Bajaj Finance Financials
NSE: BAJFINANCE | BSE: 500034
₹1,058.40
As on 07-Sep-2026 14:59IST
Market cap
₹6,60,729 Cr
Revenue (TTM)
₹86,164 Cr
P/E Ratio
32.5
P/B Ratio
5.6
Div. Yield
0.6 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Operating Income
|
86,164.03
|
81,982.38
|
68,805.71
|
54,973.89
|
41,410.16
|
31,640.45
|
|||||
|
Other Income
|
4.23
|
806.77
|
919.07
|
8.62
|
8.10
|
7.60
|
|||||
|
Total Income
|
86,168.26
|
82,789.15
|
69,724.78
|
54,982.51
|
41,418.26
|
31,648.05
|
|||||
|
Interest Expense
|
29,690.36
|
28,898.86
|
24,991.14
|
18,886.02
|
12,700.61
|
9,854.62
|
|||||
|
Operating Expenses
|
27,590.40
|
26,815.90
|
21,790.83
|
16,111.24
|
12,706.08
|
11,905.08
|
|||||
|
Exceptional Income/Expenses
|
-265.22
|
-265.22
|
--
|
--
|
--
|
--
|
|||||
|
Profit before Tax
|
27,577.24
|
25,816.65
|
22,079.63
|
19,309.57
|
15,527.86
|
9,503.78
|
|||||
|
Taxes
|
6,950.40
|
6,484.29
|
5,300.15
|
4,858.40
|
4,020.17
|
2,475.55
|
|||||
|
Profit after Tax
|
20,626.84
|
19,332.36
|
16,779.48
|
14,451.17
|
11,507.69
|
7,028.23
|
|||||
|
Minority Interest
|
-344.14
|
-314.97
|
-141.66
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
20.83
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
20,303.53
|
19,017.39
|
16,637.82
|
14,451.17
|
11,507.69
|
7,028.23
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
1,13,999.02
|
1,13,999.02
|
96,692.87
|
76,695.35
|
54,371.98
|
43,712.69
|
|||||
|
Minority Interest
|
-344.14
|
2,986.52
|
2,244.02
|
--
|
--
|
--
|
|||||
|
Non-Current Liabilities
|
1,718.26
|
2,79,342.22
|
2,30,645.13
|
1,82,789.51
|
1,37,195.98
|
98,579.16
|
|||||
|
Current Liabilities
|
4,41,248.56
|
1,62,064.53
|
1,35,403.61
|
1,15,239.33
|
82,721.26
|
69,262.90
|
|||||
|
Total Liabilities
|
5,59,952.36
|
5,59,952.36
|
4,66,126.83
|
3,75,741.62
|
2,75,226.31
|
2,12,505.86
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Non-Current Assets
|
5,626.04
|
5,36,336.12
|
4,41,022.94
|
3,58,651.26
|
2,62,655.11
|
2,04,429.75
|
|||||
|
Current Assets
|
5,53,877.01
|
22,056.17
|
23,962.69
|
16,072.93
|
11,634.11
|
7,125.00
|
|||||
|
Total Assets
|
5,59,952.36
|
5,59,952.36
|
4,66,126.83
|
3,75,741.62
|
2,75,226.31
|
2,12,505.86
|
|||||
|
Contingent Liabilities
|
--
|
4,672.48
|
4,346.96
|
3,092.79
|
3,143.19
|
2,924.14
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-65,789.80
|
-67,791.64
|
-69,843.31
|
-42,111.79
|
-37,089.90
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-3,388.63
|
-2,765.02
|
-10,088.01
|
-10,393.91
|
6,346.79
|
|||||
|
Cash from Financing Activities
|
--
|
67,432.87
|
70,164.61
|
82,415.08
|
50,675.01
|
32,275.22
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-1,745.56
|
-392.05
|
2,483.76
|
-1,830.69
|
1,532.11
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
32.94
|
30.58
|
26.80
|
23.38
|
19.04
|
11.65
|
|||||
|
Cash EPS (₹)
|
32.61
|
32.71
|
28.45
|
24.49
|
19.84
|
12.29
|
|||||
|
Adjusted Book Value (₹)
|
190.93
|
181.41
|
154.21
|
122.47
|
89.03
|
71.80
|
|||||
|
Dividend per Share (₹)
|
0.57
|
6.00
|
5.60
|
3.60
|
3.00
|
2.00
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-105.81
|
-1,091.92
|
-1,130.15
|
-696.70
|
-614.78
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
-128.47
|
-1,249.76
|
-1,220.63
|
-746.32
|
-719.33
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
ROCE (%)
|
--
|
10.87
|
11.37
|
11.92
|
11.76
|
10.26
|
|||||
|
ROE (%)
|
18.87
|
18.54
|
19.58
|
22.32
|
23.70
|
17.59
|
|||||
|
ROA (%)
|
4.02
|
3.78
|
4.00
|
4.45
|
4.74
|
3.68
|
|||||
|
EBIT Margin (%)
|
66.77
|
66.06
|
67.05
|
69.45
|
68.14
|
61.16
|
|||||
|
Net Margin (%)
|
23.94
|
23.35
|
24.07
|
26.28
|
27.78
|
22.21
|
|||||
|
Cash Profit Margin (%)
|
--
|
24.81
|
25.67
|
27.53
|
28.96
|
23.43
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
18.37
|
19.15
|
25.16
|
32.75
|
30.88
|
18.55
|
|||||
|
EBIT Growth (%)
|
17.10
|
17.39
|
20.83
|
35.30
|
45.83
|
24.87
|
|||||
|
Net Profit Growth (%)
|
20.69
|
15.21
|
16.11
|
25.58
|
63.74
|
59.02
|
|||||
|
EPS Growth (%)
|
16.17
|
14.13
|
14.60
|
22.83
|
63.42
|
58.57
|
|||||
|
Book Value Growth (%)
|
--
|
17.81
|
26.50
|
40.64
|
24.24
|
18.30
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
32.54
|
26.20
|
3.34
|
3.10
|
2.95
|
6.23
|
|||||
|
Price / Book Value
|
5.56
|
4.42
|
5.80
|
5.91
|
6.31
|
10.11
|
|||||
|
Dividend Yield (%)
|
0.57
|
0.75
|
0.63
|
0.50
|
0.53
|
0.28
|
|||||
|
EV/EBITDA
|
18.45
|
16.41
|
18.85
|
18.84
|
19.26
|
30.37
|
|||||
|
Close Price (₹)
|
1,004.75
|
801.55
|
894.56
|
724.53
|
561.68
|
726.00
|
|||||
|
High Price (₹)
|
1,102.50
|
1,102.50
|
926.01
|
819.20
|
777.80
|
805.00
|
|||||
|
Low Price (₹)
|
787.90
|
787.90
|
637.57
|
555.00
|
522.00
|
436.16
|
|||||
|
Market Cap (₹ Cr)
|
6,60,729.40
|
4,98,305.30
|
5,55,585.47
|
4,47,454.48
|
3,39,422.52
|
4,37,941.80
|
Solvency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debt to Equity
|
--
|
3.86
|
3.77
|
3.88
|
4.03
|
3.81
|
|||||
|
Short term debt to equity ratio
|
--
|
1.37
|
1.35
|
1.44
|
1.46
|
1.51
|
|||||
|
Current Ratio
|
1.26
|
0.14
|
0.18
|
0.14
|
0.14
|
0.10
|
|||||
|
Quick Ratio
|
1.26
|
0.14
|
0.18
|
0.14
|
0.14
|
0.10
|
|||||
|
Interest Coverage
|
1.93
|
1.89
|
1.88
|
2.02
|
2.22
|
1.96
|