L&T Fin Financials
NSE: LTF | BSE: 533519
₹310.40
As on 09-Sep-2026 15:59IST
Market cap
₹77,973 Cr
Revenue (TTM)
₹18,898 Cr
P/E Ratio
24.5
P/B Ratio
2.7
Div. Yield
0.9 %
Income Statement (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Operating Income
|
18,897.97
|
17,913.67
|
15,924.24
|
13,576.51
|
12,774.95
|
11,929.70
|
|||||
|
Other Income
|
33.72
|
2,268.39
|
2,252.79
|
2,157.40
|
2,539.58
|
4,340.83
|
|||||
|
Total Income
|
18,931.69
|
20,182.06
|
18,177.03
|
15,733.91
|
15,314.53
|
16,270.53
|
|||||
|
Interest Expense
|
7,054.41
|
6,914.73
|
6,152.16
|
5,386.66
|
5,822.21
|
5,773.43
|
|||||
|
Operating Expenses
|
7,325.86
|
9,030.96
|
8,394.71
|
7,203.45
|
7,250.43
|
9,171.61
|
|||||
|
Exceptional Income/Expenses
|
-28.51
|
-28.51
|
--
|
--
|
-2,687.17
|
--
|
|||||
|
Profit before Tax
|
4,291.23
|
3,998.17
|
3,491.26
|
3,029.03
|
-556.52
|
1,222.85
|
|||||
|
Taxes
|
1,093.21
|
1,015.30
|
847.84
|
711.90
|
172.37
|
373.62
|
|||||
|
Profit after Tax
|
3,198.02
|
2,982.87
|
2,643.42
|
2,317.13
|
-728.89
|
849.23
|
|||||
|
Minority Interest
|
-15.47
|
-1.69
|
0.24
|
2.97
|
86.77
|
20.87
|
|||||
|
Share of Associate
|
--
|
--
|
--
|
--
|
--
|
--
|
|||||
|
Consolidated Profit
|
3,182.55
|
2,981.18
|
2,643.66
|
2,320.10
|
1,623.25
|
1,070.11
|
Liabilities (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Shareholder's Funds
|
27,983.53
|
27,983.53
|
25,564.06
|
23,438.44
|
21,528.37
|
19,947.70
|
|||||
|
Minority Interest
|
-15.47
|
50.50
|
67.06
|
89.55
|
89.44
|
179.83
|
|||||
|
Non-Current Liabilities
|
616.40
|
51,867.43
|
37,999.30
|
31,290.79
|
38,845.54
|
48,854.96
|
|||||
|
Current Liabilities
|
1,13,554.88
|
60,481.54
|
54,995.81
|
46,041.78
|
44,037.70
|
36,390.14
|
|||||
|
Total Liabilities
|
1,42,205.31
|
1,42,183.73
|
1,20,383.78
|
1,02,693.84
|
1,06,338.80
|
1,06,880.38
|
Assets (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Non-Current Assets
|
2,795.13
|
1,26,229.74
|
1,01,832.06
|
90,345.93
|
83,909.75
|
90,334.08
|
|||||
|
Current Assets
|
1,38,099.25
|
14,153.26
|
16,794.17
|
10,514.63
|
20,591.30
|
14,296.12
|
|||||
|
Total Assets
|
1,42,205.31
|
1,42,183.73
|
1,20,383.78
|
1,02,693.84
|
1,06,338.80
|
1,06,880.38
|
|||||
|
Contingent Liabilities
|
--
|
307.66
|
327.15
|
535.60
|
807.43
|
1,073.23
|
Cashflow (₹ Cr) |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash From Operating Activities
|
--
|
-14,189.24
|
-16,587.47
|
685.64
|
6,718.25
|
6,078.06
|
|||||
|
Cash Flow from Investing Activities
|
--
|
366.90
|
471.83
|
848.62
|
-334.76
|
-5,083.54
|
|||||
|
Cash from Financing Activities
|
--
|
15,415.06
|
15,418.51
|
-7,049.59
|
-1,663.81
|
-3,023.01
|
|||||
|
Net Cash Inflow / Outflow
|
--
|
1,592.72
|
-697.13
|
-5,515.33
|
4,719.68
|
-2,028.49
|
Financials Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Adjusted EPS (₹)
|
12.80
|
11.90
|
10.60
|
9.32
|
6.55
|
4.33
|
|||||
|
Cash EPS (₹)
|
12.70
|
12.75
|
11.15
|
9.77
|
-2.49
|
3.85
|
|||||
|
Adjusted Book Value (₹)
|
115.04
|
111.46
|
102.03
|
93.73
|
86.25
|
79.89
|
|||||
|
Dividend per Share (₹)
|
0.89
|
2.75
|
2.75
|
2.50
|
2.00
|
0.50
|
|||||
|
Cash Flow per Share (₹)
|
--
|
-56.66
|
-66.49
|
2.75
|
27.09
|
24.57
|
|||||
|
Free Cash Flow per Share (₹)
|
--
|
33.99
|
-17.37
|
21.10
|
-4.07
|
3.36
|
Profitability Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
ROCE (%)
|
--
|
8.54
|
8.86
|
8.23
|
5.02
|
6.59
|
|||||
|
ROE (%)
|
11.79
|
11.18
|
10.84
|
10.36
|
-3.54
|
4.43
|
|||||
|
ROA (%)
|
2.44
|
2.30
|
2.41
|
2.26
|
-0.69
|
0.80
|
|||||
|
EBIT Margin (%)
|
60.01
|
48.42
|
46.41
|
46.10
|
42.37
|
22.26
|
|||||
|
Net Margin (%)
|
16.89
|
14.78
|
14.54
|
14.73
|
-4.76
|
5.22
|
|||||
|
Cash Profit Margin (%)
|
--
|
17.82
|
17.47
|
17.91
|
-4.83
|
7.98
|
Growth Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Revenue Growth (%)
|
15.24
|
12.49
|
17.29
|
6.27
|
7.09
|
-10.66
|
|||||
|
EBIT Growth (%)
|
15.99
|
17.35
|
18.09
|
15.61
|
103.86
|
-51.33
|
|||||
|
Net Profit Growth (%)
|
17.05
|
12.84
|
14.08
|
417.90
|
-185.83
|
15.04
|
|||||
|
EPS Growth (%)
|
19.28
|
12.34
|
13.68
|
42.40
|
51.34
|
10.01
|
|||||
|
Book Value Growth (%)
|
--
|
9.67
|
9.11
|
9.08
|
8.21
|
6.42
|
Valuation Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Price / Earnings
|
24.50
|
20.18
|
14.46
|
16.97
|
12.53
|
18.62
|
|||||
|
Price / Book Value
|
2.70
|
2.16
|
1.50
|
1.69
|
0.95
|
1.01
|
|||||
|
Dividend Yield (%)
|
0.88
|
1.14
|
1.80
|
1.58
|
2.44
|
0.62
|
|||||
|
EV/EBITDA
|
15.52
|
14.56
|
12.27
|
13.06
|
11.24
|
13.69
|
|||||
|
Close Price (₹)
|
310.75
|
240.20
|
153.22
|
158.25
|
82.05
|
80.60
|
|||||
|
High Price (₹)
|
329.45
|
329.45
|
194.25
|
179.00
|
98.30
|
101.10
|
|||||
|
Low Price (₹)
|
194.40
|
140.00
|
129.15
|
79.30
|
65.95
|
58.50
|
|||||
|
Market Cap (₹ Cr)
|
77,972.63
|
60,155.90
|
38,221.36
|
39,362.38
|
20,340.28
|
19,928.56
|
Solvency Ratios |
TTM | Mar-26 | Mar-25 | Mar-24 | Mar-23 | Mar-22 | Mar-21 | Mar-20 | Mar-19 | Mar-18 | Mar-17 |
|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debt to Equity
|
--
|
3.94
|
3.62
|
3.28
|
3.88
|
4.31
|
|||||
|
Short term debt to equity ratio
|
--
|
2.03
|
2.06
|
1.86
|
1.97
|
1.75
|
|||||
|
Current Ratio
|
1.22
|
0.23
|
0.31
|
0.23
|
0.47
|
0.39
|
|||||
|
Quick Ratio
|
1.22
|
0.23
|
0.31
|
0.23
|
0.47
|
0.39
|
|||||
|
Interest Coverage
|
1.61
|
1.58
|
1.57
|
1.56
|
0.90
|
1.21
|