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Value Research Rating
Quality Score 
0/0
Growth Score
0/0
Valuation Score
0/0
Momentum Score
0/0
Today’s Range
52 Week Range
Liquidity
Market cap
₹11,232 Cr
P/E Ratio
5.27
P/B Ratio
0.9
Industry P/E
9
Debt to Equity
0.26
ROE
18.12 %
ROCE
19.45 %
Div. Yield
2.11 %
Book Value
113.73
EPS
19.37
CFO
₹3,259.24 Cr
EBITDA
₹-1,394.78 Cr
Net Profit
₹2,680.20 Cr
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| 1.33 | 12.23 | 7.49 | -21.60 | 46.11 | 53.60 | 0.01 |
|
BSE Bankex
| 8.00 | 12.62 | 11.35 | 15.87 | 13.09 | 22.95 | 11.25 |
|
BSE Small Cap
| -12.49 | 9.35 | -8.34 | 5.55 | 17.55 | 35.38 | 15.06 |
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
2018
|
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| -19.18 | 116.93 | 55.98 | 49.28 | -22.32 | -22.67 | -52.01 |
|
BSE Small Cap
| 29.04 | 47.52 | -1.80 | 62.77 | 32.11 | -6.85 | -23.41 |
|
BSE Bankex
| 6.13 | 11.19 | 21.03 | 12.59 | -2.14 | 20.72 | 5.24 |
3Y Avg -- 5Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Company |
Price (₹) | Market Cap (₹ Cr) | P/E Ratio | ROE |
|---|---|---|---|---|
| 343.80 | 5,958.37 | 10.74 | 13.97 | |
| 127.01 | 3,991.45 | 6.72 | 11.4 | |
| 183.64 | 11,162.54 | 11.22 | 6.56 | |
| 25.01 | 6,543.37 | 5.24 | 13.21 |
1 min read•By Research Desk
5 min read•By Vikas Vardhan
3 min read•By Research Desk
2 min read•By Research Desk
The Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary,... pension, and small accounts; and term deposits. In addition, the company provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. Further, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Additionally, the company provides govt sponsored schemes; life and non-life insurance products; debit, credit, and prepaid cards; and merchant acquiring services. The Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India. Read more
Incorporated
1938
Chairman
--
Managing Director
Amitava Chatterjee
Group
PSU
Headquarters
Srinagar, Jammu & Kashmir
Website
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The total asset value of The Jammu & Kashmir Bank Ltd stood at ₹ 1,61,742 Cr as on 31-Dec-24
The share price of The Jammu & Kashmir Bank Ltd is ₹102.16 (NSE) and ₹102.00 (BSE) as of 17-Apr-2025 IST. The Jammu & Kashmir Bank Ltd has given a return of 46.11% in the last 3 years.
The Jammu & Kashmir Bank Ltd has a market capitalisation of ₹ 11,232 Cr as on 17-Apr-2025. As per Value Research classification, it is a Small Cap company.
The P/B ratio of The Jammu & Kashmir Bank Ltd is 0.90 times as on 17-Apr-2025, a 26% discount to its peers’ median range of 1.22 times.
The P/E ratio of The Jammu & Kashmir Bank Ltd is 5.27 times as on 17-Apr-2025, a 41% discount to its peers’ median range of 9.00 times.
Step 1. Open a demat account through a broker. You would need to provide your email, PAN, bank account details, aadhar details, etc., for KYC
Step 2. Sign in to the broker’s application through a mobile app or website. Use the Login ID and password provided by your broker.
Step 3. Transfer funds from your bank account into the wallet present in your brokerage account.
Step 4. Search for the The Jammu & Kashmir Bank Ltd and enter the required number of quantities and click on buy to purchase the shares of The Jammu & Kashmir Bank Ltd.
The Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary, pension, and small accounts; and term deposits. In addition, the company provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. Further, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Additionally, the company provides govt sponsored schemes; life and non-life insurance products; debit, credit, and prepaid cards; and merchant acquiring services. The Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India.
The prominent promoters of The Jammu & Kashmir Bank Ltd. are
| Name of promoters | Holding percentage |
|---|---|
|
CHIEF SECRETARY JAMMU AND KASHMIR GOVT |
51.89%
|
|
FINANCE SECRETARY UT LADAKH |
4.16%
|
|
SECRETARY FINANCE DEPTT JAMMU AND KASHMIR GOVT |
3.35%
|
The chairman of the company is , and the managing director is Amitava Chatterjee.
There is no promoter pledging in The Jammu & Kashmir Bank Ltd.
Some of the close peers are:
| Company | Market Cap(₹ Cr) |
|---|---|
|
10,536
|
|
|
6,182
|
|
|
5,609
|
|
|
3,699
|
| The Jammu & Kashmir Bank Ltd. | Ratios |
|---|---|
|
Return on equity(%)
|
16.11
|
|
Operating margin(%)
|
14.95
|
|
Net Margin(%)
|
16.21
|
|
Dividend yield(%)
|
2.11
|
Yes, TTM profit after tax of The Jammu & Kashmir Bank Ltd was ₹2,133 Cr.
₹3.92
(
