The Jammu & Kashmir Bank Ltd.
NSE: J&KBANK | BSE: 532209
₹138.65
As on 30-Sep-2026IST
Market cap
₹15,290 Cr
Revenue (TTM)
₹13,429 Cr
P/E Ratio
6.6
P/B Ratio
1
Div. Yield
0 %
Quality Score
7/10
Growth Score
6/10
Valuation Score
7/10
Momentum Score
7/10
Stock Range
Today’s Range
52 Week Range
Liquidity
Fundamentals
-
Net Profit (TTM)
₹2,304 Cr
-
ROE
16.9 %
-
ROCE
17.7 %
-
Industry P/E
9.49
-
EV/EBITDA
3.7
-
Debt to Equity
0.2
-
Book Value
₹140.6
-
EPS
₹20.9
-
Face value
1
-
Shares outstanding
1,101,182,463
10 Years Aggregate
CFO
₹4,957.59 Cr
EBITDA
₹2,014.41 Cr
Net Profit
₹6,211.71 Cr
Performance
|
Company
|
YTD
|
1 Month
|
3 Months
|
1 Year
|
3 Years
|
5 Years
|
10 Years
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| 38.2 | -7.6 | -13.1 | 38.0 | 9.6 | 30.1 | 6.2 |
|
BSE Bankex
| -6.9 | -5.0 | -5.3 | 0.6 | 7.2 | 7.4 | 10.9 |
|
Company
|
2025
|
2024
|
2023
|
2022
|
2021
|
2020
|
2019
|
|---|---|---|---|---|---|---|---|
|
J&k Bank
| -0.2 | -19.2 | 116.9 | 56.0 | 49.3 | -22.3 | -22.7 |
|
BSE Small Cap
| -6.6 | 29.0 | 47.5 | -1.8 | 62.8 | 32.1 | -6.8 |
|
BSE Bankex
| 15.6 | 6.1 | 11.2 | 21.0 | 12.6 | -2.1 | 20.7 |
Financials
View DetailsKey Ratios
View Details
5Y Avg -- 3Y Avg -- TTM --
P/E Ratio
--
--Min --Median --Max
P/B Ratio
--
--Min --Median --Max
Earnings Yield (%)
--
Earnings Yield (%) = EBIT / Enterprise value
PEG Ratio
--
Price = Price / Earnings to growth ratio
Peers
View DetailsCompany |
Price (₹) | Market Cap (₹ Cr) | Revenue (TTM) | Net Profit (TTM) | OPM (%) | ROE (%) | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
|
J&k Bank
|
138.7 | 15,289.9 | 13,428.8 | 2,306.9 | 15.7 | 14.2 | 6.6 | 1.0 |
| 30.5 | 27,579.6 | 37,270.2 | 4,552.0 | 7.5 | 11.3 | 6 | 0.7 | |
| 226.1 | 22,362.1 | 7,249.4 | 1,402.9 | 15.2 | 13.7 | 15.9 | 2.0 | |
| 311.0 | 5,391.1 | 4,751.6 | 664.6 | -0.9 | 13.9 | 8.1 | 1.1 | |
| 203.5 | 6,556.9 | 7,575.2 | 787.5 | 6.6 | 12.6 | 8.3 | 1.0 | |
| 27.5 | 1,085.4 | 1,683.1 | 115.5 | 2.8 | 7.8 | 9.4 | 0.8 | |
| 127.2 | 1,055.6 | 259.4 | 21.0 | -442.7 | 3.2 | 50.3 | 1.4 | |
| 324.8 | 31,413.4 | 11,555.2 | 2,744.6 | 19.8 | 20.4 | 11.4 | 2.1 | |
| 403.4 | 62,771.7 | 14,735.8 | 899.1 | -2.9 | 5.5 | 69.8 | 1.5 | |
| 48.2 | 12,628.6 | 10,111.9 | 1,511.1 | 5.2 | 13.2 | 8.4 | 1.1 |
Shareholding Pattern
View DetailsNews & Analysis
All News1 min read•By Research Desk
5 min read•By Vikas Vardhan
3 min read•By Research Desk
2 min read•By Research Desk
About J&k Bank
Jammu and Kashmir Bank Limited provides various banking products and services. The company operates through Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business segments. It offers savings, current, salary,... pension, and NRE and NRO accounts; and term deposits. The company also provides housing, consumer, education, term, car, coaching fee, personal consumption, and skill loans; festival advances; and laptop/PC, smartphone, school education, modular kitchen, Sahafat, solar equipment, and two-wheeler finance services, as well as cash credit schemes, and loans against gold ornaments and jewellery. In addition, it offers commercial vehicle, school bus, passenger bus/mini bus, dastkar, craftsmen, commercial premises, contractor, mini sheep farm establishment, construction equipment, and tourism financing services; Saral financing services to small businessmen; mortgage loans for trade and service sector, loans against property, fair price shop schemes, and start-ups financing services; Karobar cards; guaranteed emergency credit lines; credit guarantee schemes for subordinate debt; asset based agri loans, fruit advances schemes, and Giri finance schemes; and mortgage loan schemes for agricultural produce traders. Further, the company provides government sponsored schemes; life and non-life insurance products; debit and credit cards; and merchant acquiring services. Jammu and Kashmir Bank Limited was incorporated in 1938 and is headquartered in Srinagar, India. Read more
-
Incorporated
1938
-
Chairman
Sankarasubramanian Krishnan
-
Managing Director
Amitava Chatterjee
-
Group
PSU
-
Headquarters
Srinagar, Union Territory
-
Website
FAQs for J&k Bank
What is the current share price of The Jammu & Kashmir Bank Ltd Today?
The share price of The Jammu & Kashmir Bank Ltd is ₹138.65 (NSE) and ₹138.85 (BSE) as of 30-Sep-2026 IST. The Jammu & Kashmir Bank Ltd has given a return of 9.59% in the last 3 years.
What is the current PB & PE ratio of The Jammu & Kashmir Bank Ltd?
The P/E ratio of The Jammu & Kashmir Bank Ltd is 6.64 times as on 30-Sep-2026, a 30 discount to its peers’ median range of 9.49 times.
The P/B ratio of The Jammu & Kashmir Bank Ltd is 0.99 times as on 30-Sep-2026, a 30 discount to its peers’ median range of 1.41 times.
PE & PB ratio at the end of financial year.
| Year | P/E Ratio | P/B Ratio |
|---|---|---|
2026 |
5.13 |
0.81 |
2025 |
4.88 |
0.78 |
2024 |
8.33 |
1.35 |
2023 |
4.30 |
0.59 |
2022 |
6.09 |
0.43 |
What is the 52 Week High and Low of The Jammu & Kashmir Bank Ltd?
The 52-week high and low of The Jammu & Kashmir Bank Ltd are Rs 201.75 and Rs 97.35 as of 01-Oct-2026.
What is the market cap of The Jammu & Kashmir Bank Ltd?
The Jammu & Kashmir Bank Ltd has a market capitalisation of ₹ 15,290 Cr as on 30-Sep-2026. As per SEBI classification, it is a Small Cap company.
Should I invest in The Jammu & Kashmir Bank Ltd?
Before investing in The Jammu & Kashmir Bank Ltd, assess your goals, risk tolerance, and if the company aligns with your long-term plan. Carefully review its business model, financials, and valuation. Avoid making decisions based on tips or short-term trends.

