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HDFC Hybrid Debt Fund download report

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.33 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.21 Lakh

Suitability:

"Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year."

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
HDFC Hybrid Debt-G 3.03 0.53 0.92 3.34 4.15 2.47 6.17 10.07 7.11 8.02 9.46
VR MIP TRI 2.59 0.86 1.33 5.45 5.48 2.45 5.64 9.37 8.36 8.40 9.19
Hybrid: Conservative Hybrid 2.24 0.56 0.91 3.18 3.81 2.28 5.31 8.01 6.20 7.07 8.53
Rank within category 7 18 14 14 10 9 12 5 7 6 6
Number of funds in category 34 35 35 35 35 34 34 30 28 27 26

As on 17-Aug-2022

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Hybrid Debt Fund  | Invest Online
4 star
 Dec-03 6.17 10.07 7.11 1.86 2,689
SBI Conservative Hybrid Fund  | Invest Online
4 star
 Mar-01 7.97 11.37 7.58 1.10 6,286
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 7.03 9.85 8.21 1.74 3,267
Aditya Birla Sun Life Regular Savings Fund  | Invest Online
4 star
 May-04 7.11 9.91 6.27 1.88 1,657
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
 Dec-03 6.47 11.65 8.43 1.84 1,523

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.48 13-May-2009 - 20-May-2009 -5.61 11-Mar-2020 - 18-Mar-2020
Month 9.69 20-Mar-2009 - 21-Apr-2009 -12.06 20-Feb-2020 - 23-Mar-2020
Quarter 23.31 09-Mar-2009 - 10-Jun-2009 -10.39 23-Dec-2019 - 23-Mar-2020
Year 42.27 20-Nov-2008 - 20-Nov-2009 -13.69 19-Nov-2007 - 18-Nov-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
HDFC Hybrid Debt-G 9.07 6.45 0.87 1.00 0.80 1.66
VR MIP TRI 8.41 7.21 0.68 0.88 -- --
Hybrid: Conservative Hybrid 7.33 6.38 0.63 0.77 0.66 0.59
Rank within category 7 22 10 9 26 8
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 31-Jul-2022

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 41
Number of Bonds 57
Average Maturity (yrs) 4.77
Top 10 Holdings (%) 33.77
Portfolio P/B Ratio 1.89
Portfolio P/E Ratio 12.00

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
new Indian Bank 2022 Certificate of Deposit A1+ 0.00 - 7.44 7.44
equal Tata Housing Devp. Co. 2023 Zero Coupon Bonds AA 5.03 - 5.26 5.17
equal 8.95% Pipeline Infrastructure 22/03/2024 Non Convertible Debenture AAA 3.82 - 4.14 3.82
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 3.74 - 4.09 3.74
equal 5.95% Bajaj Finance 2024 Bonds/NCDs AAA 2.91 - 3.10 2.91
equal 7.17% Power Finance Corporation 22/05/2025 Debenture AAA 0.00 - 2.84 2.79
equal 8.30% Indian Railway Finance Corporation 25/03/2029 Debenture AAA 1.94 - 2.09 1.94
equal 8.27% Nat. Highways Authority 28/03/2029 Debenture AAA 1.93 - 2.07 1.93
equal 8.50% Tata Motors 30/12/2026 Non Convertible Debenture AA- 1.90 - 2.05 1.90
equal 8.50% Tata Motors 29/01/2027 Non Convertible Debenture AA- 1.90 - 2.02 1.90
new 7.38% GOI 20/06/2027 GOI Securities SOV 0.00 - 1.89 1.89
equal 7.20% Export-Import Bank 2025 Fixed Deposits AAA 0.00 - 1.90 1.87
equal 7.41% Power Finance Corporation 25/02/2030 Debenture AAA 1.83 - 1.97 1.83
equal 6.58% Gujarat State 31/03/2027 State Development Loan SOV 0.00 - 1.90 1.81
equal 5.27% National Bank Agr. Rur. Devp 23/07/2024 Non Convertible Debenture AAA 1.80 - 1.93 1.80
equal 6.89% Indian Railway Finance Corporation 19/07/2031 Debenture AAA 1.78 - 1.92 1.78
equal 4.45% GOI 30/10/2034 GOI Securities SOV 0.00 - 1.81 1.77
equal 6.83% HDFC 2031 Debenture AAA 1.74 - 1.90 1.74
equal 5.53% National Bank Agr. Rur. Devp 22/02/2024 Non Convertible Debenture AAA 1.46 - 1.56 1.46
equal 7.89% Gujarat State 15/05/2025 State Development Loan SOV 1.33 - 1.45 1.33
up 6.54% GOI 17/01/2032 GOI Securities SOV 0.00 - 1.23 1.23
equal 8.15% National Bank Agr. Rur. Devp 28/03/2029 Non Convertible Debenture AAA 1.13 - 1.22 1.13
equal Andhra Pradesh Expressway 15/10/2024 Debenture AAA 1.07 - 1.12 1.11
equal 8.41% Housing & Urban Development Corporation 15/03/2029 Debenture AAA 0.98 - 1.05 0.98
equal 8.37% Housing & Urban Development Corporation 25/03/2029 Debenture AAA 0.98 - 1.05 0.98

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
equal ICICI Bank Financial 22.01 2.53 1.47 2.13
down State Bank of India Financial 13.38 2.69 1.65 1.77
equal ITC Consumer Staples 23.83 1.71 0.93 1.48
up HDFC Bank Financial 21.11 1.33 0.00 1.33
equal Larsen & Toubro Construction 28.50 1.59 0.98 1.30
equal Infosys Technology 29.87 2.29 0.66 1.16
equal Axis Bank Financial 14.53 1.60 0.58 0.88
equal Tata Consultancy Services Technology 31.81 1.05 0.00 0.82
down NTPC Energy 9.47 1.61 0.71 0.71
equal Tata Motors Automobile -- 0.77 0.00 0.67
equal Sun Pharmaceutical Industries Healthcare 56.51 0.74 0.00 0.65
equal Bharti Airtel Communication 78.20 0.83 0.00 0.63
down Coal India Materials 5.91 1.11 0.61 0.63
equal Power Finance Corporation Financial 2.23 1.13 0.52 0.56
down NHPC Energy 7.12 0.70 0.46 0.55
equal Bharat Dynamics Others 27.69 0.62 0.00 0.53
equal Cipla Healthcare 33.14 0.67 0.41 0.47
down REC Financial 2.70 0.87 0.36 0.46
equal Hindustan Aeronautics Capital Goods 14.12 0.44 0.00 0.44
equal Mishra Dhatu Nigam Metals & Mining 19.50 0.59 0.15 0.40
equal Hindustan Petroleum Corporation Energy -- 0.57 0.36 0.40
equal Tega Industries Metals & Mining 29.55 0.49 0.00 0.39
equal SBI Life Insurance Company Insurance 85.63 0.46 0.00 0.36
equal HCL Technologies Technology 19.46 0.77 0.00 0.35
equal Mahindra & Mahindra Automobile 18.76 0.35 0.00 0.35

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Jul-2022

Fund Manager

— Srinivasan Ramamurthy since 14-Dec-2021

Education: Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta.

Experience: Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.

Funds Managed:

— Shobhit Mehrotra since 01-Sep-2007

Education: He is an MBA from Clemson University, USA.

Experience: Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

Funds Managed:

Invest Online
0.53%

Change from previous, NAV as on 17-Aug-2022

Growth: ₹ 61.1456

IDCW Quarterly: ₹ 14.2036

IDCW Monthly: ₹ 13.3067

Investment Strategy

The scheme seeks to generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.

Investment Details

Min. Investment (₹) 5,000
Min. Addl Investment (₹) 1,000
Min. SIP Investment (₹) 300
Min. No of Cheques 20
Min. Withdrawal (₹) 500
Min. Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 26-Dec-2003
Return Since Launch: 10.19%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: Moderately High
Type: Open-ended
Assets: ₹ 2,689 Cr (As on 31-Jul-2022)
Expense Ratio: 1.86% (As on 31-Jul-2022)
Risk Grade: Above Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly25-Jul-20220.0800

 27-Jun-20220.0800
 25-May-20220.0800
 25-Apr-20220.0800
 25-Mar-20220.0800
 25-Feb-20220.0800
 25-Jan-20220.0800
 27-Dec-20210.0800
 25-Nov-20210.0800
 25-Oct-20210.0800
 27-Sep-20210.0800
 25-Aug-20210.0800
 26-Jul-20210.0800
 25-Jun-20210.0800
 25-May-20210.0800
 26-Apr-20210.0800
 25-Mar-20210.0800
 25-Feb-20210.0800
 25-Jan-20210.0800
 28-Dec-20200.0800
 25-Nov-20200.0800
 26-Oct-20200.0800
 25-Sep-20200.0800
 25-Aug-20200.0800
 27-Jul-20200.0800
IDCW Quarterly27-Jun-20220.2400

 25-Mar-20220.2400
 27-Dec-20210.2400
 27-Sep-20210.2400
 25-Jun-20210.2400
 25-Mar-20210.2400
 28-Dec-20200.2400
 25-Sep-20200.2400
 25-Jun-20200.2400
 18-Mar-20200.2400
 26-Dec-20190.2400
 25-Sep-20190.2400
 25-Jun-20190.2400
 25-Mar-20190.2400
 26-Dec-20180.2400
 25-Sep-20180.2400
 25-Jun-20180.2400
 26-Mar-20180.2400
 26-Dec-20170.2400
 25-Sep-20170.2400
 27-Jun-20170.2400
 27-Mar-20170.2400
 26-Dec-20160.2400
 26-Sep-20160.2400
 27-Jun-20160.2400

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: Ground Floor, Mafatlal House, H.T Parekh Marg Backbay Reclamation Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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