JMJ Fintech Peer Comparison

BSE: 538834

₹9.64

₹0.44 (4.78%)

As on 25-Sep-2026IST

Market cap

₹36 Cr

Revenue (TTM)

₹22 Cr

P/E Ratio

4.3

P/B Ratio

0.6

Div. Yield

0 %

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	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Market cap (₹ Cr)	36	32,960	31,374	24,415	20,859
Revenue (₹ Cr)	22	404	10,285	5,303	6,380
Net Profit (₹ Cr)	8.43	305.93	1,445.41	1,127.63	1,210.84
Net Margin (%)	37.83	74.72	14.02	21.20	18.97
RoE (%)	17.83	1.41	10.08	16.25	16.14
Price to Earnings	4.31	76.49	21.65	21.65	17.23
Price-To-Book	0.63	1.12	1.95	3.25	2.52

Income Statement
Liabilities
Assets
Cashflow
Ratios

Income Statement (₹ Cr)

	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Operating Income	22.21	403.54	10,284.59	5,303.14	6,379.52
Other Income	0.07	5.87	25.57	15.03	3.80
Total Income	17.15	306.22	10,031.14	3,250.99	5,756.14
Interest Expense	3.50	0.57	4,204.29	1,922.34	1,966.96
PBT & Exceptional Items	11.47	366.10	2,260.68	1,611.04	1,676.19
Operating Expenses	7.31	42.74	3,845.19	1,784.80	2,740.17
Exceptional Income/Expenses	0.00	0.00	0.00	0.00	0.00
Profit before Tax	11.20	362.26	1,950.48	1,497.38	1,612.11
Taxes	2.77	56.33	505.07	369.75	401.27
Profit after Tax	8.43	305.93	1,445.41	1,127.63	1,210.84
Minority Interest	0.00	0.00	4.05	0.00	0.00
Share of Associate	0.00	124.96	0.00	0.00	0.00
Consolidated Profit	8.43	430.89	1,449.46	1,127.63	1,210.84

Liabilities (₹ Cr)

	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Shareholder's Funds	58.03	29,221.16	16,050.74	7,203.48	7,842.25
Minority Interest	0.00	0.00	4.05	0.00	0.00
Non-Current Liabilities	1.13	3,407.06	141.91	115.58	137.71
Current Liabilities	33.26	23.91	58,360.20	25,356.94	23,950.27
Total Liabilities	48.05	35,100.39	54,550.48	21,485.87	29,334.64

Assets (₹ Cr)

	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Non-Current Assets	5.19	169.20	1,233.12	446.49	827.99
Current Assets	86.73	32,466.17	72,616.64	32,037.45	30,982.28
Total Assets	48.05	35,100.39	54,550.48	21,485.87	29,334.64
Contingent Liabilities	0.12	--	196.39	7.21	4.00

Cashflow (₹ Cr)

	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Cash From Operating Activities	-9.33	206.21	-466.57	-4,312.62	1,125.24
Cash Flow from Investing Activities	-0.52	-165.99	-124.80	61.87	708.34
Cash from Financing Activities	11.71	-142.63	1,132.34	5,117.65	-1,669.38
Net Cash Inflow / Outflow	1.86	-102.41	540.97	866.90	164.20

Ratios

Profitability Ratios

	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
ROCE (%)	31.26	1.21	11.25	11.18	9.55
ROE (%)	17.83	1.41	10.08	16.25	16.14
ROA (%)	11.59	0.91	2.34	4.21	4.05
EBIT Margin (%)	65.87	88.46	59.60	64.20	56.04
Net Margin (%)	37.83	74.72	14.02	21.20	18.97
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

Growth Ratios

	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Revenue Growth (%)	19.86	30.99	4.76	50.20	11.86
EBIT Growth (%)	38.90	33.57	33.65	58.09	64.71
Net Profit Growth (%)	87.71	42.45	85.35	95.19	524.34
EPS Growth (%)	-38.17	-86.84	68.98	74.92	521.96
Book Value Growth (%)	51.78	3.76	7.66	12.13	5.63

Valuation Ratios

	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Price / Earnings	4.39	76.49	20.92	21.65	17.19
Price / Book Value	0.63	1.12	1.95	3.25	2.52
Dividend Yield (%)	0.00	0.52	0.60	0.08	0.00
EV/EBITDA	3.72	88.84	12.68	12.85	11.58
Market Cap (₹ Cr)	31.62	31,951.18	19,684.03	14,056.08	15,214.34

Solvency Ratios

	JMJ Fintech	Tata Investment	Manappuram Finance	Capri Global	CreditAccess Grameen
Debt to Equity	0.00	0.00	2.85	0.00	0.00
Short term debt to equity ratio	0.04	--	2.89	0.98	1.50
Current Ratio	2.61	1,357.85	1.24	1.26	1.29
Quick Ratio	2.61	1,357.85	1.24	1.26	1.29
Interest Coverage	4.20	636.54	1.46	1.78	1.82

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Annual
Quarterly