RBL Bank Financials
NSE: RBLBANK | BSE: 540065
₹408.80
As on 03-Sep-2026 12:49IST
Market cap
₹63,030 Cr
Revenue (TTM)
₹14,736 Cr
P/E Ratio
70.1
P/B Ratio
1.5
Div. Yield
0.2 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Interest Earned
|
14,735.81
|
14,336.75
|
14,041.11
|
12,393.80
|
9,676.61
|
8,444.86
|
|||||
|
Other Income
|
3,977.83
|
4,127.18
|
3,778.38
|
3,059.95
|
2,506.93
|
2,351.51
|
|||||
|
Total Income
|
18,713.64
|
18,463.92
|
17,819.49
|
15,453.75
|
12,183.53
|
10,796.37
|
|||||
|
Interest Expended
|
8,199.22
|
7,974.66
|
7,576.19
|
6,350.05
|
4,678.62
|
4,148.24
|
|||||
|
Operating Expenses
|
6,959.61
|
7,123.66
|
6,588.84
|
5,976.52
|
5,261.82
|
3,994.23
|
|||||
|
Operating Profit before Prov. & Cont.
|
3,554.81
|
3,365.60
|
3,654.46
|
3,127.18
|
2,243.09
|
2,653.90
|
|||||
|
Provisions and Contingencies
|
2,416.57
|
2,259.61
|
2,958.67
|
1,778.47
|
1,021.95
|
2,860.40
|
|||||
|
Profit Before Tax
|
1,138.24
|
1,105.99
|
695.80
|
1,348.71
|
1,221.14
|
-206.51
|
|||||
|
Taxes
|
239.18
|
226.95
|
-21.27
|
88.82
|
301.60
|
-40.36
|
|||||
|
Profit after Tax
|
899.06
|
879.04
|
717.07
|
1,259.89
|
919.54
|
-166.15
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
899.06
|
879.04
|
717.07
|
1,259.89
|
919.54
|
-166.15
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
16,724.24
|
16,724.24
|
15,669.53
|
14,837.44
|
13,525.66
|
12,530.50
|
|||||
|
Minority Interest
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Deposits
|
1,38,959.35
|
1,38,959.35
|
1,10,932.90
|
1,03,470.44
|
84,874.74
|
79,006.36
|
|||||
|
Borrowings
|
16,796.44
|
16,796.44
|
13,734.98
|
14,185.25
|
13,331.74
|
11,097.76
|
|||||
|
Other Liabilities & Provisions
|
8,266.89
|
8,266.90
|
6,434.70
|
5,960.80
|
4,073.57
|
3,528.02
|
|||||
|
Total Liabilities
|
1,80,746.92
|
1,80,746.93
|
1,46,772.11
|
1,38,453.92
|
1,15,805.71
|
1,06,162.64
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash and Balance with Reserve Bank of India
|
14,011.59
|
14,011.60
|
10,964.76
|
12,070.82
|
6,238.06
|
13,111.08
|
|||||
|
Balances with Banks and Money at Call
|
9,054.26
|
9,054.26
|
1,601.63
|
2,352.60
|
2,289.13
|
4,446.19
|
|||||
|
Investments
|
32,058.63
|
32,058.63
|
32,103.09
|
29,477.76
|
28,730.26
|
22,129.16
|
|||||
|
Advances
|
1,14,231.94
|
1,14,231.94
|
92,618.27
|
83,986.91
|
70,186.44
|
60,004.57
|
|||||
|
Net Block
|
581.60
|
601.77
|
637.53
|
591.24
|
593.87
|
537.55
|
|||||
|
Other Assets
|
10,768.22
|
10,768.22
|
8,839.88
|
9,967.25
|
7,722.66
|
5,852.54
|
|||||
|
Miscellaneous Exp. Not Written Off
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Total Assets
|
1,80,746.92
|
1,80,746.93
|
1,46,772.11
|
1,38,453.92
|
1,15,805.71
|
1,06,162.64
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
7,612.27
|
-824.06
|
4,954.98
|
-11,031.25
|
6,448.91
|
|||||
|
Cash Flow from Investing Activities
|
--
|
-224.91
|
-280.74
|
-193.46
|
-233.55
|
-264.03
|
|||||
|
Cash from Financing Activities
|
--
|
3,159.95
|
-503.07
|
842.80
|
2,234.69
|
-109.30
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
10,547.31
|
-1,607.86
|
5,604.32
|
-9,030.11
|
6,075.58
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
5.80
|
14.22
|
11.80
|
20.82
|
15.34
|
-2.77
|
|||||
|
Cash EPS (₹)
|
5.80
|
18.22
|
15.68
|
24.70
|
18.89
|
0.23
|
|||||
|
Adjusted Book Value (₹)
|
275.98
|
267.73
|
254.97
|
243.25
|
224.33
|
208.83
|
|||||
|
Dividend per Share (₹)
|
0.26
|
1.00
|
1.00
|
1.50
|
1.50
|
--
|
|||||
|
Cash Flow per Share (₹)
|
--
|
123.15
|
-13.56
|
81.89
|
-183.99
|
107.57
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
72.16
|
-70.66
|
44.17
|
-213.19
|
52.76
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Yield on Advances
|
--
|
12.55
|
15.16
|
14.76
|
13.79
|
14.07
|
|||||
|
Yield on Investments
|
--
|
7.93
|
7.77
|
7.36
|
6.08
|
7.19
|
|||||
|
Interest Spread
|
--
|
7.43
|
9.08
|
9.36
|
9.02
|
9.47
|
|||||
|
NIM (%)
|
--
|
3.76
|
4.71
|
4.73
|
4.65
|
4.31
|
|||||
|
ROE (%)
|
5.47
|
5.49
|
4.75
|
8.95
|
7.08
|
-1.32
|
|||||
|
ROA (%)
|
0.55
|
0.54
|
0.50
|
0.99
|
0.83
|
-0.16
|
|||||
|
Cost to Income Ratio
|
--
|
67.91
|
64.32
|
65.65
|
70.11
|
60.08
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
5.37
|
2.11
|
13.29
|
28.08
|
14.59
|
-2.66
|
|||||
|
EBIT Growth (%)
|
21.97
|
-7.90
|
16.86
|
39.41
|
-15.48
|
-9.73
|
|||||
|
Net Profit Growth (%)
|
4.67
|
22.59
|
-43.09
|
37.01
|
653.45
|
-131.38
|
|||||
|
EPS Growth (%)
|
28.93
|
20.56
|
-43.34
|
35.76
|
653.40
|
-131.30
|
|||||
|
Book Value Growth (%)
|
--
|
6.77
|
5.30
|
9.44
|
7.43
|
-1.15
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
70.11
|
20.38
|
14.74
|
11.52
|
9.20
|
--
|
|||||
|
Price / Book Value
|
1.47
|
1.08
|
0.68
|
0.99
|
0.63
|
0.62
|
|||||
|
Dividend Yield (%)
|
0.25
|
0.35
|
0.58
|
0.63
|
1.06
|
--
|
|||||
|
EV/EBITDA
|
18.51
|
10.31
|
6.65
|
9.18
|
9.71
|
7.12
|
|||||
|
Close Price (₹)
|
369.05
|
289.75
|
173.53
|
240.30
|
141.10
|
130.20
|
|||||
|
High Price (₹)
|
381.70
|
340.40
|
272.10
|
300.70
|
189.30
|
226.45
|
|||||
|
Low Price (₹)
|
243.25
|
164.41
|
146.00
|
134.00
|
74.15
|
118.20
|
|||||
|
Market Cap (₹ Cr)
|
63,030.18
|
17,916.63
|
10,567.34
|
14,519.33
|
8,457.35
|
7,799.67
|