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3 star

Nippon India Consumption Fund - Direct Plan


1 Lakh

Investment Grown to
₹ 1.83 Lakh

₹ 10000

Monthly SIP Grown to
₹ 5.54 Lakh

Suitability:

This is a fund that invests mainly in the shares of consumer-facing companies.

We believe that investors should avoid funds that have a narrowly defined investment mandate such as this one. Instead, they should invest in flexi-cap funds which provide complete freedom to the fund management team to invest in companies from which it expects maximum gains.

But if you do invest, you must do so only through the SIP route. Click here to read a primer on SIP investing.

Warning: Do not invest in this, or any other consumption-themed fund, if you need to redeem your investment in less than five years.

Taxability of earnings:

Capital gains

  • If the mutual fund units are sold after 1 year from the date of investment, gains upto Rs 1 lakh in a financial year are exempt from tax. Gains over Rs 1 lakh are taxed at the rate of 10%.
  • If the mutual fund units are sold within 1 year from the date of investment, entire amount of gain is taxed at the rate of 15%.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 31.83 -0.47 0.54 -3.57 -0.41 16.11 43.23 22.26 15.39 11.81 --
S&P BSE 500 TRI 30.36 -0.80 1.01 -2.82 0.68 11.49 37.96 19.12 17.93 12.93 --
Equity: Thematic-Consumption 32.15 -0.62 0.35 -2.19 2.55 15.26 40.87 20.60 18.77 14.38 --
Rank within category 5 3 4 9 10 6 3 4 7 6 --
Number of funds in category 11 11 11 11 11 11 11 10 8 7 0

As on 03-Dec-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Consumption Fund - Direct Plan  | Invest Online
3 star
Jan-13 43.23 22.26 15.39 1.12% 180
BNP Paribas India Consumption Fund - Direct Plan
5 star
Sep-18 36.94 23.99 -- 0.80% 886
Canara Robeco Consumer Trends Fund - Direct Plan  | Invest Online
4 star
Jan-13 38.75 22.36 21.85 1.17% 745
Aditya Birla Sun Life India GenNext Fund - Direct Plan  | Invest Online
3 star
Jan-13 39.51 21.50 20.01 2.22% 2,545
Mirae Asset Great Consumer Fund - Direct Plan  | Invest Online
3 star
Jan-13 41.59 20.14 21.48 0.55% 1,572

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 12.15 15-May-2014 - 22-May-2014 -15.61 11-Mar-2020 - 18-Mar-2020
Month 24.73 09-May-2014 - 09-Jun-2014 -30.65 20-Feb-2020 - 23-Mar-2020
Quarter 31.54 03-Apr-2020 - 06-Jul-2020 -26.73 23-Dec-2019 - 23-Mar-2020
Year 81.80 23-Mar-2020 - 23-Mar-2021 -20.87 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 22.23 19.51 0.95 1.00 0.75 8.00
S&P BSE 500 TRI 19.76 21.92 0.73 0.84 -- --
Equity: Thematic-Consumption 20.78 19.72 0.86 0.96 0.74 6.63
Rank within category 3 5 4 4 5 4
Number of funds in category 10 10 10 10 10 10

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Nov-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 33
Top 10 Stocks (%) 43.94
Top 5 Stocks (%) 25.56
Top 3 Sectors (%) 61.97
Portfolio P/B Ratio 8.38
Portfolio P/E Ratio 42.00

Portfolio Aggregates

Fund Category
Average Mkt Cap (Rs Cr) 60,120 96,770
Giant (%) 23.78 41.68
Large (%) 30.16 23.17
Mid (%) 30.53 24.84
Small (%) 15.54 13.81
Tiny (%) -- 1.40

Value Research Fund Style

Sector Allocation vis-à-vis Category

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Top Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal Hindustan Unilever FMCG 65.71 8.12 0.00 6.52
down ITC FMCG 19.14 11.51 5.17 5.71
up United Spirits FMCG 77.06 4.90 0.00 4.90
equal SBI Cards & Payments Services Financial 90.23 4.85 0.00 4.23
equal Westlife Development Services -- 4.22 0.00 4.20
equal United Breweries FMCG 119.51 4.17 0.00 3.97
equal SBI Life Insurance Company Insurance 94.36 4.37 0.00 3.95
equal Godrej Consumer Products FMCG 53.03 5.85 0.00 3.72
equal Britannia Inds. FMCG 53.65 4.02 0.00 3.48
equal Shoppers Stop Ltd. Services -- 3.26 0.00 3.26
equal Bharti Airtel Communication 139.49 11.30 1.42 3.24
up HDFC Bank Financial 24.50 2.99 0.00 2.99
up Zomato Services -- 4.35 0.00 2.88
up Crompton Greaves Consumer Electricals Consumer Durable 41.11 2.85 0.00 2.85
equal Trent Services 528.28 3.96 0.00 2.79
new Blue Star Consumer Durable 64.15 2.62 0.00 2.62
equal Mahanagar Gas Energy 10.82 2.91 0.00 2.62
equal Avenue Supermarts Services 226.32 4.16 0.00 2.58
down Radico Khaitan FMCG 49.41 3.15 0.00 2.49
up JB Chemicals & Pharma Healthcare 26.37 2.38 0.00 2.38
equal ICICI Lombard General Insurance Company Insurance 56.55 2.64 0.00 2.31
equal Bajaj Auto Automobile 14.69 4.97 0.00 2.27
equal Bata India FMCG -- 1.98 0.00 1.98
equal Polycab India Engineering 43.12 2.05 0.00 1.89
equal Page Industries Textiles 97.18 2.45 0.00 1.78

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Oct-2021

Fund Manager

— Amar Kalkundrikar since 20-Oct-2020

Education: Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School.

Experience: Prior to joining Nippon India Mutual Fund, he has worked with HDFC Asset Management Company Limited where he has handled multiple roles in Investment – Equity function such as Portfolio Management for PMS business, & performing Equity research in various sectors such as Consumer Staples, Consumer Discretionary, Retail, Construction Materials.

Funds Managed:


-0.47%

Change from previous, NAV as on 03-Dec-2021

Growth: ₹ 119.4945

IDCW: ₹ 39.3011

Bonus: ₹ 119.4945


Investment Strategy

The scheme seeks long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies that are likely to benefit directly or indirectly from the domestic consumption led demand.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load 1% for redemption within 30 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 01-Jan-2013
Return Since Launch: 13.15%
Benchmark: NIFTY India Consumption TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 180 Cr (As on 31-Oct-2021)
Expense: 1.12% (As on 31-Oct-2021)
Risk Grade: Average
Return Grade: Average
Turnover: 94.00%

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW24-Jan-20201.3281

 18-Jan-20191.5495
 19-Jan-20182.5000
 20-Jan-20172.2500
 29-Jan-20162.2500
 30-Jan-20152.5000
 17-Jan-20142.0000

Contact Information

AMC: Nippon Life India Asset Management Ltd.

Address: 4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai - 400013

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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