Andhra Bank [Merged] Key Ratios
NSE: ANDHRABANK | BSE: 532418
₹9.10
As on 19-Mar-2020IST
Market cap
₹2,829 Cr
Revenue (TTM)
₹19,995 Cr
P/E Ratio
--
P/B Ratio
0.2
Div. Yield
0 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | -0.42 | 2.93 | 5.49 | 3.25 | 4.48 |
| Interest Expended | -3.14 | 2.06 | 5.73 | 0.56 | 1.75 |
| Net Interest Income | 4.81 | 4.52 | 5.05 | 9.09 | 11.01 |
| EPS | 131.93 | 116.39 | 89.81 | -205.86 | -181.61 |
| Book Value | -- | -- | -49.09 | -34.37 | -22.00 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-19 | Mar-18 |
| Net NPAs
| 7.26 | -- | 6.36 | -- | -- |
| Net Interest Margin
| 2.72 | 2.74 | 0.00 | 2.89 | 2.81 |
| Net Margin
| -9.73 | -4.27 | -4.09 | -12.41 | -15.93 |
| Return on equity
| -18.91 | -8.62 | -- | -24.63 | -32.83 |
| Return on Assets
| -0.84 | -0.36 | -0.76 | -1.11 | -1.44 |
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
12.09
|
12.21
|
13.32
|
13.61
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
7.49
|
7.75
|
8.52
|
7.58
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
6.78
|
7.07
|
7.21
|
6.92
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
2.89
|
2.81
|
2.64
|
2.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
--
--
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
-24.63
|
-32.83
|
1.80
|
5.50
|
|
Peer Median
|
13.28
|
1.63
|
-3.39
|
--
|
--
|
ROA
-0.76
Lower than Peers by 1.90
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
-0.76
|
-1.11
|
-1.44
|
0.09
|
0.28
|
|
Peer Median
|
1.14
|
0.08
|
-0.19
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
49.73
|
44.33
|
50.09
|
47.83
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
--
--
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
5.46
|
-0.13
|
2.43
|
7.79
|
|
Peer Median
|
13.50
|
--
|
6.78
|
--
|
--
|
EBIT Growth
--
--
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
-5.94
|
22.19
|
11.09
|
19.94
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
5.05
Lower than Peers by 15.40
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
5.05
|
18.48
|
-1,907.58
|
-65.36
|
-15.52
|
|
Peer Median
|
20.44
|
--
|
-58.00
|
--
|
--
|
EPS Growth
89.81
Higher than Peers by 75.91
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
89.81
|
66.14
|
-1,023.42
|
-62.89
|
-24.69
|
|
Peer Median
|
13.90
|
--
|
-21.43
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
22.48
|
-4.52
|
2.36
|
10.17
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
--
--
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
--
|
--
|
19.04
|
6.38
|
|
Peer Median
|
10.46
|
59.34
|
--
|
--
|
--
|
Price / Book Value
0.22
Lower than Peers by 1.29
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
0.22
|
0.66
|
0.49
|
0.37
|
0.34
|
|
Peer Median
|
1.50
|
0.78
|
0.99
|
--
|
--
|
Dividend Yield
--
--
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
--
|
--
|
--
|
--
|
0.96
|
|
Peer Median
|
0.70
|
--
|
--
|
--
|
--
|
EV/EBITDA
0.57
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
0.57
|
3.64
|
4.33
|
2.91
|
3.35
|
|
Peer Median
|
--
|
-1.27
|
-1.30
|
--
|
--
|
Market Cap
2,829
Lower than Peers by 75,552
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
|---|---|---|---|---|---|
|
Andhra Bank [Merged]
|
2,829
|
8,105
|
4,993
|
3,944
|
3,562
|
|
Peer Median
|
78,382
|
15,958
|
17,067
|
--
|
--
|