Why 15% return is great but may not be good enough for you

I was doom-scrolling through social media last night when I saw it again—another screenshot of someone's investment portfolio showing a 15.3 per cent XIRR (a financial metric used to calculate an investment's return). The comments were predictable: "Amazing returns!" "Which funds?" "You're crushing it!"

This article was originally published on March 28, 2025.