RBL Bank Peer Comparison
NSE: RBLBANK | BSE: 540065
₹345.65
As on 23-Oct-2026IST
Market cap
₹53,569 Cr
Revenue (TTM)
₹15,550 Cr
P/E Ratio
44.5
P/B Ratio
1.2
Div. Yield
0.3 %
| RBL Bank | Karur Vysya Bank | Central Bank | South Indian Bank | J&k Bank | |
|---|---|---|---|---|---|
Market cap (₹ Cr) |
53,569 | 32,428 | 26,104 | 13,771 | 12,449 |
Interest Income (₹ Cr) |
15,550 | 11,983 | 38,888 | 10,501 | 13,865 |
Net Interest Income (₹ Cr) |
7,116.41 | 5,518.14 | 15,638.71 | 3,936.59 | 5,982.91 |
NIM (%) |
-- | 4.26 | -- | -- | -- |
RoA (%) |
0.64 | 2.11 | 0.87 | 1.09 | 1.25 |
Price to Earnings |
44.46 | 10.96 | 5.42 | 8.68 | 5.27 |
Price-To-Book |
1.24 | 2.11 | 0.69 | 1.14 | 0.78 |
Income Statement (₹ Cr)
| RBL Bank | Karur Vysya Bank | Central Bank | South Indian Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Interest Earned
|
15,549.99 | 11,982.65 | 38,887.57 | 10,500.52 | 13,864.54 |
|
Other Income
|
4,123.71 | 2,001.35 | 5,467.24 | 1,719.26 | 1,080.13 |
|
Total Income
|
19,673.70 | 13,984.00 | 44,354.81 | 12,219.78 | 14,944.67 |
|
Interest Expended
|
8,433.58 | 6,464.51 | 23,248.86 | 6,563.93 | 7,881.63 |
|
Operating Expenses
|
7,013.57 | 3,009.59 | 12,219.04 | 3,165.75 | 3,873.81 |
|
Operating Profit before Prov. & Cont.
|
3,365.60 | 4,074.98 | 8,607.03 | 2,373.85 | 2,992.18 |
|
Provisions and Contingencies
|
2,683.40 | 571.25 | 2,179.01 | 358.26 | 180.83 |
|
Profit Before Tax
|
1,105.99 | 3,320.05 | 4,483.52 | 1,956.52 | 2,963.57 |
|
Taxes
|
338.19 | 980.34 | 1,900.32 | 545.96 | 649.12 |
|
Profit after Tax
|
1,204.96 | 2,958.31 | 4,807.58 | 1,585.88 | 2,359.28 |
|
Minority Interest
|
0.00 | 0.00 | -6.51 | 0.00 | 0.00 |
|
Share of Associate
|
0.00 | 0.00 | 18.06 | 0.00 | 2.27 |
|
Consolidated Profit
|
1,204.96 | 2,958.31 | 4,819.13 | 1,585.88 | 2,361.55 |
Liabilities (₹ Cr)
| RBL Bank | Karur Vysya Bank | Central Bank | South Indian Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Shareholder's Funds
|
43,453.95 | 15,392.90 | 41,638.52 | 12,091.17 | 17,543.47 |
|
Minority Interest
|
0.00 | 0.00 | -6.51 | 0.00 | 0.00 |
|
Deposits
|
1,56,103.79 | 1,28,123.29 | 5,08,862.56 | 1,37,274.87 | 1,76,775.87 |
|
Borrowings
|
13,371.78 | 2,320.91 | 38,908.14 | 3,681.20 | 5,381.00 |
|
Other Liabilities & Provisions
|
9,359.15 | 4,993.62 | 9,517.52 | 3,141.48 | 3,726.46 |
|
Total Liabilities
|
1,80,746.93 | 1,36,603.09 | 5,51,079.15 | 1,41,756.46 | 1,88,959.76 |
Assets (₹ Cr)
| RBL Bank | Karur Vysya Bank | Central Bank | South Indian Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
10,246.82 | 5,691.06 | 17,809.55 | 8,704.60 | 6,870.94 |
|
Balances with Banks and Money at Call
|
15,548.08 | 1,968.98 | 25,135.09 | 6,315.20 | 922.30 |
|
Investments
|
42,782.76 | 27,731.35 | 1,64,474.70 | 27,708.53 | 45,647.90 |
|
Advances
|
1,42,314.08 | 1,11,015.22 | 3,74,377.36 | 1,08,388.15 | 1,31,202.49 |
|
Net Block
|
601.77 | 454.81 | 5,201.69 | 1,042.84 | 2,444.84 |
|
Other Assets
|
10,803.77 | 3,911.50 | 12,052.98 | 4,032.10 | 16,266.60 |
|
Miscellaneous Exp. Not Written Off
|
-- | -- | -- | -- | -- |
|
Total Assets
|
1,80,746.93 | 1,36,603.09 | 5,51,079.15 | 1,41,756.46 | 1,88,959.76 |
Cashflow (₹ Cr)
| RBL Bank | Karur Vysya Bank | Central Bank | South Indian Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Cash From Operating Activities
|
7,612.27 | -553.95 | 2,803.99 | 3,906.64 | -1,125.68 |
|
Cash Flow from Investing Activities
|
-224.91 | -1,745.12 | -453.87 | -5,464.95 | -302.29 |
|
Cash from Financing Activities
|
3,159.95 | -205.01 | -712.82 | -561.04 | -499.93 |
|
Net Cash Inflow / Outflow
|
10,547.31 | -2,504.08 | 1,637.30 | -2,119.35 | -1,927.90 |
Ratios
Profitability Ratios
| RBL Bank | Karur Vysya Bank | Central Bank | South Indian Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Yield on Advances
|
12.55 | 11.28 | 10.69 | 9.92 | 10.72 |
|
Yield on Investments
|
7.93 | 7.05 | 7.20 | 7.97 | 7.57 |
|
Interest Spread
|
7.43 | 6.09 | 6.31 | 4.88 | 6.42 |
|
NIM (%)
|
0.00 | 4.26 | 0.00 | 0.00 | 0.00 |
|
ROE (%)
|
4.00 | 20.06 | 11.95 | 13.49 | 13.87 |
|
ROA (%)
|
0.64 | 2.11 | 0.87 | 1.09 | 1.25 |
|
Cost to Income Ratio
|
67.91 | 41.98 | 58.33 | 56.41 | 56.21 |
Growth Ratios
| RBL Bank | Karur Vysya Bank | Central Bank | South Indian Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Revenue Growth (%)
|
11.37 | 15.43 | 12.41 | 10.37 | 6.77 |
|
EBIT Growth (%)
|
-7.90 | 26.85 | 5.28 | 4.56 | 1.96 |
|
Net Profit Growth (%)
|
122.73 | 40.55 | 7.07 | 16.77 | 12.47 |
|
EPS Growth (%)
|
39.54 | 22.65 | 5.57 | 16.69 | 12.99 |
|
Book Value Growth (%)
|
6.77 | 0.26 | 6.62 | 12.91 | 15.49 |
Valuation Ratios
| RBL Bank | Karur Vysya Bank | Central Bank | South Indian Bank | J&k Bank | |
|---|---|---|---|---|---|
|
Price / Earnings
|
44.46 | 10.96 | 5.42 | 8.68 | 5.27 |
|
Price / Book Value
|
1.24 | 2.11 | 0.69 | 1.14 | 0.78 |
|
Dividend Yield (%)
|
0.29 | 0.78 | 4.16 | 0.86 | 0.00 |
|
EV/EBITDA
|
459.94 | 11.86 | 5.88 | 9.80 | 3.80 |
|
Market Cap (₹ Cr)
|
17,916.63 | 27,940.59 | 28,467.59 | 8,952.44 | 12,113.13 |