New India Assurance Financials
NSE: NIACL | BSE: 540769
₹160.21
As on 01-Oct-2026IST
Market cap
₹26,409 Cr
Revenue (TTM)
₹38,995 Cr
P/E Ratio
34.3
P/B Ratio
1.1
Div. Yield
0.9 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Profit from Policy Holders Technical A/c
|
--
|
-865.07
|
-435.05
|
-266.25
|
2,202.65
|
-1,456.25
|
|||||
|
Income From Investments
|
--
|
3,068.71
|
2,303.14
|
2,709.99
|
3,006.63
|
2,012.09
|
|||||
|
Other Income
|
11,478.49
|
892.13
|
92.63
|
15.10
|
65.16
|
94.98
|
|||||
|
Operating Expenses
|
--
|
--
|
--
|
--
|
4,265.27
|
4,069.87
|
|||||
|
Expenses Related to Investments
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Provisions for Doubtfull Debt
|
--
|
-947.87
|
716.59
|
334.44
|
-8.41
|
-4.55
|
|||||
|
Other Expenses
|
--
|
2,810.83
|
221.23
|
680.27
|
3,985.22
|
452.08
|
|||||
|
Provisions for Diminution in Value of Investments
|
--
|
-0.02
|
0.40
|
32.03
|
41.17
|
25.68
|
|||||
|
Other Provisions
|
--
|
-58.69
|
-64.41
|
-25.36
|
-36.15
|
-16.65
|
|||||
|
Profit before Taxation
|
663.01
|
1,291.52
|
1,086.91
|
1,437.46
|
1,292.61
|
194.26
|
|||||
|
Provisions for Taxation
|
-54.22
|
-120.74
|
50.28
|
320.98
|
195.17
|
-0.31
|
|||||
|
Profit after Taxation
|
717.23
|
1,412.26
|
1,036.63
|
1,116.48
|
1,097.44
|
194.57
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
24,626.05
|
24,677.83
|
22,803.32
|
21,894.02
|
21,172.50
|
19,829.71
|
|||||
|
Minority Interest
|
-6.71
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Non-Current Liabilities
|
13,915.39
|
249.82
|
271.22
|
298.93
|
281.02
|
256.66
|
|||||
|
Current Liabilities
|
71,755.52
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Liabilities
|
1,10,348.74
|
38,593.22
|
44,230.43
|
45,488.62
|
39,353.41
|
39,909.46
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Non-Current Assets
|
79,371.94
|
525.88
|
532.32
|
490.85
|
577.91
|
580.79
|
|||||
|
Current Assets
|
30,976.80
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
1,10,348.74
|
38,593.22
|
44,230.43
|
45,488.62
|
39,353.41
|
39,909.46
|
|||||
|
Total Debt*
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Net Current Assets
|
-40,778.72
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Contingent Liabilities
|
--
|
5,156.97
|
7,688.18
|
3,794.33
|
--
|
--
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-4,532.06
|
-3,389.71
|
-4,671.83
|
-5,855.35
|
-4,051.50
|
|||||
|
Cash Flow from Investing Activities
|
--
|
1,834.92
|
3,057.89
|
7,181.38
|
5,386.55
|
4,892.78
|
|||||
|
Cash from Financing Activities
|
--
|
-296.69
|
-343.18
|
-325.82
|
-64.77
|
-5.66
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
-2,993.83
|
-675.00
|
2,183.73
|
-533.57
|
835.62
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
4.67
|
8.57
|
6.29
|
6.77
|
6.66
|
1.18
|
|||||
|
Cash EPS (₹)
|
4.67
|
8.57
|
6.29
|
6.77
|
6.66
|
1.18
|
|||||
|
Adjusted Book Value (₹)
|
148.26
|
149.74
|
138.37
|
132.85
|
125.99
|
115.35
|
|||||
|
Dividend per Share (₹)
|
0.94
|
1.50
|
1.80
|
2.06
|
1.93
|
0.30
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-27.50
|
-20.57
|
-28.35
|
-35.53
|
-24.58
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
8.29
|
5.55
|
4.69
|
6.13
|
0.36
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
ROCE (%)
|
--
|
5.44
|
4.86
|
6.74
|
6.50
|
1.03
|
|||||
|
ROE (%)
|
3.23
|
5.95
|
4.64
|
5.23
|
5.52
|
1.04
|
|||||
|
ROA (%)
|
0.65
|
3.41
|
2.31
|
2.63
|
2.77
|
0.50
|
|||||
|
EBIT Margin (%)
|
-27.74
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Net Margin (%)
|
1.42
|
158.30
|
1,119.11
|
7,393.91
|
1,684.22
|
204.86
|
|||||
|
Cash Profit Margin (%)
|
--
|
3.65
|
2.92
|
3.27
|
3.61
|
0.67
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
7.09
|
8.82
|
3.95
|
12.36
|
4.68
|
10.19
|
|||||
|
EBIT Growth (%)
|
-42.22
|
-863.11
|
-513.44
|
76.83
|
31.40
|
-223.07
|
|||||
|
Net Profit Growth (%)
|
-35.77
|
36.24
|
-7.15
|
1.73
|
464.03
|
-88.14
|
|||||
|
EPS Growth (%)
|
-35.77
|
36.24
|
-7.15
|
1.74
|
464.05
|
-88.14
|
|||||
|
Book Value Growth (%)
|
--
|
8.22
|
4.15
|
5.45
|
9.22
|
2.57
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
34.33
|
13.75
|
24.57
|
33.59
|
--
|
94.53
|
|||||
|
Price / Book Value
|
1.08
|
0.79
|
1.12
|
1.71
|
0.77
|
0.97
|
|||||
|
Dividend Yield (%)
|
0.94
|
1.27
|
1.16
|
0.91
|
1.99
|
0.27
|
|||||
|
EV/EBITDA
|
10.74
|
-0.15
|
-17.84
|
-87.06
|
1.62
|
-3.96
|
|||||
|
Close Price (₹)
|
178.01
|
117.82
|
154.52
|
227.10
|
97.30
|
111.65
|
|||||
|
High Price (₹)
|
218.00
|
214.75
|
310.11
|
324.70
|
142.35
|
183.00
|
|||||
|
Low Price (₹)
|
116.95
|
116.95
|
135.60
|
94.15
|
78.15
|
110.00
|
|||||
|
Market Cap (₹ Cr)
|
26,409.20
|
--
|
--
|
--
|
--
|
--
|
Solvency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debt to Equity
|
0.57
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Short term debt to equity ratio
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Current Ratio
|
0.43
|
0.43
|
0.42
|
0.39
|
0.38
|
0.41
|
|||||
|
Quick Ratio
|
0.43
|
0.43
|
0.42
|
0.39
|
0.38
|
0.41
|
|||||
|
Interest Coverage
|
--
|
--
|
--
|
--
|
--
|
--
|
Operating Efficiency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debtors to sales (%)
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Asset Turnover
|
0.35
|
0.93
|
0.79
|
0.81
|
0.77
|
0.74
|
|||||
|
Receivable days
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Inventory Days
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Payable days
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Cash Conversion Cycle
|
--
|
--
|
--
|
--
|
--
|
--
|