L&T Fin Peer Comparison

NSE: LTF | BSE: 533519

₹261.20

₹3.80 (1.48%)

As on 09-Oct-2026 15:31IST

Market cap

₹65,442 Cr

Revenue (TTM)

₹18,898 Cr

P/E Ratio

20.6

P/B Ratio

2.3

Div. Yield

1.1 %

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	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
Market cap (₹ Cr)	65,442	53,554	45,794	44,396	38,945
Revenue (₹ Cr)	18,898	20,063	10,104	21,733	7,806
Net Profit (₹ Cr)	3,198.02	2,275.15	2,162.46	3,187.92	786.92
Net Margin (%)	16.89	10.90	21.26	14.62	10.06
RoE (%)	11.79	14.91	15.18	13.05	7.78
Price to Earnings	20.56	23.54	20.63	13.65	49.49
Price-To-Book	2.27	3.27	2.96	1.61	3.00

Income Statement (₹ Cr)

	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
Operating Income	18,897.97	20,063.29	10,104.12	21,732.67	7,806.43
Other Income	33.72	819.01	69.24	65.43	12.13
Total Income	20,182.06	20,707.62	9,877.27	21,086.73	6,803.07
Interest Expense	7,054.41	3,003.29	4,828.75	9,025.63	3,142.23
PBT & Exceptional Items	4,494.40	3,189.64	3,046.17	4,559.23	1,153.93
Operating Expenses	7,325.86	14,689.37	2,147.22	7,947.34	3,522.40
Exceptional Income/Expenses	-28.51	0.00	-75.61	-132.95	0.00
Profit before Tax	4,291.23	3,057.92	2,872.43	4,292.83	1,051.43
Taxes	1,093.21	782.77	709.97	1,104.91	264.51
Profit after Tax	3,198.02	2,275.15	2,162.46	3,187.92	786.92
Minority Interest	-15.47	0.00	0.00	-6.94	0.00
Share of Associate	0.00	0.00	57.38	71.71	0.00
Consolidated Profit	3,182.55	2,275.15	2,219.84	3,252.69	786.92

	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
Shareholder's Funds	27,983.53	15,725.50	14,893.65	26,638.64	10,348.24
Minority Interest	-15.47	0.00	0.00	-6.94	0.00
Non-Current Liabilities	616.40	1,973.91	310.90	900.16	66.57
Current Liabilities	1,13,554.88	48,628.38	70,590.86	1,31,051.81	49,856.75
Total Liabilities	1,42,183.73	66,327.79	85,795.39	1,58,643.94	60,271.56

	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
Non-Current Assets	2,795.13	552.55	1,311.04	2,161.31	203.28
Current Assets	1,38,099.25	64,275.43	84,120.74	1,55,206.53	59,450.81
Total Assets	1,42,183.73	66,327.79	85,795.39	1,58,643.94	60,271.56
Contingent Liabilities	307.66	75.50	117.97	1,305.46	17.48

	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
Cash From Operating Activities	-14,189.24	493.03	-5,892.22	-12,772.18	-21,785.59
Cash Flow from Investing Activities	366.90	245.47	-1,371.35	769.52	-1,340.32
Cash from Financing Activities	15,415.06	-1,172.36	7,478.48	10,637.20	23,387.26
Net Cash Inflow / Outflow	1,592.72	-433.86	214.91	-1,365.46	261.35

	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
ROCE (%)	8.54	11.75	9.35	8.63	7.55
ROE (%)	11.79	14.91	15.18	13.05	7.78
ROA (%)	2.44	3.45	2.68	2.11	1.65
EBIT Margin (%)	60.01	26.13	76.28	61.59	53.57
Net Margin (%)	16.89	10.90	21.26	14.62	10.06
Cash Profit Margin (%)	0.00	0.00	0.00	0.00	0.00

	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
Revenue Growth (%)	15.24	7.92	13.75	13.56	72.47
EBIT Growth (%)	15.99	1.69	12.87	14.54	225.51
Net Profit Growth (%)	20.27	21.16	18.66	43.18	340.37
EPS Growth (%)	20.08	21.14	18.72	33.47	323.02
Book Value Growth (%)	9.67	14.12	12.84	23.73	26.43

	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
Price / Earnings	20.09	22.92	20.06	12.88	46.66
Price / Book Value	2.23	3.18	2.96	1.57	2.97
Dividend Yield (%)	1.07	0.46	0.97	2.41	0.00
EV/EBITDA	13.93	17.13	14.07	11.72	19.59
Market Cap (₹ Cr)	60,155.90	60,455.08	48,223.59	39,769.47	29,764.75

	L&T Fin	SBI Cards	Sundaram Finance	Mahin & Mahin Fin	Poonawalla Fincorp
Debt to Equity	0.00	0.00	0.00	4.83	0.00
Short term debt to equity ratio	2.03	2.39	0.51	2.91	1.69
Current Ratio	1.22	1.32	1.19	1.18	1.19
Quick Ratio	1.22	1.32	1.19	1.18	1.19
Interest Coverage	1.61	2.02	1.59	1.48	1.33

*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.