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L&T Fin Key Ratios

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NSE: LTF | BSE: 533519

₹273.18

up-down-arrow ₹-5.41 (-1.94%)

As on 06-Nov-2026 11:14IST

Market cap

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₹68,589 Cr

Revenue (TTM)

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₹20,046 Cr

P/E Ratio

info icon

20

P/B Ratio

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2.3

Div. Yield

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1 %

Key Ratios and Highlights

Growth Score (%) Quarterly Annual (TTM)
Particulars QoQ YoY 1-Year 3-Years 5-Years
Revenue 5.20 26.49 19.92 15.20 36.06
EBIT 3.57 25.39 20.20 15.80 10.66
Net Profit 8.05 32.70 23.15 19.17 52.90
EPS 8.01 32.35 26.43 17.66 27.51
Book Value -- -- 9.25 8.92 8.19
Key Ratios (%) Average Annual (TTM)
Particulars3-Years5-YearsTTMMar-26Mar-25
EBIT-Margin info 46.9741.1159.8948.4246.41
Net Margin info 14.688.9017.1114.7814.54
Return on equity info 10.796.6512.0311.1810.84
Return on Assets info 2.321.412.412.302.41

Profitability

View Detailed Peer Comparison

ROCE

--

--

Earning before interest and taxes / (Average net worth + Average total Debt) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
--
8.54
8.86
8.23
5.02
Peer Median
--
9.86
10.60
9.14
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROE

12.03

Higher than Peers by 2.68

Profit after tax / Average Net worth * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
12.03
11.18
10.84
10.36
-3.54
Peer Median
9.35
10.77
10.78
8.66
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
ROA

2.41

Lower than Peers by 0.44

Profit after tax / Average Total assets * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
2.41
2.30
2.41
2.26
-0.69
Peer Median
2.85
2.72
3.50
2.67
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Margin

59.89

Lower than Peers by 8.17

Operating profit (EBIT) / Net Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
59.89
48.42
46.41
46.10
42.37
Peer Median
68.06
61.17
61.18
97.28
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Margin

17.11

Lower than Peers by 6.29

Net profit / Total Income (Net sales plus other income) * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
17.11
14.78
14.54
14.73
-4.76
Peer Median
23.40
18.52
26.68
51.92
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Cash Profit Margin

--

--

(Net profit + Depreciation) / Gross Sales * 100

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
--
17.82
17.47
17.91
-4.83
Peer Median
--
--
--
0.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Growth

View Detailed Peer Comparison

Revenue Growth

19.92

Higher than Peers by 0.66

Year on year growth in net sales

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
19.92
12.49
17.29
6.27
7.09
Peer Median
19.26
18.48
17.06
34.70
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EBIT Growth

20.20

Higher than Peers by 1.88

Year on year growth in operating profit (EBIT)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
20.20
17.35
18.09
15.61
103.86
Peer Median
18.32
28.72
15.67
38.04
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Net Profit Growth

23.15

Higher than Peers by 2.89

Year on year growth in profit after tax

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
23.15
12.84
14.08
417.90
-185.83
Peer Median
20.26
51.73
11.48
49.18
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EPS Growth

26.43

Higher than Peers by 16.56

Year on year growth in earnings per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
26.43
12.34
13.68
42.40
51.34
Peer Median
9.87
38.04
-3.51
50.00
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Book Value Growth

--

--

Year on year growth in book value per share

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
--
9.67
9.11
9.08
8.21
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Solvency

View Detailed Peer Comparison

Debt to Equity

--

--

Total debt / Net worth

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
--
3.94
3.62
3.28
3.88
Peer Median
--
1.97
2.00
1.60
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Short term debt to equity ratio

--

--

(Short term borrowings / Net worth)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
--
2.03
2.06
1.86
1.97
Peer Median
--
--
--
--
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Current Ratio

1.20

Lower than Peers by 0.27

Current Assets / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
1.20
0.23
0.31
0.23
0.47
Peer Median
1.47
0.99
4.14
2.82
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Quick Ratio

1.20

Lower than Peers by 0.27

(Current Assets - Inventory) / Current Liabilities and Provisions

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
1.20
0.23
0.31
0.23
0.47
Peer Median
1.47
1.44
1.54
1.36
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Interest Coverage

1.63

Lower than Peers by 0.32

Earning before interest and taxes (EBIT) / Interest Expenses

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
1.63
1.58
1.57
1.56
0.90
Peer Median
1.95
1.84
1.98
2.17
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.

Valuation

View Detailed Peer Comparison

Price / Earnings

20.04

Higher than Peers by 1.49

Current share price divided by earning per share in the last twelve months

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
20.04
20.18
14.46
16.97
12.53
Peer Median
18.55
18.79
20.09
19.35
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Price / Book Value

2.34

Higher than Peers by 0.51

Current share price divided by book value per share in the latest financial year

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
2.34
2.16
1.50
1.69
0.95
Peer Median
1.84
1.86
1.53
1.83
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Dividend Yield

1.01

Higher than Peers by 0.92

Dividend per share in the past twelve months divided by current share price

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
1.01
1.14
1.80
1.58
2.44
Peer Median
0.09
0.04
0.05
0.16
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
EV/EBITDA

11.86

--

Enterprise Value (Current Market Capitalisation + Total Debt - Cash & Equivalents) / Earnings before interest, taxes, depreciation and taxes (EBITDA)

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
11.86
14.56
12.27
13.06
11.24
Peer Median
--
14.68
13.42
23.06
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
Market Cap

68,589

Higher than Peers by 61,124

Current Share price multiplied by latest total number of shares outstanding

Company Name
TTM
Mar-26
Mar-25
Mar-24
Mar-23
L&T Fin
68,589
60,156
38,221
39,362
20,340
Peer Median
7,466
6,222
3,133
4,482
--
*TTM (Trailing Twelve Months) data based on income statement of last 4 quarters and interim half yearly balance sheet.
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