Bajaj Finance Key Ratios
NSE: BAJFINANCE | BSE: 500034
₹948.30
₹-11.10
(-1.16%)
As on 01-Oct-2026IST
Market cap
₹5,91,061 Cr
Revenue (TTM)
₹86,164 Cr
P/E Ratio
29.1
P/B Ratio
5
Div. Yield
0.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 7.22 | 19.58 | 18.37 | 24.53 | 26.35 |
| EBIT | 8.70 | 21.12 | 17.10 | 23.45 | 30.49 |
| Net Profit | 9.54 | 27.37 | 20.69 | 22.66 | 26.27 |
| EPS | 9.49 | 27.19 | 16.17 | 16.93 | 34.53 |
| Book Value | -- | -- | 17.64 | 26.78 | 24.41 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 63.75 | 66.37 | 66.77 | 66.06 | 67.05 |
| Net Margin
| 26.73 | 24.74 | 23.94 | 23.35 | 24.07 |
| Return on equity
| 20.22 | 20.34 | 18.87 | 18.54 | 19.58 |
| Return on Assets
| 4.81 | 4.13 | 4.02 | 3.78 | 4.00 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
10.87
|
11.37
|
11.92
|
11.76
|
10.26
|
|
|
|
|
|
|
Peer Median
|
--
|
8.46
|
8.37
|
11.76
|
6.14
|
5.75
|
|
|
|
|
|
ROE
18.87
Higher than Peers by 9.93
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
18.87
|
18.54
|
19.58
|
22.32
|
23.70
|
17.59
|
|
|
|
|
|
|
Peer Median
|
8.94
|
5.76
|
6.84
|
14.46
|
4.27
|
1.28
|
|
|
|
|
|
ROA
4.02
Higher than Peers by 0.69
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
4.02
|
3.78
|
4.00
|
4.45
|
4.74
|
3.68
|
|
|
|
|
|
|
Peer Median
|
3.33
|
2.55
|
3.90
|
4.74
|
3.35
|
0.77
|
|
|
|
|
|
EBIT Margin
66.77
Higher than Peers by 4.45
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
66.77
|
66.06
|
67.05
|
69.45
|
68.14
|
61.16
|
|
|
|
|
|
|
Peer Median
|
62.31
|
64.65
|
48.16
|
73.60
|
66.17
|
5.05
|
|
|
|
|
|
Net Margin
23.94
Higher than Peers by 10.22
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
23.94
|
23.35
|
24.07
|
26.28
|
27.78
|
22.21
|
|
|
|
|
|
|
Peer Median
|
13.72
|
11.32
|
16.23
|
19.67
|
16.15
|
3.94
|
|
|
|
|
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
24.81
|
25.67
|
27.53
|
28.96
|
23.43
|
|
|
|
|
|
|
Peer Median
|
--
|
--
|
0.00
|
0.00
|
0.00
|
0.00
|
|
|
|
|
|
Revenue Growth
18.37
Lower than Peers by 13.14
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
18.37
|
19.15
|
25.16
|
32.75
|
30.88
|
18.55
|
|
|
|
|
|
|
Peer Median
|
31.51
|
31.64
|
38.58
|
88.95
|
30.14
|
66.53
|
|
|
|
|
|
EBIT Growth
17.10
Lower than Peers by 6.33
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
17.10
|
17.39
|
20.83
|
35.30
|
45.83
|
24.87
|
|
|
|
|
|
|
Peer Median
|
23.44
|
21.67
|
102.33
|
35.39
|
32.04
|
6.85
|
|
|
|
|
|
Net Profit Growth
20.69
Higher than Peers by 3.52
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
20.69
|
15.21
|
16.11
|
25.58
|
63.74
|
59.02
|
|
|
|
|
|
|
Peer Median
|
17.18
|
-56.41
|
72.37
|
25.53
|
69.79
|
10.84
|
|
|
|
|
|
EPS Growth
16.17
Higher than Peers by 14.71
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
16.17
|
14.13
|
14.60
|
22.83
|
63.42
|
58.57
|
|
|
|
|
|
|
Peer Median
|
1.47
|
-49.75
|
10.66
|
--
|
97.59
|
10.45
|
|
|
|
|
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
17.81
|
26.50
|
40.64
|
24.24
|
18.30
|
|
|
|
|
|
|
Peer Median
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
3.86
|
3.77
|
3.88
|
4.03
|
3.81
|
|
|
|
|
|
|
Peer Median
|
--
|
0.95
|
0.86
|
0.09
|
0.06
|
0.33
|
|
|
|
|
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
1.37
|
1.35
|
1.44
|
1.46
|
1.51
|
|
|
|
|
|
|
Peer Median
|
Current Ratio
1.26
Lower than Peers by 0.50
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
1.26
|
0.14
|
0.18
|
0.14
|
0.14
|
0.10
|
|
|
|
|
|
|
Peer Median
|
1.76
|
2.51
|
3.87
|
4.61
|
2.71
|
3.14
|
|
|
|
|
|
Quick Ratio
1.26
Lower than Peers by 0.48
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
1.26
|
0.14
|
0.18
|
0.14
|
0.14
|
0.10
|
|
|
|
|
|
|
Peer Median
|
1.73
|
2.31
|
1.91
|
1.54
|
3.48
|
2.83
|
|
|
|
|
|
Interest Coverage
1.93
Lower than Peers by 0.11
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
1.93
|
1.89
|
1.88
|
2.02
|
2.22
|
1.96
|
|
|
|
|
|
|
Peer Median
|
2.04
|
1.57
|
4.13
|
3.24
|
8.92
|
1.93
|
|
|
|
|
|
Valuation
Price / Earnings
29.11
No difference
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
29.11
|
26.20
|
3.34
|
3.10
|
2.95
|
6.23
|
|
|
|
|
|
|
Peer Median
|
29.11
|
29.11
|
30.40
|
30.70
|
33.73
|
293.24
|
|
|
|
|
|
Price / Book Value
4.97
Higher than Peers by 3.84
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
4.97
|
4.42
|
5.80
|
5.91
|
6.31
|
10.11
|
|
|
|
|
|
|
Peer Median
|
1.14
|
1.66
|
2.30
|
3.26
|
2.37
|
2.95
|
|
|
|
|
|
Dividend Yield
0.63
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
0.63
|
0.75
|
0.63
|
0.50
|
0.53
|
0.28
|
|
|
|
|
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
--
|
|
|
|
|
|
EV/EBITDA
17.26
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
17.26
|
16.41
|
18.85
|
18.84
|
19.26
|
30.37
|
|
|
|
|
|
|
Peer Median
|
--
|
19.10
|
19.00
|
32.67
|
11.03
|
16.40
|
|
|
|
|
|
Market Cap
5,91,061
Higher than Peers by 5,90,862
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
Mar-22
|
Mar-21
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Bajaj Finance
|
5,91,061
|
4,98,305
|
5,55,585
|
4,47,454
|
3,39,423
|
4,37,942
|
|
|
|
|
|
|
Peer Median
|
199
|
199
|
227
|
256
|
21
|
36
|
|
|
|
|
|
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