RBL Bank Peer Comparison
NSE: RBLBANK | BSE: 540065
₹382.00
As on 28-Aug-2026IST
Market cap
₹58,974 Cr
Revenue (TTM)
₹14,736 Cr
P/E Ratio
65.6
P/B Ratio
1.4
Div. Yield
0.3 %
| RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | J&k Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
58,974 | 33,443 | 27,652 | 22,025 | 16,512 |
Interest Income (₹ Cr) |
14,736 | 11,555 | 37,270 | 7,249 | 13,429 |
Net Interest Income (₹ Cr) |
6,536.59 | 5,281.95 | 14,771.97 | 3,024.68 | 5,914.08 |
NIM (%) |
-- | 4.26 | -- | 3.78 | -- |
RoA (%) |
0.55 | 2.14 | 0.87 | 1.61 | 1.25 |
Price to Earnings |
65.60 | 12.19 | 6.06 | 15.70 | 7.17 |
Price-To-Book |
1.38 | 2.25 | 0.75 | 2.01 | 0.97 |
Income Statement (₹ Cr)
| RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
14,336.75 | 11,074.35 | 36,167.69 | 6,869.76 | 12,541.08 |
|
Other Income
|
4,127.18 | 2,084.32 | 6,415.44 | 1,038.83 | 1,146.94 |
|
Total Income
|
18,463.92 | 13,158.67 | 42,583.14 | 7,908.59 | 13,688.02 |
|
Interest Expended
|
7,974.66 | 6,135.80 | 21,926.05 | 4,039.92 | 6,741.26 |
|
Operating Expenses
|
7,123.66 | 2,947.89 | 12,050.06 | 1,854.43 | 4,012.00 |
|
Operating Profit before Prov. & Cont.
|
3,365.60 | 4,074.98 | 8,607.03 | 2,014.23 | 2,934.76 |
|
Provisions and Contingencies
|
2,259.61 | 754.93 | 4,123.51 | 343.00 | -3.92 |
|
Profit Before Tax
|
1,105.99 | 3,320.05 | 4,483.52 | 1,671.23 | 2,938.68 |
|
Taxes
|
226.95 | 809.72 | -- | 345.00 | 852.43 |
|
Profit after Tax
|
879.04 | 2,510.33 | 4,483.52 | 1,326.23 | 2,086.25 |
|
Minority Interest
|
-- | -- | 92.18 | -- | -- |
|
Share of Associate
|
-- | -- | 47.28 | -- | -4.46 |
|
Consolidated Profit
|
879.04 | 2,510.33 | 4,523.79 | 1,326.23 | 2,081.79 |
Liabilities (₹ Cr)
| RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
16,724.24 | 14,107.87 | 39,001.14 | 10,564.86 | 14,208.31 |
|
Minority Interest
|
-- | -- | 92.18 | -- | -- |
|
Deposits
|
1,38,959.35 | 1,15,665.74 | 4,68,444.00 | 78,307.95 | 1,48,552.02 |
|
Borrowings
|
16,796.44 | 2,622.56 | 31,854.20 | 5,326.80 | 2,382.84 |
|
Other Liabilities & Provisions
|
8,266.90 | 4,206.93 | 11,687.62 | 2,824.78 | 4,280.36 |
|
Total Liabilities
|
1,80,746.93 | 1,36,603.09 | 5,51,079.15 | 97,024.40 | 1,69,423.54 |
Assets (₹ Cr)
| RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
14,011.60 | 5,154.39 | 18,952.96 | 6,267.33 | 7,385.48 |
|
Balances with Banks and Money at Call
|
9,054.26 | 148.25 | 18,881.74 | 2,659.74 | 2,397.67 |
|
Investments
|
32,058.63 | 29,019.89 | 1,57,607.15 | 18,986.92 | 41,121.71 |
|
Advances
|
1,14,231.94 | 98,190.61 | 3,38,208.60 | 65,875.17 | 1,04,183.82 |
|
Net Block
|
601.77 | 454.81 | 5,201.69 | 468.53 | 2,126.29 |
|
Other Assets
|
10,768.22 | 3,588.33 | 12,227.00 | 2,766.70 | 12,143.02 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
1,80,746.93 | 1,36,603.09 | 5,51,079.15 | 97,024.40 | 1,69,423.54 |
Cashflow (₹ Cr)
| RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
7,612.27 | -553.95 | 2,803.99 | 802.47 | 2,723.15 |
|
Cash Flow from Investing Activities
|
-224.91 | -1,745.12 | -453.87 | -207.85 | -102.10 |
|
Cash from Financing Activities
|
3,159.95 | -205.01 | -712.82 | 3,041.91 | -1,034.38 |
|
Net Cash Inflow / Outflow
|
10,547.31 | -2,504.08 | 1,637.30 | 3,636.53 | 1,586.67 |
Ratios
Profitability Ratios
| RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
12.55 | 11.28 | 10.69 | 10.43 | 12.04 |
|
Yield on Investments
|
7.93 | 7.05 | 7.20 | 6.72 | 6.74 |
|
Interest Spread
|
7.43 | 6.09 | 6.31 | 5.60 | 7.57 |
|
NIM (%)
|
3.76 | 3.73 | 2.67 | 3.02 | 3.74 |
|
ROE (%)
|
5.49 | 19.29 | 13.17 | 13.24 | 17.46 |
|
ROA (%)
|
0.54 | 1.96 | 0.87 | 1.52 | 1.29 |
|
Cost to Income Ratio
|
67.91 | 41.98 | 58.33 | 47.93 | 57.75 |
Growth Ratios
| RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
2.11 | 14.43 | 7.01 | 17.75 | 11.84 |
|
EBIT Growth (%)
|
-7.90 | 26.85 | 5.28 | 19.99 | 28.70 |
|
Net Profit Growth (%)
|
22.59 | 29.29 | 17.44 | 18.03 | 17.87 |
|
EPS Growth (%)
|
20.56 | 29.22 | 14.99 | 17.70 | 17.53 |
|
Book Value Growth (%)
|
6.77 | 18.26 | 6.62 | 11.60 | 18.73 |
Valuation Ratios
| RBL Bank | Karur Vysya Bank | Central Bank | City Union Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
20.38 | 11.13 | 6.29 | 10.08 | 4.88 |
|
Price / Book Value
|
1.08 | 1.98 | 0.81 | 1.69 | 0.78 |
|
Dividend Yield (%)
|
0.35 | 0.90 | 3.82 | 0.83 | 2.33 |
|
EV/EBITDA
|
10.31 | 7.50 | 7.01 | 11.49 | 4.27 |
|
Market Cap (₹ Cr)
|
17,916.63 | 27,940.59 | 28,467.59 | 17,825.64 | 10,162.04 |