Andhra Bank [Merged] Peer Comparison

NSE: ANDHRABANK | BSE: 532418

₹9.10

₹-0.30 (-3.19%)

As on 19-Mar-2020IST

Market cap

₹2,829 Cr

Revenue (TTM)

₹19,995 Cr

P/E Ratio

P/B Ratio

0.2

Div. Yield

0 %

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	Andhra Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Market cap (₹ Cr)	2,829	59,013	33,608	27,417	23,293
Interest Income (₹ Cr)	19,995	14,736	11,555	37,270	7,249
Net Interest Income (₹ Cr)	7,224.82	6,536.59	5,281.95	14,771.97	3,024.68
NIM (%)	--	--	4.26	--	3.78
RoA (%)	-0.76	0.55	2.14	0.87	1.61
Price to Earnings	--	65.64	12.25	6.01	16.60
Price-To-Book	0.22	1.38	2.26	0.74	2.12

Income Statement (₹ Cr)

	Andhra Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Interest Earned	19,995.39	6,302.09	5,815.82	22,748.62	3,767.17
Other Income	3,346.89	1,440.98	962.77	2,416.33	514.39
Total Income	23,342.28	7,743.06	6,778.59	25,164.95	4,281.56
Interest Expended	12,770.57	3,760.65	3,453.00	15,934.66	2,155.68
Operating Expenses	5,284.91	2,043.90	1,614.81	6,080.16	885.89
Operating Profit before Prov. & Cont.	5,060.91	1,938.52	1,710.78	3,150.14	1,239.99
Provisions and Contingencies	6,005.65	640.68	1,388.55	11,306.59	315.14
Profit Before Tax	-2,391.29	1,297.83	322.23	-8,156.46	924.85
Taxes	236.07	436.47	111.36	-2,528.74	242.00
Profit after Tax	-954.92	861.36	210.87	-5,627.72	682.85
Minority Interest	0.00	18.82	--	43.46	--
Share of Associate	29.10	-5.90	--	16.59	--
Consolidated Profit	-925.82	857.84	210.87	-5,616.93	682.85

	Andhra Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Shareholder's Funds	13,832.25	7,534.79	6,422.80	19,396.04	4,840.76
Minority Interest	0.00	18.82	--	43.46	--
Deposits	2,16,796.63	58,357.63	59,867.95	3,00,311.39	38,447.95
Borrowings	9,483.46	11,832.07	1,565.34	5,639.67	480.91
Other Liabilities & Provisions	9,657.29	2,673.30	1,484.02	6,494.10	1,489.27
Total Liabilities	2,54,043.98	80,397.79	69,340.11	3,31,884.64	45,258.89

	Andhra Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash and Balance with Reserve Bank of India	9,963.86	4,840.05	2,934.68	20,779.45	1,993.12
Balances with Banks and Money at Call	3,399.96	1,808.67	762.36	10,518.14	970.16
Investments	64,157.33	16,745.17	14,881.59	1,25,452.74	7,712.20
Advances	1,58,529.34	54,308.24	48,580.81	1,47,425.48	32,673.34
Net Block	1,564.91	375.57	544.94	4,319.80	250.03
Other Assets	12,203.63	2,280.15	1,597.68	23,389.03	1,660.03
Miscellaneous Exp. Not Written Off	--	--	--	--	--
Total Assets	2,54,043.98	80,397.79	69,340.11	3,31,884.64	45,258.89

	Andhra Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Cash From Operating Activities	2,918.05	78.24	-1,575.65	-14,509.99	418.60
Cash Flow from Investing Activities	-83.74	-201.71	549.35	-250.94	-86.69
Cash from Financing Activities	-3,751.47	2,566.64	414.13	6,796.11	-5.07
Net Cash Inflow / Outflow	-917.15	2,443.18	-612.17	-7,964.82	326.84

	Andhra Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Yield on Advances	12.09	11.60	11.97	15.43	11.53
Yield on Investments	7.49	7.00	8.21	6.92	7.60
Interest Spread	6.78	6.25	6.35	10.22	5.99
NIM (%)	0.00	3.27	3.52	2.24	3.72
ROE (%)	-24.63	12.12	3.32	-36.09	15.17
ROA (%)	-0.76	1.21	0.31	-1.71	1.60
Cost to Income Ratio	49.73	51.32	48.56	65.87	41.67

	Andhra Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Revenue Growth (%)	5.46	38.16	2.04	-5.85	10.72
EBIT Growth (%)	-5.94	44.52	-3.74	14.37	2.67
Net Profit Growth (%)	18.48	34.76	-39.00	-10.44	15.35
EPS Growth (%)	66.14	33.56	-39.00	29.30	14.83
Book Value Growth (%)	22.48	12.79	2.53	6.82	16.27

	Andhra Bank [Merged]	RBL Bank	Karur Vysya Bank	Central Bank	City Union Bank
Price / Earnings	0.00	33.89	27.14	0.00	21.96
Price / Book Value	0.66	3.86	0.89	0.92	3.10
Dividend Yield (%)	0.00	0.40	0.84	0.00	0.24
EV/EBITDA	3.64	21.10	4.26	6.48	12.48
Market Cap (₹ Cr)	8,105.42	29,073.86	5,723.35	14,772.95	14,998.60

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.