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1 star

Nippon India Hybrid Bond Fund


1 Lakh

Investment Grown to
₹ 1.02 Lakh

₹ 10000

Monthly SIP Grown to
₹ 3.72 Lakh

Suitability:

Conservative hybrid funds invest roughly a quarter of your money in equity shares and the rest in bonds. These funds are suitable for those who cannot withstand too much volatility in the value of their investments and are content with moderate returns which are slightly higher than returns from fixed income options.

They may also suit those looking for a regular income from their accumulation. The debt portion of these funds provides a moderate, but steady stream of income. The small equity allocation though adds a bit of volatility, but helps boost returns to keep up with the rate of inflation over the long term.

Invest only if your investment horizon is three years or more. To derive dependable income with some degree of inflation protection, invest your accumulated savings in these funds gradually over at least a few months, and then maintain a withdrawal rate in the range of 4-6 per cent of the value of your investment every year.

Taxability of earnings:

The tax treatment of this fund may vary depending upon its asset allocation. It will be taxed in the following manner based on its average asset allocation in the last 12 months.

Capital gains

  • If the mutual fund units are sold after 3 years from the date of investment, gains are taxed at the rate of 20% after providing the benefit of inflation indexation.
  • If the mutual fund units are sold within 3 years from the date of investment, entire amount of gain is added to the investors' income and taxed according to the applicable slab rate.
  • No tax is to be paid as long as you continue to hold the units.

Dividends

  • Dividends are added to the income of the investors and taxed according to their respective tax slabs. Further, if an investor's dividend income exceeds Rs. 5,000 in a financial year, the fund house also deducts a TDS of 10% before distributing the dividend.

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(₹)
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Trailing Returns (%)

YTD 1-Day 1-W 1-M 3-M 6-M 1-Y 3-Y 5-Y 7-Y 10-Y
Fund 5.70 -0.03 0.19 0.69 2.81 5.28 11.97 0.61 3.15 5.28 6.73
VR MIP TRI 5.33 -0.02 0.27 -0.11 3.81 4.53 14.67 9.20 8.91 8.73 8.95
Hybrid: Conservative Hybrid 5.99 -0.07 0.29 0.88 3.64 5.84 14.17 7.21 7.19 8.06 8.53
Rank within category 15 13 27 17 25 17 19 30 30 27 25
Number of funds in category 34 37 37 37 36 34 34 31 31 28 26

As on 27-Jul-2021

Peer Comparison

Fund name Rating Launch Date 1-Year Return 3-Year Return 5-Year Return Expense Ratio Assets (Cr)
Nippon India Hybrid Bond Fund  | Invest Online
1 star
Dec-03 11.97 0.61 3.15 1.87 770
ICICI Prudential Regular Savings Fund  | Invest Now
5 star
Mar-04 12.78 9.14 9.18 1.74 3,287
HDFC Hybrid Debt Fund  | Invest Online
4 star
Dec-03 20.15 9.81 8.29 1.87 2,525
SBI Debt Hybrid Fund  | Invest Online
4 star
Mar-01 19.79 9.93 8.37 1.15 1,845
Kotak Debt Hybrid Fund - Regular Plan  | Invest Online
5 star
Dec-03 19.48 11.04 9.35 2.10 678

Best & Worst Performance

Best Performance Worst Performance
Return (%) Period Return (%) Period
Week 5.73 08-Dec-2008 - 16-Dec-2008 -9.57 04-Mar-2020 - 11-Mar-2020
Month 13.14 02-Dec-2008 - 01-Jan-2009 -14.24 14-Feb-2020 - 17-Mar-2020
Quarter 17.66 09-Mar-2009 - 10-Jun-2009 -18.50 23-Dec-2019 - 23-Mar-2020
Year 36.62 25-Nov-2008 - 25-Nov-2009 -18.07 22-Mar-2019 - 23-Mar-2020

Risk Measures (%)

Mean Std Dev Sharpe Sortino Beta Alpha
Fund 1.13 7.53 -0.41 -0.30 0.90 -7.88
VR MIP TRI 9.55 6.87 0.78 0.91 -- --
Hybrid: Conservative Hybrid 7.33 6.48 0.58 0.68 0.72 -0.71
Rank within category 31 26 31 31 27 31
Number of funds in category 31 31 31 31 31 31

The Risk Measures have been calculated using calendar month returns for the last three years.

As on 30-Jun-2021

Asset Allocation (%)

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Concentration & Valuation

Number of Stocks 51
Number of Bonds 30
Average Maturity (yrs) 2.46
Top 10 Holdings (%) 45.73
Portfolio P/B Ratio 3.35
Portfolio P/E Ratio 26.93

Value Research Equity Fund Style

Value Research Debt Fund Style

Credit Rating vis-à-vis Category

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Top Debt Holdings

Company Instrument Credit Rating 1Y Range % Assets
equal Indiabulls Housing Finance 22/11/2039 Securitised Debt AA 8.99 - 10.20 8.99
down 9.95% Molagavalli Renewable 31/03/2023 Debenture A+ 6.80 - 12.13 6.80
equal 8.60% L&T Ahmedabad Maliya Tollway L Structured Obligation AA 3.68 - 4.54 4.54
equal 7.75% TMF Holdings Perpetual Bond AA- 0.00 - 4.49 4.49
equal 9.95% Narmada Wind Energy Pvt. 31/03/2023 Debenture A+ 3.66 - 4.43 4.43
equal 9.60% Narmada Wind Energy Pvt. 31/03/2023 Debenture A+ 3.05 - 3.64 3.64
equal 5.74% REC 20/06/2024 Debenture AAA 0.00 - 3.26 3.26
equal Piramal Enterprises 61-D 28/07/2021 Commercial Paper A1+ 0.00 - 3.23 3.23
new 6.50% Tata Realty and Infrastructure 17/07/2024 Non Convertible Debenture AA 0.00 - 3.23 3.23
new IDFC First Bank 2022 Certificate of Deposit A1+ 0.00 - 3.12 3.12
equal ICICI Prudential Life Insurance Co. Ltd. Debenture AAA 0.00 - 2.59 2.59
equal 10.50% Asirvad Microfinance 25/05/2023 Non Convertible Debenture AA- 0.00 - 2.58 2.58
equal 7.98% ONGC Petro Additions 25/10/2023 Non Convertible Debenture AA 0.00 - 1.99 1.99
new 8.50% JSW Steel 2027 Debenture AA- 0.00 - 1.98 1.98
equal 9.50% Nirma Perpetual Bond AA- 1.72 - 2.74 1.95
new Angel Broking 30-D 15/07/2021 Commercial Paper A1+ 0.00 - 1.94 1.94
new Trust Investment Advisors 61-D 11/08/2021 Commercial Paper A1+ 0.00 - 1.93 1.93
down 6.24% State Bank of India 21/09/2030 Additional Tier 2 Bond AAA 0.00 - 3.18 1.92
equal 9.60% Renew Wind Energy Delhi 31/03/2023 Debenture A+ 1.53 - 1.82 1.82
equal 6.79% BSNL 23/09/2030 Non Convertible Debenture AAA 0.00 - 1.80 1.80
equal 9.80% Ess Kay Fincorp 19/11/2024 Non Convertible Debenture AA+ 0.00 - 1.71 1.58
equal 7.99% State Bank of India 28/06/2029 Additional Tier 2 Bond AAA 0.00 - 1.37 1.37
equal 11.16% Ess Kay Fincorp 2024 Non Convertible Debenture A 0.00 - 1.32 1.32
equal 5.35% Hindustan Zinc 29/09/2023 Zero Coupon Bonds AAA 0.00 - 1.30 1.30
equal 11.63% Asirvad Microfinance 30/05/2024 Non Convertible Debenture AA- 0.00 - 1.30 1.30

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

Sector Allocation vis-à-vis Category

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Top Equity Holdings

Company Sector P/E 3Y High 3Y Low % Assets
down Reliance Industries Energy 28.59 1.52 0.88 1.17
down HDFC Bank Financial 23.89 1.44 0.92 1.12
down Infosys Technology 33.53 1.00 0.54 1.00
down HDFC Financial 23.39 1.03 0.64 0.76
down ICICI Bank Financial 23.72 0.77 0.45 0.75
down Tata Consultancy Services Technology 34.38 0.65 0.46 0.59
down Kotak Mahindra Bank Financial 32.96 0.57 0.35 0.43
down Hindustan Unilever FMCG 67.71 0.48 0.26 0.38
equal IRB InvIT Fund Construction -- 0.35 0.13 0.35
up Axis Bank Financial 26.21 0.45 0.20 0.33
down Larsen & Toubro Construction 18.02 0.52 0.23 0.31
down ITC FMCG 18.49 0.65 0.28 0.30
down State Bank of India Financial 16.95 0.38 0.15 0.27
down Bajaj Finance Financial 84.63 0.27 0.12 0.27
down Asian Paints Chemicals 82.58 0.23 0.13 0.23
down Bharti Airtel Communication -- 0.32 0.09 0.21
down HCL Technologies Technology 23.35 0.19 0.12 0.18
down Maruti Suzuki India Automobile 49.21 0.29 0.14 0.17
up Tata Steel Metals 21.95 0.16 0.06 0.16
down Wipro Technology 27.84 0.14 0.07 0.14
down Mahindra & Mahindra Automobile 49.96 0.20 0.08 0.13
down Bajaj Finserv Financial 54.44 0.14 0.07 0.13
down Ultratech Cement Construction 35.17 0.13 0.09 0.13
down Tech Mahindra Technology 24.50 0.13 0.08 0.12
down Sun Pharmaceutical Industries Healthcare 56.81 0.16 0.09 0.12

up down equal Indicates an increase or decrease or no change in holding since last portfolio
new Indicates a new holding since last portfolio

As on 30-Jun-2021

Fund Manager

— Sanjay Parekh since 02-Apr-2012

Education: Mr. Parekh is a B.Com (H) and Chartered Accountant.

Experience: Prior to joining Nippon India Mutual Fund he has worked with ICICI Prudential MF, Ask Investments Managers, Prabhudas Lilladher, Sunidhi Consultancy Services, Insight Asset Management and Capital Market Magazine.

Funds Managed:

— Sushil Budhia since 01-Feb-2020

Education: Mr. Budhia has done CA

Experience: Prior to joining Nippon India Mutual Fund, he has worked with YES Bank as Senior President, Axis Bank and UTI Mutual Fund.

Funds Managed:


-0.03%

Change from previous, NAV as on 27-Jul-2021

Growth: ₹ 42.3432

IDCW Quarterly: ₹ 11.5719

IDCW Monthly: ₹ 10.6188


Investment Strategy

The scheme primarily aims to generate regular income in order to make regular dividend payments to unitholders while the secondary objective is growth of capital.

Investment Details

Minimum Investment (₹) 5,000
Minimum Addl Investment (₹) 1,000
Minimum SIP Investment (₹) 100
Minimum No of Cheques 60
Minimum Withdrawal (₹) 100
Minimum Balance (₹) 1
Lock-in Period Not Applicable
Exit Load For units in excess of 10% of the investment,1% will be charged for redemption within 365 days

Basic Details

Fund House: Nippon India Mutual Fund
Launch Date: 29-Dec-2003
Return Since Launch: 8.55%
Benchmark: CRISIL Hybrid 85+15 Conservative TRI
Riskometer: Very High
Type: Open-ended
Assets: ₹ 770 Cr (As on 30-Jun-2021)
Expense: 1.87% (As on 30-Jun-2021)
Risk Grade: Above Average
Return Grade: Low
Turnover: --

Most Recent Dividends

Plan Record Date Dividend (₹ / Unit)  
IDCW Monthly20-Jul-20210.0632

 21-Jun-20210.0880
 20-May-20210.1357
 20-Apr-20210.0119
 20-Feb-20200.0504
 20-Jan-20200.0591
 20-Dec-20190.0504
 20-Nov-20190.0591
 22-Oct-20190.0504
 20-Sep-20190.0504
 20-Aug-20190.0504
 22-Jul-20190.0504
 20-Jun-20190.0591
 20-May-20190.0504
 22-Apr-20190.0504
 20-Mar-20190.0591
 20-Feb-20190.0504
 21-Jan-20190.0591
 20-Dec-20180.0591
 20-Nov-20180.0591
 22-Oct-20180.0504
 21-Sep-20180.0504
 20-Aug-20180.0591
 20-Jul-20180.0591
 20-Jun-20180.0591
IDCW Quarterly20-Dec-20190.1657

 20-Sep-20190.1657
 20-Jun-20190.1657
 20-Mar-20190.1657
 20-Dec-20180.1657
 21-Sep-20180.1873
 20-Jun-20180.1657
 20-Mar-20180.1661
 20-Dec-20170.1661
 20-Sep-20170.1878
 20-Jun-20170.1878
 20-Mar-20170.1661
 20-Dec-20160.1661
 20-Sep-20160.1878
 20-Jun-20160.1878
 21-Mar-20160.1661
 21-Dec-20150.1661
 21-Sep-20150.1661
 22-Jun-20150.1661
 20-Mar-20150.1887
 22-Dec-20140.1887
 22-Sep-20140.2026
 20-Jun-20140.1870
 20-Mar-20140.1559
 20-Dec-20130.1870

Contact Information

AMC: Nippon India Life Asset Management Ltd.

Address: Reliance Centre, 7th Floor, South Wing Off Western Express Highway Santacruz (East) Mumbai - 400055

Phone: 022-68334800 / 18602660111

Fax: 022-33037662

Email: [email protected]

Website: http://www.nipponindiamf.com

Registrar & Transfer Agent: KFin Technologies Pvt Ltd.

Address: 303, Vamsee Estates, Opp. Big Bazaar, Ameerpet, Hyderabad - 500016

Phone: 040-44857874

Email: [email protected]

Website: www.karvymfs.com

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