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HDFC Hybrid Debt Fund

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.13 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.90 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 2.93 0.28 0.69 1.98 2.49 8.96 5.54 4.14 6.42 9.19 7.90
VR MIP TRI 3.75 0.16 0.02 2.37 2.56 11.37 5.97 6.77 7.69 8.76 7.78
Hybrid: Conservative Hybrid 3.29 0.14 0.22 1.70 2.67 8.81 5.04 4.10 6.28 8.35 7.56
Rank within category 28 4 3 12 19 19 25 23 19 7 13
Number of funds in category 39 39 39 39 39 39 38 36 33 30 29

As on 21-Oct-2020

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Hybrid Debt Fund  | Invest Online
3 star
 Dec-03 5.54 4.14 6.42 1.87 2,331
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 9.11 7.49 8.83 1.91 2,115
UTI Regular Savings Fund - Regular Plan  | Invest Online
2 star
 Dec-03 4.02 3.25 5.87 1.79 1,638
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
2 star
 May-04 2.46 1.61 6.34 2.00 1,169
SBI Debt Hybrid Fund  | Invest Online
3 star
 Mar-01 6.91 4.47 6.91 1.81 959

Best & Worst Performance

Best (Period) Worst (Period)
Week 5.48 (13-May-2009 - 20-May-2009) -5.61 (11-Mar-2020 - 18-Mar-2020)
Month 9.69 (20-Mar-2009 - 21-Apr-2009) -12.06 (20-Feb-2020 - 23-Mar-2020)
Quarter 23.31 (09-Mar-2009 - 10-Jun-2009) -10.39 (23-Dec-2019 - 23-Mar-2020)
Year 42.27 (20-Nov-2008 - 20-Nov-2009) -13.69 (19-Nov-2007 - 18-Nov-2008)

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 3.73 6.57 -0.20 -0.26 0.87 -2.58
VR MIP TRI 6.50 6.53 0.22 0.25 -- --
Hybrid: Conservative Hybrid 4.11 7.14 -0.08 -0.04 0.85 -2.17
Rank within category 25 24 26 27 26 24
Number of funds in category 36 36 36 36 36 36

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Sep-2020

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 34
Number of Bonds 51
Average Maturity (yrs) 4.80
Top 10 Holdings (%) 37.41
Portfolio P/B Ratio 1.17
Portfolio P/E Ratio 10.18

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.75% Vedanta 30/06/2022 Non Convertible Debenture AA 0.00 - 5.28 5.28
equal Tata Housing Devp. Co. 2023 Zero Coupon Bonds AA 0.00 - 5.22 5.22
equal 8.95% Pipeline Infrastructure 22/03/2024 Non Convertible Debenture AAA 0.00 - 4.59 4.59
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 0.00 - 4.49 4.49
equal 9.50% DLF 17/03/2023 Non Convertible Debenture A+ 0.00 - 4.25 4.25
equal 5.77% GOI 2030 GOI Securities SOV 0.00 - 2.95 2.95
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 0.00 - 2.93 2.93
equal 9.23% Talwandi Sabo Power 30/07/2021 Debenture AA 0.00 - 2.88 2.88
equal 9.70% Shriram City Union Finance 2022 Non Convertible Debenture AA 0.00 - 2.47 2.47
equal 8.30% IRFC 25/03/2029 Debenture AAA 1.97 - 2.42 2.35
equal 8.27% Nat. Highways Authority 28/03/2029 Debenture AAA 1.77 - 2.35 2.33
equal 6.19% GOI 16/09/2034 GOI Securities SOV 0.00 - 2.32 2.32
up 7.41% Power Finance Corp. 25/02/2030 Debenture AAA 0.00 - 2.17 2.17
equal 8.50% Tata Motors 30/12/2026 Non Convertible Debenture AA- 0.00 - 2.11 2.11
equal 8.98% Punjab National Bank Zero Coupon Bonds A 2.06 - 3.09 2.11
equal 8.50% Tata Motors 29/01/2027 Non Convertible Debenture AA- 0.00 - 2.10 2.10
equal Tata Power 2021 Bonds/NCDs AA- 1.24 - 3.95 1.76
equal 8.55% L&T Infrastructre Finance 29/11/2022 Non Convertible Debenture AAA 0.00 - 1.51 1.51
equal 8.15% National Bank Agr. Rur. Devp 28/03/2029 Non Convertible Debenture AAA 1.27 - 1.95 1.38
equal First Business Receivable Trust Securitised Debt AAA 0.09 - 0.36 1.29
equal 8.41% HUDCO 15/03/2029 Debenture AAA 0.91 - 1.20 1.19
equal 8.37% HUDCO 25/03/2029 Debenture AAA 0.91 - 1.20 1.18
equal 8.30% REC 25/06/2029 Non Convertible Debenture AAA 1.06 - 3.87 1.14
equal 6.68% GOI 17/09/2031 GOI Securities SOV 0.00 - 1.10 1.10
equal 7.55% REC 2030 Debenture AAA 0.00 - 1.09 1.09

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal State Bank of India Financial 8.38 2.64 1.56 1.99
up Infosys Technology 27.07 2.31 0.66 1.83
down IRB Infrastructure Dev Construction 8.26 1.83 0.00 1.58
equal ICICI Bank Financial 28.07 2.63 1.47 1.54
equal ITC FMCG 14.30 1.62 0.00 1.40
equal Axis Bank Financial 91.28 1.60 0.00 1.40
equal Larsen & Toubro Construction 15.63 2.17 0.98 1.16
equal NTPC Energy 14.11 1.30 0.94 1.13
equal Chambal Fertilisers & Chem. Chemicals 5.19 1.01 0.00 1.01
down SBI Cards & Payments Services Financial 66.82 2.06 0.00 1.00
equal Power Grid Corporation Energy 9.99 1.22 0.78 0.95
equal Power Finance Corp. Financial 3.08 0.93 0.26 0.78
equal Coal India Energy 4.98 1.11 0.00 0.75
down Ambuja Cements Construction 25.26 0.92 0.00 0.74
new HCL Technologies Technology 19.28 0.70 0.00 0.70
equal REC Financial 3.70 0.69 0.30 0.64
up Aurobindo Pharma Healthcare 15.36 0.73 0.20 0.62
equal Cipla Healthcare 37.10 1.06 0.41 0.59
equal Mishra Dhatu Nigam Metals 24.58 0.59 0.00 0.54
equal NHPC Energy 6.28 0.55 0.37 0.52
equal Vedanta Metals -- 0.61 0.22 0.50
new Bharti Airtel Communication -- 0.50 0.00 0.50
down BPCL Energy 21.71 1.56 0.00 0.48
new Lupin Healthcare -- 0.43 0.00 0.43
equal Apar Industries Engineering 15.30 0.82 0.39 0.42

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Sep-2020

Fund Manager

— Anand Laddha since 21-Oct-2020

Education: Mr. Laddha has done B.Com. and CA

Experience: Prior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.

Funds Managed:

— Prashant Jain since 01-Jul-2004

Education: Mr. Jain is a B. Tech. from IIT Kanpur, PGDM from IIM, Bangalore and CFA from AIMR, USA.

Experience: Prior to joining HDFC AMC he has worked with Zurich AMC and SBI Mutual Fund.

Interviews:

Funds Managed:

— Shobhit Mehrotra since 01-Sep-2007

Education: He is an MBA from Clemson University, USA.

Experience: Prior to joining HDFC AMC he has worked with Templeton AMC, and ICRA.

Funds Managed:

Invest Online
0.28%

Change from previous, NAV as on 21-Oct-2020

Growth: ₹ 48.9137

Dividend Quarterly: ₹ 12.8083

Dividend Monthly: ₹ 12.1707

Investment Strategy

The scheme seeks to generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 26-Dec-2003
Return Since Launch: 9.89%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 2,331 Cr (As on 30-Sep-2020)
Expense: 1.87% (As on 30-Sep-2020)
Risk Grade: Above Average
Return Grade: Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
Dividend Quarterly25-Sep-20200.2400

 25-Jun-20200.2400
 18-Mar-20200.2400
 26-Dec-20190.2400
 25-Sep-20190.2400
 25-Jun-20190.2400
 25-Mar-20190.2400
 26-Dec-20180.2400
 25-Sep-20180.2400
 25-Jun-20180.2400
 26-Mar-20180.2400
 26-Dec-20170.2400
 25-Sep-20170.2400
 27-Jun-20170.2400
 27-Mar-20170.2400
 26-Dec-20160.2400
 26-Sep-20160.2400
 27-Jun-20160.2400
 28-Mar-20160.2400
 28-Dec-20150.2400
 28-Sep-20150.2400
 25-Jun-20150.2400
 25-Mar-20150.2400
 26-Dec-20140.2100
 25-Sep-20140.2100
Dividend Monthly25-Sep-20200.0800

 25-Aug-20200.0800
 27-Jul-20200.0800
 25-Jun-20200.0800
 26-May-20200.0800
 27-Apr-20200.0800
 18-Mar-20200.0800
 25-Feb-20200.0800
 27-Jan-20200.0800
 26-Dec-20190.0800
 25-Nov-20190.0800
 25-Oct-20190.0800
 25-Sep-20190.0800
 26-Aug-20190.0800
 25-Jul-20190.0800
 25-Jun-20190.0800
 27-May-20190.0800
 25-Apr-20190.0800
 25-Mar-20190.0800
 25-Feb-20190.0800
 25-Jan-20190.0800
 26-Dec-20180.0800
 26-Nov-20180.0800
 25-Oct-20180.0800
 25-Sep-20180.0800

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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