New India Assurance Peer Comparison
NSE: NIACL | BSE: 540769
₹158.94
As on 30-Oct-2026IST
Market cap
₹26,170 Cr
Revenue (TTM)
₹38,995 Cr
P/E Ratio
34
P/B Ratio
1.1
Div. Yield
0.9 %
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
26,170 | 31,215 | 24,109 | 78,559 | 54,693 |
Revenue (₹ Cr) |
38,995 | 18,569 | 8,556 | 24,078 | 39,567 |
Net Profit (₹ Cr) |
717.23 | 1,054.10 | 492.41 | 2,554.89 | 8,448.67 |
Net Margin (%) |
1.42 | 5.23 | 4.62 | 8.77 | 15.57 |
RoE (%) |
3.23 | 10.53 | 10.92 | 14.66 | 15.18 |
Price to Earnings |
34.02 | 29.61 | 48.96 | 30.75 | 6.16 |
Price-To-Book |
1.07 | 2.99 | 5.16 | 4.36 | 0.90 |
Income Statement (₹ Cr)
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
-865.07 | 362.61 | 917.39 | 2,523.73 | 6,689.44 |
|
Income From Investments
|
3,068.71 | 461.00 | 278.20 | 1,183.50 | 4,568.49 |
|
Other Income
|
11,478.49 | 1,567.13 | 2,112.33 | 5,053.72 | 14,699.93 |
|
Operating Expenses
|
-- | -- | -- | -- | 451.63 |
|
Expenses Related to Investments
|
-- | -- | -- | -- | -- |
|
Provisions for Doubtfull Debt
|
-947.87 | 0.21 | 10.24 | -22.53 | 117.82 |
|
Other Expenses
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Provisions for Diminution in Value of Investments
|
-0.02 | -- | -- | -11.26 | 36.94 |
|
Other Provisions
|
-58.69 | 0.11 | -- | -- | -661.89 |
|
Profit before Taxation
|
663.01 | 1,417.97 | 586.48 | 3,371.06 | 10,974.82 |
|
Provisions for Taxation
|
-54.22 | 363.87 | 94.07 | 816.17 | 2,526.15 |
|
Profit after Taxation
|
717.23 | 1,054.10 | 492.41 | 2,554.89 | 8,448.67 |
Liabilities (₹ Cr)
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
24,626.05 | 10,435.73 | 4,640.85 | 18,008.73 | 61,004.44 |
|
Minority Interest
|
-6.71 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Non-Current Liabilities
|
13,915.39 | 12,075.98 | 395.03 | 2,882.79 | 37,751.17 |
|
Current Liabilities
|
71,755.52 | 1,780.84 | 19,916.38 | 63,344.09 | 1,19,370.42 |
|
Total Liabilities
|
38,593.22 | 8,021.22 | 5,035.88 | 16,072.25 | 92,044.50 |
Assets (₹ Cr)
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Non-Current Assets
|
79,371.94 | 312.00 | 22,861.30 | 65,309.50 | 1,56,342.98 |
|
Current Assets
|
30,976.80 | 23,753.20 | 2,090.96 | 18,926.11 | 61,783.05 |
|
Total Assets
|
38,593.22 | 8,021.22 | 5,035.88 | 16,072.25 | 92,044.50 |
|
Total Debt*
|
0.00 | 470.00 | 350.00 | 0.00 | 0.00 |
|
Net Current Assets
|
-40,778.72 | 21,972.36 | -17,825.42 | -44,417.98 | -57,587.37 |
|
Contingent Liabilities
|
5,156.97 | 290.03 | 566.38 | 4,865.68 | 27,679.17 |
Cashflow (₹ Cr)
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
-4,532.06 | 1,873.46 | 2,025.69 | 2,621.97 | 466.43 |
|
Cash Flow from Investing Activities
|
1,834.92 | -1,066.85 | -2,019.18 | -1,732.72 | -2,074.78 |
|
Cash from Financing Activities
|
-296.69 | -31.48 | -28.10 | -335.54 | -1,754.40 |
|
Net Cash Inflow / Outflow
|
-2,993.83 | 775.13 | -21.59 | 553.71 | -3,362.75 |
Ratios
Profitability Ratios
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
ROCE (%)
|
5.44 | 9.70 | 13.56 | 23.62 | 22.43 |
|
ROE (%)
|
3.23 | 10.53 | 10.92 | 14.66 | 15.18 |
|
ROA (%)
|
0.65 | 4.63 | 2.11 | 3.23 | 4.01 |
|
EBIT Margin (%)
|
-27.74 | -0.44 | -17.83 | -6.99 | -9.41 |
|
Net Margin (%)
|
1.42 | 5.23 | 4.62 | 8.77 | 15.57 |
|
Cash Profit Margin (%)
|
3.65 | 3.36 | 6.47 | 12.45 | 24.31 |
Growth Ratios
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
7.09 | 13.71 | 5.80 | 14.34 | 4.43 |
|
EBIT Growth (%)
|
-42.22 | 75.41 | -21.51 | -104.49 | -4.83 |
|
Net Profit Growth (%)
|
-36.63 | 43.73 | 6.60 | -8.77 | 5.28 |
|
EPS Growth (%)
|
-35.77 | 43.54 | 6.40 | -9.24 | 3.66 |
|
Book Value Growth (%)
|
8.22 | 8.07 | 13.72 | 17.37 | 21.86 |
Valuation Ratios
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Price / Earnings
|
34.05 | 29.66 | 49.10 | 30.72 | 6.16 |
|
Price / Book Value
|
1.07 | 3.00 | 5.18 | 4.37 | 0.90 |
|
Dividend Yield (%)
|
0.94 | 0.00 | 0.00 | 0.86 | 4.25 |
|
EV/EBITDA
|
-0.64 | -367.79 | -15.95 | -46.13 | -7.02 |
|
Market Cap (₹ Cr)
|
-- | -- | -- | -- | -- |
Solvency Ratios
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Debt to Equity
|
0.57 | 0.01 | 0.08 | 0.00 | 0.62 |
|
Short term debt to equity ratio
|
-- | -- | -- | -- | -- |
|
Current Ratio
|
0.43 | 13.34 | 0.10 | 0.30 | 0.52 |
|
Quick Ratio
|
0.43 | 13.34 | 0.10 | 0.30 | 0.52 |
|
Interest Coverage
|
-- | 22.23 | -- | -- | -- |
Operating Efficiency Ratios
| New India Assurance | Star Health | Go Digit General Insurance | ICICI Lombard | General Insurance | |
|---|---|---|---|---|---|
|
Debtors to sales (%)
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Asset Turnover
|
0.35 | 0.82 | 0.37 | 0.30 | 0.19 |
|
Receivable days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Inventory Days
|
0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
|
Payable days
|
-- | -- | -- | -- | -- |
|
Cash Conversion Cycle
|
-- | -- | -- | -- | -- |