Fund Advisor's Note

The corpus is not a hoard

If you treat a lifetime's savings as the source of your monthly income, most retirement decisions fall into place

If you treat a lifetime's savings as the source of your monthly income, most retirement decisions fall into placeAnand Kumar/AI-Generated Image

हिंदी में भी पढ़ें read-in-hindi

Summary: Retirement demands a complete shift in mindset: your corpus is no longer wealth to preserve but income to live on. This piece explains how a simple three-bucket approach and systematic withdrawals can help your savings last while keeping pace with inflation.

Summary: Retirement demands a complete shift in mindset: your corpus is no longer wealth to preserve but income to live on. This piece explains how a simple three-bucket approach and systematic withdrawals can help your savings last while keeping pace with inflation. For most of your working life, the instincts that make you a good saver point the same way. You put money away every month. You ignore the market when it falls, and you even welcome the fall, because your next SIP instalment buys a little more. Every rupee you accumulate is a number that should keep climbing. Then one month the salary stops, and all those habits have to be t

This article was originally published on July 27, 2026.

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