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HDFC Hybrid Debt Fund

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Hybrid: Conservative Hybrid

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1 Lakh

Investment Grown to
₹ 1.26 Lakh

₹ 10000

Monthly SIP Grown to
₹ 4.19 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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Annual Returns
Quarterly Returns
Monthly Returns
Weekly Returns

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(₹)
cal
cal

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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 4.18 0.45 0.41 1.06 2.00 10.28 23.21 8.10 8.72 9.42 9.03
Hybrid: Conservative Hybrid 2.58 0.24 0.01 0.77 1.08 6.89 17.35 6.30 7.54 8.55 8.39
Rank within category 4 2 5 9 7 5 7 7 7 7 7
Number of funds in category 33 35 35 35 33 33 33 30 30 27 26

As on 05-May-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
HDFC Hybrid Debt Fund  | Invest Online
3 star
 Dec-03 23.21 8.10 8.72 1.87 2,434
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
 Mar-04 17.61 8.96 9.98 1.71 3,162
SBI Debt Hybrid Fund  | Invest Online
4 star
 Mar-01 23.65 8.23 8.45 1.19 1,247
Canara Robeco Conservative Hybrid Fund - Regular Plan  | Invest Online
5 star
 Apr-01 18.39 10.11 9.04 1.93 524
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
 Dec-03 22.32 9.80 9.69 2.25 466

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.48 13-May-2009 - 20-May-2009 -5.61 11-Mar-2020 - 18-Mar-2020
Month 9.69 20-Mar-2009 - 21-Apr-2009 -12.06 20-Feb-2020 - 23-Mar-2020
Quarter 23.31 09-Mar-2009 - 10-Jun-2009 -10.39 23-Dec-2019 - 23-Mar-2020
Year 42.27 20-Nov-2008 - 20-Nov-2009 -13.69 19-Nov-2007 - 18-Nov-2008

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 7.84 6.79 0.51 0.64 0.89 -0.67
Hybrid: Conservative Hybrid 6.25 6.48 0.38 0.48 0.73 -1.47
Rank within category 7 23 13 9 24 14
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Apr-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 35
Number of Bonds 52
Average Maturity (yrs) 4.12
Top 10 Holdings (%) 36.19
Portfolio P/B Ratio 1.50
Portfolio P/E Ratio 12.28

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal 8.75% Vedanta 30/06/2022 Non Convertible Debenture AA- 0.00 - 5.33 5.33
equal Tata Housing Devp. Co. 2023 Zero Coupon Bonds AA 4.68 - 5.31 5.26
equal 8.95% Pipeline Infrastructure 22/03/2024 Non Convertible Debenture AAA 4.11 - 4.62 4.42
equal 7.90% Sikka Ports and Terminals 18/11/2026 Debenture AAA 3.87 - 4.57 4.34
equal 9.50% DLF 17/03/2023 Non Convertible Debenture A+ 4.04 - 4.25 4.15
equal 9.10% Shriram Transport Finance 2021 Debenture AA+ 2.80 - 2.96 2.89
equal 9.23% Talwandi Sabo Power 30/07/2021 Debenture AA 2.76 - 2.88 2.84
equal 9.70% Shriram City Union Finance 2022 Non Convertible Debenture AA 2.32 - 2.49 2.49
equal 8.30% IRFC 25/03/2029 Debenture AAA 2.19 - 2.42 2.24
equal 8.27% Nat. Highways Authority 28/03/2029 Debenture AAA 2.18 - 2.36 2.23
equal 7.41% Power Finance Corp. 25/02/2030 Debenture AAA 0.00 - 2.22 2.11
equal 8.50% Tata Motors 30/12/2026 Non Convertible Debenture AA- 0.00 - 2.15 2.07
equal 8.98% Punjab National Bank Additional Tier 1 Bond AA- 0.00 - 2.13 2.06
equal 8.50% Tata Motors 29/01/2027 Non Convertible Debenture AA- 1.44 - 2.14 2.05
equal 5.77% GOI 2030 GOI Securities SOV 0.00 - 3.65 1.97
equal 11.40% Tata Power Perpetual Bond AA 0.00 - 1.70 1.65
equal 5.53% National Bank Agr. Rur. Devp 22/02/2024 Non Convertible Debenture AAA 0.00 - 1.65 1.65
equal 8.55% L&T Infrastructre Finance 29/11/2022 Non Convertible Debenture AAA 0.00 - 1.51 1.46
equal 8.15% National Bank Agr. Rur. Devp 28/03/2029 Non Convertible Debenture AAA 1.28 - 1.40 1.31
equal First Business Receivable Trust Securitised Debt AAA 0.11 - 0.36 1.28
equal 8.37% HUDCO 25/03/2029 Debenture AAA 1.11 - 1.20 1.13
equal 8.41% HUDCO 15/03/2029 Debenture AAA 1.11 - 1.20 1.13
equal Andhra Pradesh Expressway 15/10/2024 Debenture AAA 0.97 - 1.11 1.11
equal 8.30% REC 25/06/2029 Non Convertible Debenture AAA 1.07 - 1.16 1.11
equal 7.55% REC 2030 Debenture AAA 0.00 - 1.12 1.06

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down State Bank of India Financial 13.68 2.64 1.56 1.92
down ICICI Bank Financial 22.68 2.63 1.47 1.79
equal ITC FMCG 18.71 1.71 0.00 1.71
equal Infosys Technology 29.54 2.31 0.66 1.70
down Larsen & Toubro Construction 16.36 2.17 0.98 1.42
equal NTPC Energy 13.40 1.33 0.94 1.33
equal Power Finance Corp. Financial 3.10 1.08 0.26 0.99
equal Axis Bank Financial 30.54 1.60 0.30 0.94
equal Lupin Healthcare 47.54 0.84 0.00 0.84
down IRB Infrastructure Dev Construction 20.81 1.83 0.00 0.81
equal Coal India Energy 6.43 1.11 0.00 0.81
equal REC Financial 3.79 0.83 0.30 0.81
equal Apar Industries Engineering 14.14 0.74 0.39 0.65
equal Sun Pharmaceutical Inds. Healthcare 68.04 0.61 0.00 0.61
equal NHPC Energy 7.83 0.61 0.37 0.61
equal Cipla Healthcare 32.03 1.06 0.41 0.60
equal Bharti Airtel Communication -- 0.63 0.00 0.59
equal CG Power & Industrial Solutions Engineering -- 0.48 0.04 0.48
equal HPCL Energy 4.59 0.55 0.00 0.47
equal Mishra Dhatu Nigam Metals 26.10 0.59 0.00 0.46
down Ambuja Cements Construction 22.40 0.92 0.00 0.44
equal HCL Technologies Technology 22.15 0.77 0.00 0.40
equal Vedanta Metals -- 0.61 0.22 0.40
equal BPCL Energy 22.94 1.56 0.00 0.38
equal Power Grid Corporation Energy 11.32 1.22 0.36 0.36

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 31-Mar-2021

Fund Manager

— Prashant Jain since 01-Jul-2004

Education: Mr. Jain is a B. Tech. from IIT Kanpur, PGDM from IIM, Bangalore and CFA from AIMR, USA.

Experience: Prior to joining HDFC AMC he has worked with Zurich AMC and SBI Mutual Fund.

Interviews:

Funds Managed:

— Shobhit Mehrotra since 01-Sep-2007

Education: He is an MBA from Clemson University, USA.

Experience: Prior to joining HDFC AMC he has worked with Franklin Templeton AMC, and ICRA.

Funds Managed:

Invest Online
0.45%

Change from previous, NAV as on 05-May-2021

Growth: ₹ 54.5429

IDCW Quarterly: ₹ 13.7881

IDCW Monthly: ₹ 12.9870

Investment Strategy

The scheme seeks to generate income/capital appreciation by investing primarily in debt securities, money market instruments and moderate exposure to equities.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 500
Minimum No of Cheques 12
Minimum Withdrawal (₹) 500
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 15% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: HDFC Mutual Fund
Launch Date: 26-Dec-2003
Return Since Launch: 10.26%
Benchmark: NIFTY 50 Hybrid Composite Debt 15:85
Riskometer: High
Type: Open-ended
Assets: ₹ 2,434 Cr (As on 31-Mar-2021)
Expense: 1.87% (As on 31-Mar-2021)
Risk Grade: Above Average
Return Grade: Above Average
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly26-Apr-20210.0800

 25-Mar-20210.0800
 25-Feb-20210.0800
 25-Jan-20210.0800
 28-Dec-20200.0800
 25-Nov-20200.0800
 26-Oct-20200.0800
 25-Sep-20200.0800
 25-Aug-20200.0800
 27-Jul-20200.0800
 25-Jun-20200.0800
 26-May-20200.0800
 27-Apr-20200.0800
 18-Mar-20200.0800
 25-Feb-20200.0800
 27-Jan-20200.0800
 26-Dec-20190.0800
 25-Nov-20190.0800
 25-Oct-20190.0800
 25-Sep-20190.0800
 26-Aug-20190.0800
 25-Jul-20190.0800
 25-Jun-20190.0800
 27-May-20190.0800
 25-Apr-20190.0800
IDCW Quarterly25-Mar-20210.2400

 28-Dec-20200.2400
 25-Sep-20200.2400
 25-Jun-20200.2400
 18-Mar-20200.2400
 26-Dec-20190.2400
 25-Sep-20190.2400
 25-Jun-20190.2400
 25-Mar-20190.2400
 26-Dec-20180.2400
 25-Sep-20180.2400
 25-Jun-20180.2400
 26-Mar-20180.2400
 26-Dec-20170.2400
 25-Sep-20170.2400
 27-Jun-20170.2400
 27-Mar-20170.2400
 26-Dec-20160.2400
 26-Sep-20160.2400
 27-Jun-20160.2400
 28-Mar-20160.2400
 28-Dec-20150.2400
 28-Sep-20150.2400
 25-Jun-20150.2400
 25-Mar-20150.2400

Contact Information

AMC: HDFC Asset Management Company Ltd

Address: "HDFC House"-2nd Floor, H.T. Parekh Marg - 165-166, Backbay Reclamation, Churchgate Mumbai - 400020

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 022-22821144

Website: http://www.hdfcfund.com

Registrar & Transfer Agent: Computer Age Management Services Ltd.

Address: 7th Floor, Tower II, Rayala Towers, 158, Anna Salai, Chennai - 600002

Phone: 1800-3010-6767 / 1800-419-7676

Fax: 044-30407101

Email: [email protected]

Website: www.camsonline.com

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