L&T Fin Peer Comparison

NSE: LTF | BSE: 533519

₹251.78

₹-0.84 (-0.33%)

As on 04-Nov-2026 09:19IST

Market cap

₹63,313 Cr

Revenue (TTM)

₹20,046 Cr

P/E Ratio

18.5

P/B Ratio

2.2

Div. Yield

1.1 %

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	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
Market cap (₹ Cr)	63,313	51,023	41,795	36,680	2,08,013
Revenue (₹ Cr)	20,046	20,243	8,889	22,642	51,877
Net Profit (₹ Cr)	3,435.90	2,607.98	1,087.57	3,526.22	12,663.30
Net Margin (%)	17.11	12.39	12.22	15.53	24.38
RoE (%)	12.03	15.86	9.02	13.67	14.31
Price to Earnings	18.50	19.56	38.43	10.20	16.40
Price-To-Book	2.16	2.97	3.04	1.33	1.87

Income Statement (₹ Cr)

	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
Operating Income	20,046.38	20,242.84	8,888.63	22,642.14	51,877.10
Other Income	33.75	804.65	12.00	68.61	72.36
Total Income	20,182.06	20,707.62	6,803.07	21,086.73	48,198.74
Interest Expense	7,390.59	3,030.49	3,539.87	9,350.95	20,764.78
PBT & Exceptional Items	4,845.17	3,633.12	1,568.37	5,032.84	17,553.06
Operating Expenses	7,787.35	14,383.88	3,792.39	8,061.06	13,631.62
Exceptional Income/Expenses	-28.51	0.00	0.00	-132.95	0.00
Profit before Tax	4,621.21	3,503.87	1,453.84	4,751.08	16,839.06
Taxes	1,185.31	895.89	366.27	1,224.86	4,175.31
Profit after Tax	3,435.90	2,607.98	1,087.57	3,526.22	12,663.75
Minority Interest	-13.09	0.00	0.00	-6.65	-0.01
Share of Associate	0.00	0.00	0.00	78.07	23.88
Consolidated Profit	3,422.81	2,607.98	1,087.57	3,597.64	12,687.17

	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
Shareholder's Funds	29,267.07	17,172.08	13,754.07	27,487.30	1,11,434.33
Minority Interest	-13.09	0.00	0.00	-6.65	-0.01
Non-Current Liabilities	774.19	2,086.66	107.48	816.62	1,467.08
Current Liabilities	1,27,720.00	51,843.57	60,722.39	1,51,948.83	2,41,860.70
Total Liabilities	1,42,183.73	66,327.79	60,271.56	1,58,643.94	3,21,374.52

	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
Non-Current Assets	3,006.79	564.30	266.26	2,091.58	7,236.72
Current Assets	1,53,261.82	69,043.25	73,635.12	1,77,044.13	3,46,723.03
Total Assets	1,42,183.73	66,327.79	60,271.56	1,58,643.94	3,21,374.52
Contingent Liabilities	307.66	75.50	17.48	1,305.46	3,248.72

	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
Cash From Operating Activities	-14,189.24	493.03	-21,785.59	-12,772.18	-13,281.43
Cash Flow from Investing Activities	366.90	245.47	-1,340.32	769.52	-242.83
Cash from Financing Activities	15,415.06	-1,172.36	23,387.26	10,637.20	8,586.79
Net Cash Inflow / Outflow	1,592.72	-433.86	261.35	-1,365.46	-4,937.47

	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
ROCE (%)	8.54	11.75	7.55	8.63	11.49
ROE (%)	12.03	15.86	9.02	13.67	14.31
ROA (%)	2.41	3.70	1.79	2.14	3.87
EBIT Margin (%)	59.89	28.30	56.05	62.57	72.35
Net Margin (%)	17.11	12.39	12.22	15.53	24.38
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
Revenue Growth (%)	19.92	5.81	74.99	14.94	13.76
EBIT Growth (%)	20.20	11.44	115.91	17.58	15.76
Net Profit Growth (%)	27.39	35.96	399.21	46.83	28.74
EPS Growth (%)	27.22	35.94	361.59	40.14	-33.57
Book Value Growth (%)	9.67	14.12	26.43	23.73	16.78

	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
Price / Earnings	18.37	19.56	37.27	9.92	14.77
Price / Book Value	2.16	2.97	3.04	1.33	1.87
Dividend Yield (%)	1.09	0.47	0.00	2.84	1.22
EV/EBITDA	13.06	15.52	17.10	10.63	11.74
Market Cap (₹ Cr)	60,155.90	60,455.08	29,764.75	39,769.47	1,64,090.04

	L&T Fin	SBI Cards	Poonawalla Fincorp	Mahin & Mahin Fin	Shriram Finance
Debt to Equity	0.00	0.00	0.00	0.00	0.00
Short term debt to equity ratio	2.03	2.39	1.69	2.09	1.17
Current Ratio	1.20	1.33	1.21	1.17	1.43
Quick Ratio	1.20	1.33	1.21	1.17	1.43
Interest Coverage	1.63	2.16	1.41	1.51	1.81

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.