 | 21.4 | 1.5 | |
| 295.7 | 28,574.7 | 11,074.4 | 2,510.3 | 18.0 | 18.7 | 11.4 | 2.0 | |
| 362.8 | 56,189.4 | 14,336.8 | 879.1 | -5.3 | 5.4 | 63.9 | 1.3 | |
| 44.2 | 11,584.9 | 9,846.5 | 1,455.6 | 3.7 | 13.2 | 8 | 1.0 |
Shareholding Pattern
View DetailsNews & Analysis
All News1 min read•By Research Desk
5 min read•By Vikas Vardhan
3 min read•By Research Desk
2 min read•By Research Desk
About J&k Bank
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary,... pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India. Read more
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Incorporated
1938
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Chairman
S Krishnan
-
Managing Director
Amitava Chatterjee
-
Group
PSU
-
Headquarters
Srinagar, Union Territory
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Website
Quarterly Updates
Annual Reports
FAQs for J&k Bank
What is the current share price of The Jammu & Kashmir Bank Ltd Today?
The share price of The Jammu & Kashmir Bank Ltd is ₹168.41 (NSE) and ₹168.40 (BSE) as of 09-Jul-2026 IST. The Jammu & Kashmir Bank Ltd has given a return of 35% in the last 3 years.
What is the current PB & PE ratio of The Jammu & Kashmir Bank Ltd?
The P/E ratio of The Jammu & Kashmir Bank Ltd is 7.86 times as on 09-Jul-2026, a 17 discount to its peers’ median range of 9.50 times.
The P/B ratio of The Jammu & Kashmir Bank Ltd is 1.24 times as on 09-Jul-2026, a 13 discount to its peers’ median range of 1.42 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
4.88
|
0.78
|
|
2024
|
8.33
|
1.35
|
|
2023
|
4.30
|
0.59
|
|
2022
|
6.09
|
0.43
|
|
2021
|
4.28
|
0.31
|
What is the 52 Week High and Low of The Jammu & Kashmir Bank Ltd?
The 52-week high and low of The Jammu & Kashmir Bank Ltd are Rs 171.00 and Rs 97.35 as of 09-Jul-2026.
What is the market cap of The Jammu & Kashmir Bank Ltd?
The Jammu & Kashmir Bank Ltd has a market capitalisation of ₹ 18,544 Cr as on 09-Jul-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in The Jammu & Kashmir Bank Ltd?
Before investing in The Jammu & Kashmir Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

