AI-generated image
Ramesh, 38, thought he was being smart with his taxes back in 2021. He contributed Rs 50,000 to the National Pension System (NPS) to claim the additional deduction under Section 80CCD(1B). It was a tidy move that helped him reduce his tax outgo for that year.
This article was originally published on April 25, 2025.
How long will it take to reach Rs 5 crore?
3 min read•By Aakar Rastogi
New episodes every Friday
Tax incentives: A debate on habit formation
Critics call for financial freedom of choice, but experience suggests that behavioural nudges create lasting investment habits
Other Episodes
Tax relief brings cheer, but savings could take a hit
Budget 2025's generous income tax benefits will ease middle-class pressure, yet the move away from tax-incentivised investments raises concerns about long-term financial planning
The power of tax-driven savings
We shouldn't underestimate how tax policy shapes our financial future; the Union Budget should reflect this.
Keep the faith
Despite the negative hullabaloo, NPS might be your best bet for a stress-free retirement
The NPS tragedy
The new Unified Pension System results from two decades of lost opportunity in the NPS
National Pension System (NPS) is a government-sponsored pension cum investment scheme where individuals contribute regularly to build a corpus for their old age.
Monthly investment of
Show returns for
All you need to know about NPS annuity
4 min read•By Ameya Satyawadi
Does NPS Tier II offer tax benefits?
1 min read•By Value Research Team
Tax incentives: A debate on habit formation
3 min read•By Dhirendra Kumar
Widely read:
