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3 star

Tata India Consumer Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.78 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.73 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in multi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 36.79 0.19 4.19 6.72 19.41 33.11 60.51 21.27 21.50 -- --
S&P BSE 500 TRI 38.37 0.88 3.14 5.83 15.67 30.15 63.63 23.16 17.74 -- --
Equity: Thematic-Consumption 38.52 0.50 2.99 6.23 15.75 32.25 66.03 23.56 17.63 -- --
Rank within category 8 10 1 3 1 3 8 6 1 -- --
Number of funds in category 11 11 11 11 11 11 11 9 8 7 0

As on 14-Oct-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Tata India Consumer Fund - Direct Plan  | Invest Online
3 star
Dec-15 60.51 21.27 21.50 0.89% 1,352
BNP Paribas India Consumption Fund - Direct Plan
5 star
Sep-18 61.59 29.30 -- 0.82% 871
Canara Robeco Consumer Trends Fund - Direct Plan  | Invest Online
4 star
Jan-13 64.56 28.22 20.71 1.20% 726
Aditya Birla Sun Life India GenNext Fund - Direct Plan  | Invest Online
3 star
Jan-13 67.07 26.04 18.64 1.05% 2,489
Mirae Asset Great Consumer Fund - Direct Plan  | Invest Online
3 star
Jan-13 63.53 23.78 20.32 0.56% 1,552

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 9.93 24-Mar-2020 - 31-Mar-2020 -15.63 11-Mar-2020 - 18-Mar-2020
Month 20.03 23-Mar-2020 - 22-Apr-2020 -30.63 20-Feb-2020 - 23-Mar-2020
Quarter 26.88 26-Dec-2016 - 27-Mar-2017 -24.72 23-Dec-2019 - 23-Mar-2020
Year 82.70 26-Dec-2016 - 26-Dec-2017 -23.44 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 17.76 17.01 0.81 0.94 0.65 4.43
S&P BSE 500 TRI 20.70 22.02 0.76 0.86 -- --
Equity: Thematic-Consumption 21.85 19.92 0.91 1.00 0.74 7.21
Rank within category 7 1 7 6 2 7
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 32
Top 10 Stocks (%) 55.12
Top 5 Stocks (%) 31.91
Top 3 Sectors (%) 76.91
Portfolio P/B Ratio 8.48
Portfolio P/E Ratio 51.97

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 58,027 94,150
Giant (%) 30.10 40.11
Large (%) 24.27 23.63
Mid (%) 34.35 26.09
Small (%) 11.29 12.67
Tiny (%) -- 1.46

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
up ITC FMCG 23.22 11.15 0.00 8.59
down Titan Company Consumer Durable 179.01 6.80 0.00 6.15
equal Hindustan Unilever FMCG 76.04 15.14 5.59 6.04
equal Jubilant FoodWorks Services 153.73 5.87 2.09 5.72
down Tata Consumer Products FMCG 108.92 7.67 0.00 5.41
down Radico Khaitan FMCG 51.06 5.72 1.89 5.10
down Dabur India FMCG 60.67 7.37 3.93 4.91
equal Asian Paints Chemicals 89.13 5.36 0.00 4.89
down Voltas Consumer Durable 78.45 4.75 0.00 4.23
equal Kansai Nerolac Paints Chemicals 52.88 4.61 0.00 4.08
equal Trent Services -- 3.98 1.19 3.91
equal Nestle India FMCG 84.71 6.58 2.59 3.87
down Havells India Engineering 75.07 4.22 0.00 3.81
equal Crompton Greaves Consumer Electricals Consumer Durable 46.46 3.54 0.00 3.25
equal Dixon Technologies Engineering 191.34 3.67 0.00 3.07
equal Britannia Inds. FMCG 54.12 4.88 0.00 3.00
equal Greenpanel Industries FMCG 31.60 2.93 0.00 2.93
equal CCL Products (I) FMCG 28.86 2.55 0.00 2.00
equal MRF Automobile 25.03 4.07 1.94 1.94
equal Whirlpool Consumer Durable 85.54 2.36 0.00 1.78
equal Zydus Wellness FMCG 91.20 1.77 0.00 1.75
equal Nazara Technologies Technology 921.84 1.53 0.00 1.53
down Varun Beverages FMCG 68.50 1.91 0.00 1.29
down Bajaj Electricals Consumer Durable 80.72 1.26 0.00 1.16
equal Ashok Leyland Automobile -- 1.39 0.00 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2021

Fund Manager

— Sonam Udasi since 01-Apr-2016

Education: Mr. Udasi is a B.Com and also holds PGDM(Finance).

Experience: Prior to joining Tata AMC he was associated with ASK Raymond James (Jun 2005-Jan 2006) as Lead Analyst (Reporting to Head Research), JM Financial AMC (Feb 2006-June 2007) as Senior Analyst (Reporting to CIO), Prime Securities (Aug 2007-Oct 2008) as Head Research (Reporting to President), BRICS Securities (Nov 2008-Apr 2010) as Consumer Vertical (Reporting to Head Equities) and IDBI Capital Market Services Ltd (Jun 2010-March 2014) as Head Research (Reporting to Executive VP).

Interviews:

Funds Managed:


0.19%

Change from previous, NAV as on 14-Oct-2021

Growth: ₹ 31.0788

IDCW: ₹ 31.0788


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of it's net assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 150
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 500
Lock-in Period Not Applicable
Exit Load 0.25% for redemption within 30 days

Basic Details

Fund House: Tata Mutual Fund
Launch Date: 28-Dec-2015
Return Since Launch: 21.59%
Benchmark: NIFTY India Consumption TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 1,352 Cr (As on 30-Sep-2021)
Expense: 0.89% (As on 31-Aug-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 40.10%

Contact Information

AMC: Tata Asset Management Private Ltd

Address: 9th Floor, Mafatlal Centre, Nariman Point, Mumbai - 400021

Phone: 1800-209-0101

Email: [email protected]

Website: http://www.tatamutualfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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