L&T Fin Peer Comparison

NSE: LTF | BSE: 533519

₹314.30

₹-7.60 (-2.36%)

As on 28-Aug-2026IST

Market cap

₹79,166 Cr

Revenue (TTM)

₹18,898 Cr

P/E Ratio

24.9

P/B Ratio

2.7

Div. Yield

0.9 %

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	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
Market cap (₹ Cr)	79,166	60,820	52,353	50,704	42,153
Revenue (₹ Cr)	18,898	20,063	21,733	10,104	7,806
Net Profit (₹ Cr)	3,198.02	2,275.15	3,187.92	2,162.46	786.92
Net Margin (%)	16.89	10.90	14.62	21.26	10.06
RoE (%)	11.79	14.91	13.05	15.18	7.78
Price to Earnings	24.88	26.73	16.10	22.84	53.57
Price-To-Book	2.75	3.71	1.90	3.28	3.25

Income Statement (₹ Cr)

	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
Operating Income	18,897.97	20,063.29	21,732.67	10,104.12	7,806.43
Other Income	33.72	819.01	65.43	69.24	12.13
Total Income	20,182.06	20,707.62	21,086.73	9,877.27	6,803.07
Interest Expense	7,054.41	3,003.29	9,025.63	4,828.75	3,142.23
PBT & Exceptional Items	4,494.40	3,189.64	4,559.23	3,046.17	1,153.93
Operating Expenses	7,325.86	14,689.37	7,947.34	2,147.22	3,522.40
Exceptional Income/Expenses	-28.51	0.00	-132.95	-75.61	0.00
Profit before Tax	4,291.23	3,057.92	4,292.83	2,872.43	1,051.43
Taxes	1,093.21	782.77	1,104.91	709.97	264.51
Profit after Tax	3,198.02	2,275.15	3,187.92	2,162.46	786.92
Minority Interest	-15.47	0.00	-6.94	0.00	0.00
Share of Associate	0.00	0.00	71.71	57.38	0.00
Consolidated Profit	3,182.55	2,275.15	3,252.69	2,219.84	786.92

	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
Shareholder's Funds	27,983.53	15,725.50	26,638.64	14,893.65	10,348.24
Minority Interest	-15.47	0.00	-6.94	0.00	0.00
Non-Current Liabilities	616.40	1,973.91	900.16	310.90	66.57
Current Liabilities	1,13,554.88	48,628.38	1,31,051.81	70,590.86	49,856.75
Total Liabilities	1,42,183.73	66,327.79	1,58,643.94	85,795.39	60,271.56

	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
Non-Current Assets	2,795.13	552.55	2,161.31	1,311.04	203.28
Current Assets	1,38,099.25	64,275.43	1,55,206.53	84,120.74	59,450.81
Total Assets	1,42,183.73	66,327.79	1,58,643.94	85,795.39	60,271.56
Contingent Liabilities	307.66	75.50	1,305.46	117.97	17.48

	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
Cash From Operating Activities	-14,189.24	493.03	-12,772.18	-5,892.22	-21,785.59
Cash Flow from Investing Activities	366.90	245.47	769.52	-1,371.35	-1,340.32
Cash from Financing Activities	15,415.06	-1,172.36	10,637.20	7,478.48	23,387.26
Net Cash Inflow / Outflow	1,592.72	-433.86	-1,365.46	214.91	261.35

	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
ROCE (%)	8.54	11.75	8.63	9.35	7.55
ROE (%)	11.79	14.91	13.05	15.18	7.78
ROA (%)	2.44	3.45	2.11	2.68	1.65
EBIT Margin (%)	60.01	26.13	61.59	76.28	53.57
Net Margin (%)	16.89	10.90	14.62	21.26	10.06
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
Revenue Growth (%)	15.24	7.92	13.56	13.75	72.47
EBIT Growth (%)	15.99	1.69	14.54	12.87	225.51
Net Profit Growth (%)	20.27	21.16	43.18	18.66	340.37
EPS Growth (%)	20.08	21.14	33.47	18.72	323.02
Book Value Growth (%)	9.67	14.12	23.73	12.84	26.43

	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
Price / Earnings	24.68	26.73	15.61	22.25	50.97
Price / Book Value	2.75	3.71	1.90	3.28	3.25
Dividend Yield (%)	0.87	0.39	1.99	0.88	0.00
EV/EBITDA	15.20	18.75	12.38	14.70	20.43
Market Cap (₹ Cr)	60,155.90	60,455.08	39,769.47	48,223.59	29,764.75

	L&T Fin	SBI Cards	Mahin & Mahin Fin	Sundaram Finance	Poonawalla Fincorp
Debt to Equity	0.00	0.00	4.83	0.00	0.00
Short term debt to equity ratio	2.03	2.39	2.91	0.51	1.69
Current Ratio	1.22	1.32	1.18	1.19	1.19
Quick Ratio	1.22	1.32	1.18	1.19	1.19
Interest Coverage	1.61	2.02	1.48	1.59	1.33

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.