Open most investors' portfolios and you'll usually see a hotch-potch of schemes collected over the years rather than a carefully thought-out investment strategy: a flexi-cap from 2015, a tax-saver from 2017, two large caps bought after each bull-market TV debate, a mid cap discovered via a WhatsApp forward, a glossy NFO subscribed on the nudge of an advisor and so on.
This article was originally published on April 28, 2025.