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3 star

UTI India Consumer Fund - Direct Plan download report


1 Lakh

Investment Grown to
₹ 1.48 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.32 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
UTI India Consumer Direct -G -11.42 0.77 -0.85 -7.96 -8.09 -15.44 10.86 14.01 9.04 8.93 --
S&P BSE 500 TRI -8.87 0.73 -2.99 -10.15 -7.83 -11.96 10.15 15.42 11.62 11.80 --
Equity: Thematic-Consumption -6.92 0.79 -1.29 -7.70 -5.40 -11.38 14.34 16.88 11.97 13.18 --
Rank within category 10 5 3 6 9 10 8 9 7 7 --
Number of funds in category 10 10 10 10 10 10 10 10 8 7 0

As on 16-May-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
UTI India Consumer Fund - Direct Plan  | Invest Online
3 star
Jan-13 10.86 14.01 9.04 2.37% 394
Baroda BNP Paribas India Consumption Fund - Direct Plan
5 star
Sep-18 11.23 19.28 -- 0.81% 881
Canara Robeco Consumer Trends Fund - Direct Plan  | Invest Online
4 star
Jan-13 10.66 18.48 14.15 1.09% 791
Aditya Birla Sun Life India GenNext Fund - Direct Plan  | Invest Online
3 star
Jan-13 12.44 17.44 13.02 0.96% 2,662
ICICI Prudential Bharat Consumption Fund - Direct Plan  | Invest Now
3 star
Apr-19 18.39 15.23 -- 1.05% 2,005

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 10.10 01-Apr-2020 - 09-Apr-2020 -14.87 11-Mar-2020 - 18-Mar-2020
Month 16.82 23-Mar-2020 - 22-Apr-2020 -29.40 20-Feb-2020 - 23-Mar-2020
Quarter 26.42 15-Oct-2020 - 14-Jan-2021 -25.99 23-Dec-2019 - 23-Mar-2020
Year 60.49 23-Mar-2020 - 23-Mar-2021 -20.02 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
UTI India Consumer Direct -G 15.81 17.44 0.70 0.78 0.68 2.15
S&P BSE 500 TRI 18.19 21.83 0.67 0.73 -- --
Equity: Thematic-Consumption 18.50 19.12 0.79 0.82 0.74 3.84
Rank within category 9 3 9 7 3 9
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 37
Top 10 Stocks (%) 46.33
Top 5 Stocks (%) 29.56
Top 3 Sectors (%) 55.32
Portfolio P/B Ratio 7.65
Portfolio P/E Ratio 54.66

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 1,04,540 1,06,971
Giant (%) 49.13 44.46
Large (%) 20.72 24.96
Mid (%) 26.54 22.72
Small (%) 3.61 10.92
Tiny (%) -- 0.88

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Bharti Airtel Communication 138.02 10.30 3.47 6.56
up Asian Paints Materials 95.28 6.77 4.43 6.52
equal Maruti Suzuki India Automobile 58.63 8.59 5.53 6.46
up ITC Consumer Staples 21.99 7.94 3.38 5.73
up Hindustan Unilever Consumer Staples 59.41 8.52 0.00 4.29
up Nestle India Consumer Staples 73.65 5.55 3.80 3.88
up Avenue Supermarts Services 155.85 4.23 1.85 3.64
up Godrej Consumer Products Consumer Staples 46.79 3.57 0.00 3.37
equal Titan Company Consumer Discretionary 87.71 3.68 2.18 2.99
equal Metro Brands Consumer Discretionary 212.85 3.23 0.00 2.89
equal Dabur India Consumer Staples 50.86 4.01 2.70 2.82
equal Eicher Motors Automobile 44.04 3.68 2.39 2.80
equal Marico Consumer Staples 53.12 3.39 1.72 2.65
up Crompton Greaves Consumer Electricals Consumer Discretionary 34.05 4.54 2.42 2.54
up Jubilant FoodWorks Services 75.55 3.14 1.77 2.50
up United Breweries Consumer Staples 107.05 2.91 1.95 2.49
up ICICI Bank Financial 19.55 2.81 0.00 2.45
up HDFC Bank Financial 19.05 3.60 2.22 2.28
equal Aditya Birla Fashion and Retail Services -- 3.16 0.00 2.24
equal FSN E-Commerce Ventures Services -- 2.16 0.00 2.08
equal Phoenix Mills Construction 92.32 2.03 1.32 1.93
down Sheela Foam Consumer Discretionary 68.50 2.38 1.84 1.87
equal Havells India Capital Goods 65.30 2.02 0.00 1.83
equal Page Industries Textiles 101.24 1.78 0.00 1.73
up Bajaj Finance Financial 50.04 3.01 1.62 1.73

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Apr-2022

Fund Manager

— Vishal Chopda since 01-Feb-2018

Education: Mr. Chopda is BE, PGDM & CFA

Experience: He joined UTI AMC in January 2011 and worked for the past 7 years as Research Analyst. He has previously worked with Care Ratings.

Funds Managed:


0.77%

Change from previous, NAV as on 16-May-2022

Growth: ₹ 36.8778

IDCW: ₹ 32.3745


Investment Strategy

The scheme seeks to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 500
Min. No of Cheques 6
Min. Withdrawal (₹) --
Min. Balance (₹) --
Lock-in Period Not Applicable
Exit Load 1% for redemption within 30 days

Basic Details

Fund House: UTI Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 10.72%
Benchmark: NIFTY India Consumption TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 394 Cr (As on 30-Apr-2022)
Expense: 2.37% (As on 31-Mar-2022)
Risk Grade: Average
Return Grade: Below Average
Turnover: 27.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW08-Mar-20212.0000

 24-Sep-20151.2000

Contact Information

AMC: UTI Asset Management Company Ltd

Address: 1st Floor, Signature, Office No.103 Valsad Dharampur Road Mumbai - 396001

Phone: 0263 2296993

Fax: (0260) 2421315

Website: http://www.utimf.com

Registrar & Transfer Agent: KFin Technologies Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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