If the money is important, it should be staggered. For example, Rs 30 lakh should be spread over 12 to 24 months, depending on how critical it is. The time you took to earn this money can guide your decision. If it took you five years to accumulate, then it's wise to spread the investment over 1.5 to 2 years. This approach reflects the importance of your money in your specific context.
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