Market cap
₹14,200 Cr
NSE: J&KBANK | BSE: 532209
₹129.02
As on 30-Apr-2026IST
Market cap
₹14,200 Cr
Revenue (TTM)
₹13,091 Cr
P/E Ratio
6.6
P/B Ratio
1
Div. Yield
1.7 %
Today’s Range
52 Week Range
Liquidity
Net Profit (TTM)
₹2,143 Cr
ROE
17.5 %
ROCE
20.5 %
Industry P/E
10.64
EV/EBITDA
3.2
Debt to Equity
0.2
Book Value
₹129.4
EPS
₹19.5
Face value
1
Shares outstanding
1,101,182,463
CFO
₹5,864.32 Cr
EBITDA
₹175.81 Cr
Net Profit
₹4,257.97 Cr
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| 28.6 | 12.8 | 23.6 | 32.7 | 30.4 | 40.0 | 6.5 |
|
BSE Bankex
| -6.9 | 9.1 | -8.0 | -2.0 | 8.0 | 10.0 | 12.4 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| -0.2 | -19.2 | 116.9 | 56.0 | 49.3 | -22.3 | -22.7 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Bankex
| 15.6 | 6.1 | 11.2 | 21.0 | 12.6 | -2.1 | 20.7 |
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
J&k Bank
|
129.0 | 14,199.8 | 13,090.8 | 2,153.4 | 13.6 | 14.3 | 6.6 | 1.0 |
| 36.4 | 32,956.2 | 36,167.7 | 4,483.5 | 5.9 | 11.5 | 7.3 | 0.9 | |
| 270.1 | 20,063.4 | 6,869.8 | 1,326.2 | 14.2 | 12.9 | 15.1 | 1.9 | |
| 382.0 | 6,619.4 | 4,285.2 | 622.0 | -3.3 | 13.5 | 10.6 | 1.4 | |
| 186.8 | 6,012.1 | 7,404.5 | 731.6 | 6.0 | 11.7 | 8.2 | 1.0 | |
| 30.4 | 1,200.3 | 1,601.5 | 102.8 | 1.5 | 7.1 | 11.7 | 0.9 | |
| 126.2 | 1,047.7 | 248.2 | 52.5 | -510.9 | 7.1 | 20 | 1.4 | |
| 293.5 | 28,375.9 | 10,686.6 | 2,298.7 | 15.8 | 18.6 | 12.3 | 2.1 | |
| 336.6 | 20,813.5 | 14,336.8 | 879.1 | -5.3 | 5.4 | 23.7 | 1.2 | |
| 39.5 | 10,329.0 | 9,660.5 | 1,390.7 | 2.9 | 13 | 7.4 | 0.9 |
1 min read•By Research Desk
5 min read•By Vikas Vardhan
3 min read•By Research Desk
2 min read•By Research Desk
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary,... pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India. Read more
Incorporated
1938
Chairman
S Krishnan
Managing Director
Amitava Chatterjee
Group
PSU
Headquarters
Srinagar, Union Territory
Website
Annual Reports
The share price of The Jammu & Kashmir Bank Ltd is ₹129.02 (NSE) and ₹128.95 (BSE) as of 30-Apr-2026 IST. The Jammu & Kashmir Bank Ltd has given a return of 30.39% in the last 3 years.
The P/E ratio of The Jammu & Kashmir Bank Ltd is 6.63 times as on 30-Apr-2026, a 38 discount to its peers’ median range of 10.64 times.
The P/B ratio of The Jammu & Kashmir Bank Ltd is 1.00 times as on 30-Apr-2026, a 21 discount to its peers’ median range of 1.27 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
|
2025
|
4.88
|
0.78
|
|
2024
|
8.33
|
1.35
|
|
2023
|
4.30
|
0.59
|
|
2022
|
6.09
|
0.43
|
|
2021
|
4.28
|
0.31
|
The 52-week high and low of The Jammu & Kashmir Bank Ltd are Rs 135.68 and Rs 87.30 as of 03-May-2026.
The Jammu & Kashmir Bank Ltd has a market capitalisation of ₹ 14,200 Cr as on 30-Apr-2026. As per SEBI classification, it is a Small Cap company.
Before investing in The Jammu & Kashmir Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.