Ask Value Research

Medium Risk Profile

Use this portfolio to protect capital, create wealth and also provide for income

I am a retired serviceman and I am looking forward to invest part of my provident proceeds in mutual funds. What type of schemes is available with a medium risk profile
– Suraj T

It is heartening to note your decision to invest part of your provident proceeds in mutual funds. We are suggesting you a portfolio that will help you address capital protection, wealth creation and also provide for income. This is achieved with equity exposure through a balanced fund and two monthly income plans (MIPs) which will provide the growth that the portfolio needs and the MIPs will help in generating some sort of income by way of dividends.

Schemes	Category	Rating	3-yrs Ret (%)	5-yrs Ret (%)
HDFC MIP Long-term	Hybrid: Debt-oriented Conservative	*****	10.86	11.14
Reliance MIP	Hybrid: Debt-oriented Conservative	*****	13.46	11.36
FT India Dynamic PE Ratio FoF	Hybrid: Asset Allocation	Not Rated	9.07	14.62
UTI Balanced	Hybrid: Equity-Oriented	***	5.19	11.03

Returns as on February 23, 2011 Ratings as on January 31, 2011

This article was originally published on February 24, 2011.

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