Bajaj Finance Key Ratios

Stock Card

NSE: BAJFINANCE | BSE: 500034

₹934.90

₹-7.20 (-0.76%)

As on 23-Oct-2026 10:29IST

Market cap

₹5,85,209 Cr

Revenue (TTM)

₹90,532 Cr

P/E Ratio

P/B Ratio

4.8

Div. Yield

0.6 %

Key Ratios and Highlights

Growth Score (%)	Quarterly		Annual (TTM)
Particulars	QoQ	YoY	1-Year	3-Years	5-Years
Revenue	5.96	22.79	19.60	23.53	26.47
EBIT	6.35	25.65	19.19	22.55	30.78
Net Profit	4.69	28.53	21.34	22.23	25.84
EPS	4.64	28.35	18.28	17.16	33.38
Book Value	--	--	17.64	26.78	24.41

Key Ratios (%)	Average		Annual (TTM)
Particulars	3-Years	5-Years	TTM	Mar-26	Mar-25
EBIT-Margin	63.75	66.37	67.40	66.06	67.05
Net Margin	26.73	24.74	24.34	23.35	24.07
Return on equity	20.22	20.34	18.46	18.54	19.58
Return on Assets	4.81	4.13	3.84	3.78	4.00

Profitability

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ROCE

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	--	10.87	11.37	11.92	11.76
Peer Median	--	8.46	8.37	11.76	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROE

18.46

Higher than Peers by 9.11

Profit after tax / Average Net worth * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	18.46	18.54	19.58	22.32	23.70
Peer Median	9.34	5.76	6.84	14.46	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

ROA

3.84

Higher than Peers by 0.40

Profit after tax / Average Total assets * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	3.84	3.78	4.00	4.45	4.74
Peer Median	3.43	2.55	3.90	4.74	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Margin

67.40

Higher than Peers by 4.77

Operating profit (EBIT) / Net Sales * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	67.40	66.06	67.05	69.45	68.14
Peer Median	62.63	64.65	48.16	73.60	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Margin

24.34

Higher than Peers by 10.55

Net profit / Total Income (Net sales plus other income) * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	24.34	23.35	24.07	26.28	27.78
Peer Median	13.79	11.32	16.23	19.67	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Cash Profit Margin

(Net profit + Depreciation) / Gross Sales * 100

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	--	24.81	25.67	27.53	28.96
Peer Median	--	--	0.00	0.00	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

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Revenue Growth

19.60

Lower than Peers by 11.72

Year on year growth in net sales

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	19.60	19.15	25.16	32.75	30.88
Peer Median	31.33	31.64	38.58	88.95	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EBIT Growth

19.19

Lower than Peers by 3.98

Year on year growth in operating profit (EBIT)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	19.19	17.39	20.83	35.30	45.83
Peer Median	23.17	21.67	102.33	35.39	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Net Profit Growth

21.34

Higher than Peers by 3.67

Year on year growth in profit after tax

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	21.34	15.21	16.11	25.58	63.74
Peer Median	17.68	-56.41	72.37	25.53	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EPS Growth

18.28

Higher than Peers by 18.73

Year on year growth in earnings per share

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	18.28	14.13	14.60	22.83	63.42
Peer Median	-0.45	-49.75	10.66	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Book Value Growth

Year on year growth in book value per share

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	--	17.81	26.50	40.64	24.24
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

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Debt to Equity

Total debt / Net worth

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	--	3.86	3.77	3.88	4.03
Peer Median	--	0.95	0.86	0.09	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Short term debt to equity ratio

(Short term borrowings / Net worth)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	--	1.37	1.35	1.44	1.46
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Current Ratio

1.24

Lower than Peers by 0.41

Current Assets / Current Liabilities and Provisions

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	1.24	0.14	0.18	0.14	0.14
Peer Median	1.65	3.59	3.87	4.61	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Quick Ratio

1.24

Lower than Peers by 0.40

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	1.24	0.14	0.18	0.14	0.14
Peer Median	1.64	2.31	1.91	1.54	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Interest Coverage

1.94

Lower than Peers by 0.10

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	1.94	1.89	1.88	2.02	2.22
Peer Median	2.04	1.57	4.13	3.24	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

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Price / Earnings

26.98

No difference

Current share price divided by earning per share in the last twelve months

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	26.98	26.20	3.34	3.10	2.95
Peer Median	26.98	26.98	30.40	30.70	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Price / Book Value

4.75

Higher than Peers by 3.10

Current share price divided by book value per share in the latest financial year

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	4.75	4.42	5.80	5.91	6.31
Peer Median	1.65	1.68	2.30	3.26	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Dividend Yield

0.64

Dividend per share in the past twelve months divided by current share price

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	0.64	0.75	0.63	0.50	0.53
Peer Median	--	--	--	--	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

EV/EBITDA

12.17

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	12.17	16.41	18.85	18.84	19.26
Peer Median	--	18.55	19.00	32.67	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Market Cap

5,85,209

Higher than Peers by 5,84,915

Current Share price multiplied by latest total number of shares outstanding

Company Name	TTM	Mar-26	Mar-25	Mar-24	Mar-23
Bajaj Finance	5,85,209	4,98,305	5,55,585	4,47,454	3,39,423
Peer Median	294	226	227	256	--

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.