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Bajaj Finserv Key Ratios

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NSE: BAJAJFINSV | BSE: 532978

₹1,729.00

up-down-arrow ₹-3.00 (-0.17%)

As on 16-Oct-2026IST

Market cap

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₹2,78,278 Cr

Revenue (TTM)

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₹1,57,642 Cr

P/E Ratio

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27.4

P/B Ratio

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3.3

Div. Yield

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0.1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 9.20 19.13 14.68 20.78 21.17
EBIT 18.09 19.74 15.32 22.08 26.47
Net Profit 23.39 12.31 14.69 19.20 20.09
EPS 23.39 12.20 6.38 12.75 19.83
Book Value -- -- 7.45 18.66 16.59
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 36.1234.8936.9336.5135.66
Net Margin info 13.4113.4513.0813.0013.12
Return on equity info 27.5826.6513.3226.4726.75
Return on Assets info 3.023.022.922.802.96

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
--
11.88
12.48
13.20
12.73
Peer Median
--
9.09
3.50
10.64
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

13.32

No difference

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
13.32
26.47
26.75
29.52
28.46
Peer Median
13.32
26.47
1.79
26.31
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.92

Lower than Peers by 0.59

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
2.92
2.80
2.96
3.31
3.31
Peer Median
3.51
2.80
1.68
2.48
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

36.93

Lower than Peers by 18.45

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
36.93
36.51
35.66
36.20
35.57
Peer Median
55.38
56.44
37.67
54.90
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

13.08

Lower than Peers by 1.04

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
13.08
13.00
13.12
14.13
14.88
Peer Median
14.12
15.47
15.34
15.32
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
--
13.93
14.09
14.94
15.70
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

14.68

Lower than Peers by 0.70

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
14.68
13.21
20.44
34.50
19.98
Peer Median
15.38
11.09
48.89
42.20
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

15.32

Lower than Peers by 2.10

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
15.32
15.92
18.64
36.89
39.88
Peer Median
17.43
11.85
11.00
51.15
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

14.69

Lower than Peers by 2.21

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
14.69
12.03
12.58
27.73
46.86
Peer Median
16.90
10.47
-21.65
36.20
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

6.38

Lower than Peers by 7.68

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
6.38
10.28
8.76
26.85
40.72
Peer Median
14.07
7.86
-21.88
36.23
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
--
7.63
19.86
30.00
15.22
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
--
5.56
4.95
4.82
4.60
Peer Median
--
4.83
0.01
1.40
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
--
2.99
2.61
2.63
2.37
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.23

Lower than Peers by 11.47

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
1.23
0.15
0.16
0.14
0.14
Peer Median
12.70
0.20
3.35
1.02
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.23

Lower than Peers by 6.50

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
1.23
0.15
0.16
0.14
0.14
Peer Median
7.72
1.23
3.66
5.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.98

Lower than Peers by 136.36

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
1.98
1.94
1.97
2.15
2.36
Peer Median
138.33
1.94
7.04
1.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

27.43

No difference

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
27.43
26.61
36.08
32.16
31.43
Peer Median
27.43
27.43
80.10
52.43
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

3.34

No difference

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
3.34
3.39
4.47
4.39
4.39
Peer Median
3.34
3.34
1.44
11.30
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.09

No difference

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
0.09
0.09
0.05
0.06
0.06
Peer Median
0.09
0.18
--
0.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

11.56

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
11.56
11.76
13.31
13.14
13.65
Peer Median
--
16.01
5.87
13.03
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

2,78,278

No difference

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
Bajaj Finserv
2,78,278
2,60,838
3,20,154
2,62,014
2,01,682
Peer Median
2,78,278
1,36,748
18
12,900
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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