Bajaj Finance Peer Comparison

NSE: BAJFINANCE | BSE: 500034

₹926.00

₹-31.35 (-3.27%)

As on 21-Oct-2026IST

Market cap

₹5,75,901 Cr

Revenue (TTM)

₹90,532 Cr

P/E Ratio

26.5

P/B Ratio

4.7

Div. Yield

0.6 %

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	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
Market cap (₹ Cr)	5,75,901	1,39,524	1,00,170	67,309	61,394
Revenue (₹ Cr)	90,532	5,623	30,125	12,102	20,046
Net Profit (₹ Cr)	22,045.22	1,700.03	7,372.19	2,806.33	3,435.90
Net Margin (%)	24.34	30.22	24.28	23.19	17.11
RoE (%)	18.46	1.30	12.57	12.10	12.03
Price to Earnings	26.55	81.50	13.59	23.98	17.94
Price-To-Book	4.68	1.08	1.65	2.80	2.10

Income Statement (₹ Cr)

	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
Operating Income	90,531.50	1,190.74	30,124.94	12,102.13	20,046.38
Other Income	31.82	0.34	238.77	0.75	33.75
Total Income	82,789.15	--	27,338.06	11,150.29	20,182.06
Interest Expense	31,280.81	0.00	22,674.57	7,380.61	7,390.59
PBT & Exceptional Items	30,348.71	974.44	7,378.78	3,676.51	4,845.17
Operating Expenses	28,403.36	216.64	310.36	1,019.48	7,787.35
Exceptional Income/Expenses	-265.22	0.00	0.00	-13.14	-28.51
Profit before Tax	29,505.88	962.87	7,372.19	3,638.89	4,621.21
Taxes	7,460.66	129.17	0.00	832.56	1,185.31
Profit after Tax	22,045.22	833.70	7,372.19	2,806.33	3,435.90
Minority Interest	-372.11	0.00	0.00	0.00	-13.09
Share of Associate	21.26	0.00	0.00	0.00	0.00
Consolidated Profit	21,694.37	833.70	7,372.19	2,806.33	3,422.81

	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
Shareholder's Funds	1,23,179.75	35,521.23	60,573.35	24,023.30	29,267.07
Minority Interest	-372.11	0.00	0.00	0.00	-13.09
Non-Current Liabilities	2,824.15	106.91	5,808.78	233.70	774.19
Current Liabilities	5,10,253.11	29.15	4,61,594.46	1,18,954.53	1,27,720.00
Total Liabilities	5,59,952.36	--	5,16,676.48	1,29,904.30	1,42,183.73

	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
Non-Current Assets	6,426.53	10.76	25.66	208.79	3,006.79
Current Assets	6,32,079.77	35,602.56	5,19,320.79	1,42,939.72	1,53,261.82
Total Assets	5,59,952.36	--	5,16,676.48	1,29,904.30	1,42,183.73
Contingent Liabilities	4,672.48	--	929.13	31.43	307.66

	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
Cash From Operating Activities	-65,789.80	--	-27,026.41	-19,894.86	-14,189.24
Cash Flow from Investing Activities	-3,388.63	--	-2.64	-1,201.68	366.90
Cash from Financing Activities	67,432.87	--	21,560.07	21,196.71	15,415.06
Net Cash Inflow / Outflow	-1,745.56	--	-5,468.98	100.17	1,592.72

	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
ROCE (%)	10.87	--	5.64	8.83	8.54
ROE (%)	18.46	2.57	12.57	12.10	12.03
ROA (%)	3.84	2.57	1.43	2.17	2.41
EBIT Margin (%)	67.40	80.83	98.95	91.16	59.89
Net Margin (%)	24.34	70.00	24.28	23.19	17.11
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
Revenue Growth (%)	19.60	26.18	12.52	17.34	19.92
EBIT Growth (%)	19.19	29.23	12.11	17.99	20.20
Net Profit Growth (%)	18.84	19.06	7.86	18.86	27.39
EPS Growth (%)	-77.47	15.38	7.86	19.26	27.22
Book Value Growth (%)	17.81	--	7.75	12.77	9.67

	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
Price / Earnings	27.21	168.04	13.86	24.46	18.40
Price / Book Value	4.84	3.97	1.69	2.87	2.17
Dividend Yield (%)	0.63	0.28	2.69	0.00	1.09
EV/EBITDA	16.34	150.02	18.03	15.56	13.07
Market Cap (₹ Cr)	4,98,305.30	--	1,14,023.19	60,873.74	60,155.90

	Bajaj Finance	JIO Financial	Indian Railway Fin	Bajaj Housing Finance	L&T Fin
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	1.37	--	0.55	1.13	2.03
Current Ratio	1.24	1,221.36	1.13	1.20	1.20
Quick Ratio	1.24	1,221.36	1.13	1.20	1.20
Interest Coverage	1.94	2.43	1.33	1.49	1.63

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.