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New India Assurance Key Ratios

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NSE: NIACL | BSE: 540769

₹201.15

up-down-arrow ₹2.04 (1.02%)

As on 03-Sep-2026 10:54IST

Market cap

info icon

₹32,820 Cr

Revenue (TTM)

info icon

₹38,995 Cr

P/E Ratio

info icon

42.7

P/B Ratio

info icon

1.3

Div. Yield

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0.8 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue -2.74 3.43 7.09 7.76 7.53
EBIT 5.80 -11.96 -42.22 -4.04 -167.86
Net Profit -141.99 -160.61 -35.77 -13.15 -11.55
EPS -141.99 -160.61 -35.77 -13.15 -11.55
Book Value -- -- 8.22 5.93 5.89
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info -----27.74----
Net Margin info ----1.42----
Return on equity info 5.394.483.235.954.64
Return on Capital info 5.804.92--5.444.86
Return on Assets info 2.802.320.653.412.31
Debt to Equity (x) info ----0.570.000.00

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
--
5.44
4.86
6.74
6.50
Peer Median
--
13.56
17.76
14.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

3.23

Lower than Peers by 9.54

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
3.23
5.95
4.64
5.23
5.52
Peer Median
12.76
12.63
14.36
12.42
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

0.65

Lower than Peers by 2.75

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
0.65
3.41
2.31
2.63
2.77
Peer Median
3.40
10.69
8.73
10.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

-27.74

Lower than Peers by 15.38

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
-27.74
--
--
--
--
Peer Median
-12.35
-9.41
-11.58
-7.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

1.42

Lower than Peers by 3.77

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
1.42
158.30
1,119.11
7,393.91
1,684.22
Peer Median
5.20
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
--
3.65
2.92
3.27
3.61
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

7.09

Lower than Peers by 1.83

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
7.09
8.82
3.95
12.36
4.68
Peer Median
8.92
7.09
13.38
13.79
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

-42.22

Lower than Peers by 47.10

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
-42.22
-863.11
-513.44
76.83
31.40
Peer Median
4.88
-21.51
10.52
39.68
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

-35.77

Lower than Peers by 46.10

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
-35.77
36.24
-7.15
1.73
464.03
Peer Median
10.33
5.28
7.16
10.96
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

-35.77

Lower than Peers by 45.96

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
-35.77
36.24
-7.15
1.74
464.05
Peer Median
10.19
3.66
11.16
16.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
--
8.22
4.15
5.45
9.22
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

0.57

Lower than Peers by 0.05

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
0.57
--
--
--
--
Peer Median
0.62
--
0.00
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

0.43

Higher than Peers by 0.05

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
0.43
0.43
0.42
0.39
0.38
Peer Median
0.38
0.28
0.27
0.25
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

0.43

Higher than Peers by 0.05

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
0.43
0.43
0.42
0.39
0.38
Peer Median
0.38
0.43
0.27
0.40
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Operating Efficiency

View Detailed Peer Comparison

Debtors to sales

--

--

Debtors outstanding / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Asset Turnover

0.35

Higher than Peers by 0.02

Sales / Average Total Assets

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
0.35
0.93
0.79
0.81
0.77
Peer Median
0.33
0.35
0.33
0.33
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Receivable days

--

--

Average Debtors / Sales * 365

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Inventory Days

--

--

Average Inventory / Sales * 365

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
--
--
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

42.66

Higher than Peers by 3.42

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
42.66
13.75
24.57
33.59
--
Peer Median
39.25
39.25
39.70
35.61
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

1.34

No difference

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
1.34
0.79
1.12
1.71
0.77
Peer Median
1.34
3.27
3.93
4.75
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

0.75

No difference

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
0.75
1.27
1.16
0.91
1.99
Peer Median
0.75
0.75
0.62
0.69
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

20.41

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
20.41
-0.15
-17.84
-87.06
1.62
Peer Median
--
-7,779.42
-6,809.23
-1,784.80
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

32,820

Lower than Peers by 311

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
New India Assurance
32,820
--
--
--
--
Peer Median
33,131
33,131
32,449
39,395
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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