JMJ Fintech Financials

BSE: 538834

₹9.28

₹-0.24 (-2.52%)

As on 04-Sep-2026IST

Market cap

₹35 Cr

Revenue (TTM)

₹22 Cr

P/E Ratio

4.1

P/B Ratio

0.6

Div. Yield

0 %

Annual
Quarterly

Income Statement (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Operating Income	22.21	17.12	7.45	3.81	0.64	1.71
Other Income	0.07	0.03	0.01	0.01	0.36	--
Total Income	22.28	17.15	7.47	3.82	0.99	1.71
Interest Expense	3.50	1.58	0.85	0.06	0.00	0.13
Operating Expenses	7.31	5.87	2.58	3.48	0.94	1.78
Exceptional Income/Expenses	--	--	--	0.72	--	--
Profit before Tax	11.20	9.46	3.86	0.98	0.05	-0.21
Taxes	2.77	4.29	1.72	0.15	--	0.06
Profit after Tax	8.43	5.17	2.14	0.83	0.05	-0.26
Minority Interest	--	--	--	--	--	--
Share of Associate	--	--	--	--	--	--
Consolidated Profit	8.43	5.17	2.14	0.83	0.05	-0.26

Liabilities (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Shareholder's Funds	58.03	23.63	15.57	12.66	11.63	11.58
Minority Interest	--	--	--	--	--	--
Non-Current Liabilities	1.13	20.05	10.35	0.01	--	--
Current Liabilities	33.26	4.36	1.52	3.14	0.17	0.80
Total Liabilities	92.42	48.05	27.45	15.81	11.80	12.38

Assets (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Non-Current Assets	5.19	0.85	0.58	0.35	0.03	0.00
Current Assets	86.73	47.18	26.86	15.46	11.77	12.38
Total Assets	92.42	48.05	27.45	15.81	11.80	12.38
Contingent Liabilities	--	0.12	--	--	--	--

Cashflow (₹ Cr)	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Cash From Operating Activities	--	-9.33	-8.36	-2.63	2.27	1.56
Cash Flow from Investing Activities	--	-0.52	-0.19	-0.79	-0.03	--
Cash from Financing Activities	--	11.71	7.37	2.99	-0.71	-1.46
Net Cash Inflow / Outflow	--	1.86	-1.18	-0.42	1.54	0.11

Financials Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Adjusted EPS (₹)	2.19	2.09	0.89	0.35	0.02	-0.11
Cash EPS (₹)	2.24	2.19	0.97	0.36	0.02	-0.11
Adjusted Book Value (₹)	15.42	9.57	6.51	5.29	4.86	4.84
Dividend per Share (₹)	--	0.13	--	--	--	--
Cash Flow per Share (₹)	--	-7.29	-6.74	-2.12	1.83	1.26
Free Cash Flow per Share (₹)	--	-11.20	-8.46	-1.66	2.00	0.95

Profitability Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
ROCE (%)	--	31.26	24.40	8.63	0.41	-0.60
ROE (%)	17.83	26.38	15.15	6.84	0.42	-2.23
ROA (%)	11.59	13.70	9.89	6.02	0.40	-1.98
EBIT Margin (%)	65.87	64.31	62.97	8.21	-48.44	-4.60
Net Margin (%)	37.83	30.15	28.63	21.74	4.89	-15.31
Cash Profit Margin (%)	0.00	31.59	31.13	22.37	8.22	-15.30

Growth Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Revenue Growth (%)	19.86	129.66	95.66	499.86	-62.78	-21.68
EBIT Growth (%)	38.90	134.57	1,399.80	201.73	-291.79	83.96
Net Profit Growth (%)	12.70	141.80	157.22	1,613.10	118.57	32.91
EPS Growth (%)	78.91	134.25	157.22	1,613.10	118.57	32.92
Book Value Growth (%)	--	51.78	22.98	8.84	0.42	-2.21

Valuation Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Price / Earnings	4.15	3.17	5.77	22.39	339.94	--
Price / Book Value	0.60	1.34	1.53	1.47	1.42	0.25
Dividend Yield (%)	--	1.01	--	--	--	--
EV/EBITDA	1.79	4.50	6.98	48.96	284.05	-45.07
Close Price (₹)	9.87	12.80	9.95	7.78	6.89	1.23
High Price (₹)	20.99	20.72	16.72	13.71	12.02	4.40
Low Price (₹)	8.80	9.75	6.28	4.92	1.17	1.13
Market Cap (₹ Cr)	34.94	31.62	23.81	18.61	16.49	2.94

Solvency Ratios	TTM	Mar-25	Mar-24	Mar-23	Mar-22	Mar-21	Mar-20	Mar-19	Mar-18	Mar-17	Mar-16
Debt to Equity	--	0.89	0.67	--	--	0.06
Short term debt to equity ratio	--	0.04	--	--	--	0.06
Current Ratio	2.61	10.82	17.66	4.92	70.86	15.51
Quick Ratio	2.61	10.82	17.66	4.92	69.03	14.79
Interest Coverage	4.20	6.97	5.54	16.20	991.10	-0.62

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.