RBL Bank Key Ratios
NSE: RBLBANK | BSE: 540065
₹345.65
As on 23-Oct-2026IST
Market cap
₹53,569 Cr
Revenue (TTM)
₹15,550 Cr
P/E Ratio
44.5
P/B Ratio
1.2
Div. Yield
0.3 %
Key Ratios and Highlights
| Growth Score (%) | Quarterly | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | QoQ | YoY | 1-Year | 3-Years | 5-Years |
| Interest Income | 12.55 | 23.21 | 11.37 | 12.22 | 13.42 |
| Interest Expended | 0.26 | 11.98 | 8.39 | 15.51 | 14.57 |
| Net Interest Income | 28.76 | 37.37 | 15.12 | 8.76 | 12.14 |
| EPS | 112.34 | 2.30 | 39.54 | -14.16 | 39.18 |
| Book Value | -- | -- | 5.00 | 6.07 | 4.80 |
| Key Ratios (%) | Average | Annual (TTM) | |||
|---|---|---|---|---|---|
| Particulars | 3-Years | 5-Years | TTM | Mar-26 | Mar-25 |
| Net NPAs
| 0.47 | -- | 0.00 | -- | -- |
| Net Interest Margin
| 4.39 | 4.43 | 0.00 | 3.76 | 4.71 |
| Net Margin
| 5.31 | 4.59 | 6.12 | 4.76 | 4.02 |
| Return on equity
| 6.02 | 4.99 | 4.00 | 5.49 | 4.75 |
| Return on Assets
| 0.64 | 0.54 | 0.64 | 0.54 | 0.50 |
Income Statement
Provisions and Contingencies
--
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
--
|
3,156.02
|
3,808.10
|
2,058.19
|
1,925.39
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Profitability
Yield on Advances
--
--
Interest Earned as per cent of total advances
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
--
|
12.55
|
15.16
|
14.76
|
13.79
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Yield on Investments
--
--
(Interest on investments + net profit on investments) / total investments
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
--
|
7.93
|
7.77
|
7.36
|
6.08
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Interest Spread
--
--
[Interest Earned / Advances * 100] - [ Interest expended / (borrowings + deposits) * 100]
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
--
|
7.43
|
9.08
|
9.36
|
9.02
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
NIM
--
--
(Interest earned - Interest expended) / (Cash and balance with RBI + Bank call money + Investments + Advances) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
--
|
3.76
|
4.71
|
4.73
|
4.65
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
ROE
4.00
Lower than Peers by 9.23
Profit after tax / Average Net worth * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
4.00
|
5.49
|
4.75
|
8.95
|
7.08
|
|
Peer Median
|
13.23
|
13.25
|
15.04
|
--
|
--
|
ROA
0.64
Lower than Peers by 0.48
Profit after tax / Average Total assets * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
0.64
|
0.54
|
0.50
|
0.99
|
0.83
|
|
Peer Median
|
1.12
|
1.13
|
1.16
|
--
|
--
|
Cost to Income Ratio
--
--
Operating expenses / (Interest earned - Interest Expended + Other Income) * 100
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
--
|
67.91
|
64.32
|
65.65
|
70.11
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Revenue Growth
11.37
Lower than Peers by 1.59
Year on year growth in net sales
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
11.37
|
2.11
|
13.29
|
28.08
|
14.59
|
|
Peer Median
|
12.96
|
9.62
|
13.29
|
--
|
--
|
EBIT Growth
114.17
--
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
114.17
|
-7.90
|
16.86
|
39.41
|
-15.48
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Net Profit Growth
15.12
Lower than Peers by 4.63
Year on year growth in profit after tax
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
15.12
|
22.59
|
-43.09
|
37.01
|
653.45
|
|
Peer Median
|
19.76
|
19.32
|
17.87
|
--
|
--
|
EPS Growth
39.54
Higher than Peers by 25.49
Year on year growth in earnings per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
39.54
|
20.56
|
-43.34
|
35.76
|
653.40
|
|
Peer Median
|
14.04
|
16.81
|
10.58
|
--
|
--
|
Book Value Growth
--
--
Year on year growth in book value per share
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
--
|
6.77
|
5.30
|
9.44
|
7.43
|
|
Peer Median
|
--
|
--
|
--
|
--
|
--
|
Valuation
Price / Earnings
44.46
Higher than Peers by 35.18
Current share price divided by earning per share in the last twelve months
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
44.46
|
20.38
|
14.74
|
11.52
|
9.20
|
|
Peer Median
|
9.28
|
9.59
|
9.38
|
--
|
--
|
Price / Book Value
1.24
No difference
Current share price divided by book value per share in the latest financial year
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
1.24
|
1.08
|
0.68
|
0.99
|
0.63
|
|
Peer Median
|
1.24
|
1.19
|
1.38
|
--
|
--
|
Dividend Yield
0.29
Lower than Peers by 0.44
Dividend per share in the past twelve months divided by current share price
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
0.29
|
0.35
|
0.58
|
0.63
|
1.06
|
|
Peer Median
|
0.73
|
0.70
|
1.14
|
--
|
--
|
EV/EBITDA
13.33
--
Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
13.33
|
10.31
|
6.65
|
9.18
|
9.71
|
|
Peer Median
|
--
|
7.87
|
4.40
|
--
|
--
|
Market Cap
53,569
Lower than Peers by 11,489
Current Share price multiplied by latest total number of shares outstanding
|
Company Name
|
TTM
|
Mar-26
|
Mar-25
|
Mar-24
|
Mar-23
|
|---|---|---|---|---|---|
|
RBL Bank
|
53,569
|
17,917
|
10,567
|
14,519
|
8,457
|
|
Peer Median
|
65,059
|
61,027
|
60,073
|
--
|
--
|