VR Logo

Unrated

Tata India Consumer Fund - Direct Plan


Equity: Thematic-Consumption

1 Lakh

Investment Grown to
₹ 1.19 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.64 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends paid by the mutual fund scheme are taxed at the rate of 10% (effectively 11.648%, including surcharge and cess). This is known as Dividend Distribution Tax (DDT). Though the investor does not pay this tax directly, it is deducted from the dividend income before passing on to the investor.

Read more

ajax-loader
Please wait...

ajax-loader
Please wait...

(₹)
cal
cal

ajax-loader
Please wait...

Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund -2.78 -0.11 2.33 4.23 12.39 -1.98 3.51 6.02 -- -- --
S&P BSE 500 TRI -10.42 -0.76 2.76 5.61 22.89 -9.68 -5.65 2.53 -- -- --
Equity: Thematic-Consumption -6.14 -0.55 2.19 3.76 16.16 -5.07 1.87 3.69 -- -- --
Rank within category 4 3 5 5 11 3 4 3 -- -- --
Number of funds in category 11 11 11 11 11 11 11 8 7 7 0

As on 08-Jul-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata India Consumer Fund - Direct Plan  | Invest Online
Unrated
Dec-15 3.51 6.02 -- 0.90 1,073
Sundaram Rural and Consumption Fund - Direct Plan
Unrated
Jan-13 -2.68 -0.29 9.19 1.46 1,414
Aditya Birla Sun Life India GenNext Fund - Direct Plan  | Invest Online
Unrated
Jan-13 1.53 5.40 9.60 1.14 1,333
Mirae Asset Great Consumer Fund - Direct Plan  | Invest Online
Unrated
Jan-13 0.53 6.95 10.63 0.70 866
SBI Consumption Opportunities Fund - Direct Plan  | Invest Online
Unrated
Jan-13 -10.41 -0.97 6.88 1.53 509

Best & Worst Performance

Best (Period) Worst (Period)
Week 9.93 (24-Mar-2020 - 31-Mar-2020) -15.63 (11-Mar-2020 - 18-Mar-2020)
Month 20.03 (23-Mar-2020 - 22-Apr-2020) -30.63 (20-Feb-2020 - 23-Mar-2020)
Quarter 26.88 (26-Dec-2016 - 27-Mar-2017) -24.72 (23-Dec-2019 - 23-Mar-2020)
Year 82.70 (26-Dec-2016 - 26-Dec-2017) -23.44 (22-Mar-2019 - 23-Mar-2020)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 8.19 18.64 0.15 0.19 0.72 7.40
S&P BSE 500 TRI 4.28 21.61 -0.05 -0.05 -- --
Equity: Thematic-Consumption 5.12 20.21 -0.01 -0.01 0.78 4.67
Rank within category 3 1 2 1 2 3
Number of funds in category 9 9 9 9 9 9

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2020

Asset Allocation (%)

ajax-loader
Please wait...

Concentration & Valuation

Number of Stocks 28
Top 10 Stocks (%) 55.44
Top 5 Stocks (%) 34.14
Top 3 Sectors (%) 70.29
Portfolio P/B Ratio 5.85
Portfolio P/E Ratio 38.79

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 45,998 60,574
Giant (%) 27.43 41.05
Large (%) 21.99 20.33
Mid (%) 42.12 26.81
Small (%) 8.11 12.54
Tiny (%) 0.35 1.26

Value Research Fund Style

Sector Allocation vis-à-vis Category

ajax-loader
Please wait...

Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Hindustan Unilever FMCG 76.03 15.14 0.00 10.70
equal Nestle India FMCG 79.72 6.58 0.00 6.46
equal Dabur India FMCG 57.87 6.26 0.00 5.98
equal Tata Consumer Products FMCG 86.14 5.83 0.00 5.83
equal Titan Company Cons Durable 58.62 6.36 0.00 5.18
equal Asian Paints Chemicals 59.80 5.13 0.00 4.80
up United Spirits FMCG 67.59 4.56 0.00 4.33
down Jubilant FoodWorks Services 79.82 5.29 0.00 4.32
equal Bata India FMCG 50.57 6.05 2.05 4.08
equal MRF Automobile 19.49 4.01 0.00 3.77
down Escorts Automobile 28.25 3.45 0.00 3.45
equal Voltas Cons Durable 36.00 4.16 0.00 3.38
equal Kansai Nerolac Paints Chemicals 45.13 3.91 0.00 3.25
equal Maruti Suzuki India Automobile 32.16 10.08 2.14 3.14
down Bajaj Auto Automobile 15.84 5.03 0.00 3.08
equal Trent Services 181.86 3.93 0.00 2.94
equal Radico Khaitan FMCG 21.80 3.68 0.00 2.35
equal Exide Industries Engineering 16.95 1.75 0.00 1.75
equal P&G Hygiene & Health Care FMCG 83.87 1.94 0.00 1.73
up Dixon Technologies Engineering 58.45 1.64 0.00 1.64
up Britannia Inds. FMCG 63.26 3.41 0.00 1.54
equal Whirlpool Cons Durable 57.29 3.29 0.00 1.54
equal Page Industries Textiles 65.18 3.40 0.95 1.49
equal CCL Products (I) FMCG 19.90 1.29 0.00 1.29
equal VST Industries FMCG 16.36 3.70 0.00 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-May-2020

Fund Manager

— Ennette Fernandes since 18-Jun-2018

Education: Ms. Fernandes is B.com & PGDBM

Experience: Prior to joining TATA Mutual Fund she has worked with Phillip Capital India Pvt. Limited as Junior Research Analyst on FMCG sector.

Funds Managed:

— Sonam Udasi since 01-Apr-2016

Education: Mr. Udasi is a B.Com and also holds PGDM(Finance).

Experience: Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).

Interviews:

Funds Managed:


-0.11%

Change from previous, NAV as on 08-Jul-2020

Growth: ₹ 17.9999

Dividend: ₹ 17.9999


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of it's net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Exit Load 1% for redemption within 365 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 28-Dec-2015
Return Since Launch: 13.85%
Benchmark: NIFTY India Consumption TRI
Riskometer: High
Type: Open-ended
Assets: ₹ 1,073 Cr (As on 31-May-2020)
Expense: 0.90% (As on 31-May-2020)
Risk Grade: --
Return Grade: --
Turnover: 51.67%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

Upcoming Video

VR Helpline

Investing rationally when markets are irrational.

dateSaturday, 11-Jul-2020
time04:00 PM - 04:30 PM