Widely read:
A top-up health insurance plan provides additional medical coverage expenses that are above a set deductible. A deductible is that portion of the claim that is not covered by the insurer and has to be paid by the policyholder before the benefits of the top-up policy kick in. You are free to choose a deductible of your choice while buying a top-up plan. It is just that, the top-up policy will not reimburse up to the set deductible. You may or may not necessarily have a basic insurance plan. You can use your basic policy to meet the deductible target or pay it from your pocket.
This article was originally published on June 15, 2022.
New episodes every Friday 
