Can you hold two super top-up insurance policies at the same time?

I am a self-employed businessperson. I have a basic health insurance of Rs 4 lakh and a super top-up policy of the same insurance provider of Rs 6 lakh deductible Rs 4 lakh. So now I have Rs 10 lakh of cover for my entire family of three people. Yesterday, I came to know that another company has a super top-up policy of Rs 40 lakh cover deductible of Rs 10 lakh with a very nominal premium. Now I want to know, if I buy this policy, does my cover increase to Rs 50 lakh (4+6+40)? Can I hold two super top-up policies at the same time? - Tanmoy Panja

This article was originally published on September 27, 2022.