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JMJ Fintech Key Ratios

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BSE: 538834

₹9.52

up-down-arrow ₹-0.05 (-0.52%)

As on 28-Aug-2026IST

Market cap

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₹36 Cr

Revenue (TTM)

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₹22 Cr

P/E Ratio

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4.3

P/B Ratio

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0.6

Div. Yield

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0 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 0.21 5.56 19.86 69.78 67.33
EBIT 12.92 57.27 38.90 114.56 118.78
Net Profit 13.12 72.64 12.70 62.53 64.23
EPS 11.97 13.26 78.91 91.87 78.93
Book Value -- -- 47.03 25.32 14.09
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-25Mar-24
EBIT-Margin info 45.1716.4965.8764.3162.97
Net Margin info 26.8421.3537.8330.1528.63
Return on equity info 16.129.3117.8326.3815.15
Return on Assets info 9.875.6111.5913.709.89

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
--
31.26
24.40
8.63
0.41
Peer Median
--
10.60
9.14
6.69
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

17.83

Higher than Peers by 8.89

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
17.83
26.38
15.15
6.84
0.42
Peer Median
8.93
10.78
8.66
3.91
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

11.59

Higher than Peers by 8.90

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
11.59
13.70
9.89
6.02
0.40
Peer Median
2.70
3.50
2.67
1.71
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

65.87

Lower than Peers by 3.99

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
65.87
64.31
62.97
8.21
-48.44
Peer Median
69.86
61.18
97.28
57.74
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

37.83

Higher than Peers by 14.11

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
37.83
30.15
28.63
21.74
4.89
Peer Median
23.72
26.68
51.92
19.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

0.00

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
0.00
31.59
31.13
22.37
8.22
Peer Median
--
--
0.00
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

19.86

Higher than Peers by 1.31

Year on year growth in net sales

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
19.86
129.66
95.66
499.86
-62.78
Peer Median
18.55
17.06
34.70
13.78
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

38.90

Higher than Peers by 21.39

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
38.90
134.57
1,399.80
201.73
-291.79
Peer Median
17.51
15.67
38.04
29.81
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

12.70

Lower than Peers by 5.93

Year on year growth in profit after tax

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
12.70
141.80
157.22
1,613.10
118.57
Peer Median
18.63
11.48
49.18
49.38
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

78.91

Higher than Peers by 71.71

Year on year growth in earnings per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
78.91
134.25
157.22
1,613.10
118.57
Peer Median
7.20
-3.51
50.00
46.43
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
--
51.78
22.98
8.84
0.42
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
--
0.89
0.67
--
--
Peer Median
--
2.00
1.60
0.41
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
--
0.04
--
--
--
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

2.61

Higher than Peers by 1.16

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
2.61
10.82
17.66
4.92
70.86
Peer Median
1.44
4.14
2.82
3.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

2.61

Higher than Peers by 1.17

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
2.61
10.82
17.66
4.92
69.03
Peer Median
1.44
1.54
1.36
1.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

4.20

Higher than Peers by 2.28

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
4.20
6.97
5.54
16.20
991.10
Peer Median
1.92
1.98
2.17
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

4.25

Lower than Peers by 18.30

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
4.25
3.17
5.77
22.39
339.94
Peer Median
22.55
20.09
19.35
28.54
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

0.62

Lower than Peers by 1.41

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
0.62
1.34
1.53
1.47
1.42
Peer Median
2.03
1.53
1.83
1.10
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

--

--

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
--
1.01
--
--
--
Peer Median
0.11
0.05
0.16
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

1.85

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
1.85
4.50
6.98
48.96
284.05
Peer Median
--
13.42
23.06
17.63
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

36

Lower than Peers by 8,942

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-25
Mar-24
Mar-23
Mar-22
JMJ Fintech
36
32
24
19
16
Peer Median
8,977
3,133
4,482
525
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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