Once a hot favourite in the tax planning category, HDFC Tax Saver has delivered a patchy show in the last four years, starting from 2012. While it has managed to stay ahead of benchmarks, sluggish returns vis-à-vis its peers have seen its ratings slip from 4 stars in early 2013 to 1 star now. While the fund's 7 and 10 year return are quite healthy, both 5 and 3 year returns a
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