Bajaj Finance Key Ratios
NSE: BAJFINANCE | BSE: 500034
₹1,098.90
As on 27-Aug-2026 09:29IST
Market cap
₹6,76,792 Cr
Revenue (TTM)
₹86,164 Cr
P/E Ratio
33.3
P/B Ratio
5.7
Div. Yield
0.6 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Revenue | 7.22 | 19.58 | 18.37 | 24.53 | 26.35 |
| EBIT | 8.70 | 21.12 | 17.10 | 23.45 | 30.49 |
| Net Profit | 9.54 | 27.37 | 20.69 | 22.66 | 26.27 |
| EPS | 9.49 | 27.19 | 16.17 | 16.93 | 34.53 |
| Book Value | -- | -- | 17.64 | 26.78 | 24.41 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| EBIT-Margin
| 63.75 | 66.37 | 66.77 | 66.06 | 67.05 |
| Net Margin
| 26.73 | 24.74 | 23.94 | 23.35 | 24.07 |
| Return on equity
| 20.22 | 20.34 | 18.87 | 18.54 | 19.58 |
| Return on Assets
| 4.81 | 4.13 | 4.02 | 3.78 | 4.00 |
Profitability
ROCE
--
--
Earning before interest and taxes / (Average net worth + Average total Debt) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
10.87
|
11.37
|
11.92
|
11.76
|
|
Peer Median
|
--
|
9.02
|
8.37
|
11.76
|
--
|
ROE
18.87
Higher than Peers by 9.93
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
18.87
|
18.54
|
19.58
|
22.32
|
23.70
|
|
Peer Median
|
8.94
|
11.27
|
6.84
|
14.46
|
--
|
ROA
4.02
Higher than Peers by 0.69
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
4.02
|
3.78
|
4.00
|
4.45
|
4.74
|
|
Peer Median
|
3.33
|
3.10
|
3.90
|
4.74
|
--
|
EBIT Margin
66.77
Higher than Peers by 4.45
Operating profit (EBIT) / Net Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
66.77
|
66.06
|
67.05
|
69.45
|
68.14
|
|
Peer Median
|
62.31
|
64.65
|
48.16
|
73.60
|
--
|
Net Margin
23.94
Higher than Peers by 10.22
Net profit / Total Income (Net sales plus other income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
23.94
|
23.35
|
24.07
|
26.28
|
27.78
|
|
Peer Median
|
13.72
|
14.08
|
16.23
|
19.67
|
--
|
Cash Profit Margin
--
--
(Net profit + Depreciation) / Gross Sales * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
24.81
|
25.67
|
27.53
|
28.96
|
|
Peer Median
|
--
|
--
|
0.00
|
0.00
|
--
|
Revenue Growth
18.37
Lower than Peers by 13.14
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
18.37
|
19.15
|
25.16
|
32.75
|
30.88
|
|
Peer Median
|
31.51
|
31.64
|
38.58
|
88.95
|
--
|
EBIT Growth
17.10
Lower than Peers by 6.33
Year on year growth in operating profit (EBIT)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
17.10
|
17.39
|
20.83
|
35.30
|
45.83
|
|
Peer Median
|
23.44
|
21.67
|
102.33
|
35.39
|
--
|
Net Profit Growth
20.69
Higher than Peers by 3.52
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
20.69
|
15.21
|
16.11
|
25.58
|
63.74
|
|
Peer Median
|
17.18
|
-56.41
|
72.37
|
25.53
|
--
|
EPS Growth
16.17
Higher than Peers by 14.71
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
16.17
|
14.13
|
14.60
|
22.83
|
63.42
|
|
Peer Median
|
1.47
|
-49.75
|
10.66
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
17.81
|
26.50
|
40.64
|
24.24
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Solvency
Debt to Equity
--
--
Total debt / Net worth
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
3.86
|
3.77
|
3.88
|
4.03
|
|
Peer Median
|
--
|
0.95
|
0.86
|
0.09
|
--
|
Short term debt to equity ratio
--
--
(Short term borrowings / Net worth)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
--
|
1.37
|
1.35
|
1.44
|
1.46
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Current Ratio
1.26
Lower than Peers by 0.50
Current Assets / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
1.26
|
0.14
|
0.18
|
0.14
|
0.14
|
|
Peer Median
|
1.76
|
2.35
|
3.87
|
4.61
|
--
|
Quick Ratio
1.26
Lower than Peers by 0.48
(Current Assets - Inventory) / Current Liabilities and Provisions
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
1.26
|
0.14
|
0.18
|
0.14
|
0.14
|
|
Peer Median
|
1.73
|
2.31
|
1.91
|
1.54
|
--
|
Interest Coverage
1.93
Lower than Peers by 0.11
Earning before interest and taxes (EBIT) / Interest Expenses
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
1.93
|
1.89
|
1.88
|
2.02
|
2.22
|
|
Peer Median
|
2.04
|
1.57
|
4.13
|
3.24
|
--
|
Valuation
Price / Earnings
33.33
No difference
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
33.33
|
26.20
|
3.34
|
3.10
|
2.95
|
|
Peer Median
|
33.33
|
33.33
|
30.40
|
30.70
|
--
|
Price / Book Value
5.69
Higher than Peers by 4.58
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
5.69
|
4.42
|
5.80
|
5.91
|
6.31
|
|
Peer Median
|
1.11
|
1.56
|
2.30
|
3.26
|
--
|
Dividend Yield
0.55
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
0.55
|
0.75
|
0.63
|
0.50
|
0.53
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
EV/EBITDA
18.73
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
18.73
|
16.41
|
18.85
|
18.84
|
19.26
|
|
Peer Median
|
--
|
20.07
|
19.00
|
32.67
|
--
|
Market Cap
6,76,792
Higher than Peers by 6,76,598
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
Bajaj Finance
|
6,76,792
|
4,98,305
|
5,55,585
|
4,47,454
|
3,39,423
|
|
Peer Median
|
194
|
194
|
227
|
256
|
--
|