Our online investment calculator can tell you the precise number of years and months needed to accumulate a specific corpus. Say, you want to save Rs 50 lakh and are planning to invest Rs 10,000 each month. The investment calculator will mention the... time you’ll need to meet your target. This long term investment calculator asks you how much you will be saving each month, how much you are aiming to save and if you have any lump sum amount. Then it calculates the times in which you will be able to meet your target and save the desired amount. Go on, and give the investment calculator a try. Read more
Most people prefer supplementing their income with investments. However, it is not easy to calculate how much time you would need to accumulate the corpus you aim to save by investing a certain amount every month. Precisely, this is where an investment calculator comes into play. While using an investment calculator, you need to provide some basic details, including your initial investment amount, how much you are planning to save and if there is any lump-sum amount you have. Then, the calculator will inform you of the time duration you would require to accumulate the corpus.See More
The following guidelines will help you make wise investments-related decisions:
Before you start thinking of your investment journey, you first know your present financial condition and the amount that you can save every month for investment. Quite obviously, the more you will be able to save, the better it will be for the future. So, you need to strike a balance between your future expectations and present lifestyle.
You can use financial tools to calculate how much you can invest every month. Also, consider some important factors before you start your investment journey.
You can start your investment journey by following the fixed-income route like fixed deposits or equity route. If you want to start your investment journey in the world of equity, start with mutual funds. However, equity may have risks in the short run. But if you want to grow your money in the long run, then it is the best possible route. With mutual funds, you can start investing as low as Rs 500. It means that you do not need to save a lot to start investing in mutual funds.
You can invest in mutual funds through various ways. These are as follows:
At Value Research, we provide a mutual fund monitor tool. The tool will help you evaluate the performance of equity funds in the last one year. Using the tool, you will get the returns of every fund category, including debt, equity, commodities, and hybrid, across the periods.
To invest directly in the stock market of India, you first need to open a DEMAT account and link it to your bank account. It will ensure smooth transactions. Once your DEMAT account is created, log in to the account and then, select the stock you want to invest in.
There is a difference between investing and saving. In the case of saving, money is set aside when all expenses are covered. Investing, on the other hand, refers to using money in various financial vehicles with the anticipation of earning good returns in the future. While saving helps you stay prepared for rainy days, investing helps create wealth and ensure capital appreciation.
Investing in gold and fixed deposits (FDs) is considered a safe investment avenue as they carry low risk. While the yellow metal is unlikely to be influenced by the volatile financial situation, FDs provide guaranteed returns. When it comes to stocks, it means you are directly investing in equities. On the other hand, if you follow the mutual fund route, then your fund manager will invest on your behalf either in equity or debt funds.